Roanoke Valley Credit Union Roanoke VA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Roanoke Valley Community, your trusted partner in financial well-being. Located at 4218 Brambleton Ave, Roanoke, VA 24018, our Cave Spring Branch has been serving the community since 1947. With a strong commitment to our members, we proudly support over 9,429 individuals and families, helping them achieve their financial goals. As a vital part of the Roanoke community, we understand the unique needs of our members. Our total assets exceed $108 million, reflecting our stability and dedication to providing quality financial services. Whether you are looking for a new auto loan or need assistance with personal banking, our diverse offerings include checking and savings accounts, mortgages, credit cards with rewards, and more. We believe in transparency and trust. That's why we want you to know that we manage $1,924,648 in deposits and have a net worth of $14,784,011. Our team is here to assist you with personalized service every step of the way. Led by our dedicated CEO, Pam Duke, and Board President Dorothy Dixon, we pride ourselves on being accessible and responsive to our members' needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 13045, Roanoke, VA 24030-3045. At Roanoke Valley Community Credit Union, we're not just about numbers; we're about building relationships that last a lifetime. We invite you to reach out or stop by today! For any inquiries or assistance, feel free to call us at 540-982-3931. Your financial future starts here!

Branch History & Mission

Join Us

If you're ready to experience personalized service and become part of a caring community, consider joining Roanoke Valley Community. We invite you to explore how our financial products can help you achieve your goals. Visit us today or check out our website at www.rvccu.org for more information about membership eligibility and services offered. Together, let's build a brighter financial future!

Our Journey

Since our inception, Roanoke Valley Community has evolved significantly. We started as a small institution focused on meeting the needs of local families and businesses. Over the years, we have expanded our services and adapted to the changing financial landscape while staying true to our core values. From traditional banking services like checking and savings accounts to modern conveniences such as online and mobile banking, we continue to embrace innovation while ensuring that personal service remains at the heart of what we do. Our branch is not just about numbers; it's about people. We take pride in fostering relationships with our members and supporting their financial journeys. Whether you're looking for an auto loan or seeking advice on debt consolidation, our dedicated team is here to assist you every step of the way.

Our Mission

At Roanoke Valley Community, our mission is simple yet powerful: to empower individuals and families through accessible financial services while actively engaging in community support initiatives. We believe that everyone deserves a chance at financial wellness, which is why we offer products tailored to meet diverse needs from personal loans and mortgages to business banking solutions. We understand that being involved in the community is essential. That's why we regularly participate in outreach programs and partnerships aimed at uplifting those around us. By offering workshops on financial literacy and supporting local charities, we strive to make a positive impact beyond just banking. While members can visit us at 4218 Brambleton Ave, official correspondence should be sent to PO Box 13045, Roanoke, VA 24030-3045. Our operating hours are convenient for all Monday through Friday from 8:30 AM to 5:30 PM and we proudly offer ATM access and drive-thru banking for added convenience.

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more about how we can assist you? Feel free to give us a call at 540-982-3931. We invite you to stop by and discover how Roanoke Valley Community can support your financial journey today!

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Whether you're stopping by for a quick transaction or need assistance with more complex banking needs, our team is ready to help during these hours.

Parking and Accessibility

We understand the importance of convenience when it comes to banking. Our branch provides ample parking spaces for members, ensuring that you can visit us with ease. Additionally, we are committed to accessibility for all our members, featuring ADA-compliant entrances and ramps.

Services Offered

At the Cave Spring Branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash on the go? Enjoy the convenience of our ATM services available on-site. Plus, if you prefer a drive-thru option for simple transactions like deposits or withdrawals, we have that covered as well!

Member Eligibility

At Roanoke Valley Community, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming, and we're excited to share how you can become a member. To be eligible, you just need to live, work, worship, or attend school in the Roanoke area. If you meet these criteria, you're already on your way to enjoying all the benefits of membership! Our members gain access to competitive rates, personalized service, and a variety of financial products designed with your needs in mind. To get started, simply visit us at our convenient location at 4218 Brambleton Ave Roanoke Va 24018 or give us a call at (540) 982-3931 for more details. You can also check out the specifics about eligibility on our website at http://www.rvccu.org/rvccu-membership. Once you're ready to open an account, the process is easy just head over to http://www.rvccu.org/apply-for-loan to begin your journey with us today! We can't wait for you to join the Roanoke Valley Community family!

Business Banking & Commercial Services

Practical Merchant Services

Managing day-to-day operations can be overwhelming. That's where our merchant services come into play. Imagine being able to accept payments quickly and securely, giving your customers more options while streamlining your cash flow. With features designed specifically for businesses like yours, you'll spend less time worrying about transactions and more time focusing on what you do best. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Whether you need funds for equipment purchases, inventory expansion, or other operational needs, we're here to partner with you every step of the way. Visit us at 4218 Brambleton Ave Roanoke Va 24018 or call us at (540) 982-3931 to learn how we can support your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Comprehensive List Of Services

Convenient Access Anytime

With our ATM services available at convenient locations, withdrawing cash is easier than ever. You can also take advantage of basic drive-thru banking for quick transactions like deposits and withdrawals without needing to leave your vehicle. We invite you to visit us at our branch located at 4218 Brambleton Ave Roanoke Va 24018 or give us a call at (540) 982-3931 for more information about how we can assist you with all your financial needs. At Roanoke Valley Community, your success is our priority! Explore all our services today by visiting our website.

Credit Cards That Reward You

Our credit cards come with rewards that can benefit you for everyday purchases. Whether it's cash back or travel points, our cards are designed to provide value with every transaction.

Flexible Loan Options

When life presents unexpected expenses, our personal loans and debt consolidation services can help alleviate financial stress. With competitive rates and flexible terms, we strive to find a solution that works for you.

Home Financing Solutions

If you're considering buying a home or refinancing an existing mortgage, Roanoke Valley Community provides mortgage loans tailored for various needs. Our knowledgeable staff is here to guide you through the process, ensuring you understand every step along the way.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts designed for everyday use. Imagine being able to manage your finances with ease through online and mobile banking features. You can check balances, make transfers, and pay bills right from your smartphone or computer. We also offer auto loans and vehicle financing, making it simple for you to drive away in your dream car without the hassle often associated with financing.

Support for Local Businesses

For small business owners, we offer specialized services such as merchant services and business loans. We understand the challenges of running a business, and we're here to support your growth.

Digital & Online Banking

Key Services

Our online banking platform provides 24/7 access to your accounts, allowing you to view balances, transfer funds, and pay bills at your convenience. Plus, you can enjoy the benefits of e-statements, which are not only eco-friendly but also allow for easy tracking of your financial history without the clutter of paper statements. Need to send money to friends or family? Our person-to-person transfer feature makes it quick and effortless. Just a few taps on your device and you're done! And if you're always on the go, our mobile application ensures that all these services are right in your pocket.

Security & Accessibility

Security is a top priority at Roanoke Valley Community. While we do not offer electronic signature authorization yet, rest assured that our systems are designed with robust security features to keep your personal information safe. You can bank with peace of mind knowing that we prioritize your privacy. Navigating our online banking services is straightforward and user-friendly. Whether you're a tech-savvy individual or just getting started with online banking, you'll find our tools accessible and easy to use. In summary, digital banking at Roanoke Valley Community offers convenience without compromising on security. Join us today and experience how easy managing your finances can be!

Financial Strength

A Solid Foundation

With a net worth of $14,784,011, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 18,268, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Roanoke Valley Community is your trusted partner. Visit us at 4218 Brambleton Ave Roanoke Va 24018 or call (540) 982-3931 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our financial health is further reflected in our $12,037,013 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $881 in used auto loans and $69,438,497 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $567,550 in share certificates and $4,693,919 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $415,773 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,569,725 in used vehicle loans and $10,672,339 in new vehicle loans already helping members get on the road. We provide competitive financing for both new and used vehicles, making it easier for you to drive away in the car you want. Plus, if you're considering refinancing your current auto loan, we can help with that too!

Credit Lines

In addition to our standard loan offerings, we provide access to credit lines totaling $15,000,000. This can give you the flexibility you need for unexpected expenses or planned purchases without the hassle of applying for multiple loans. We invite you to explore our loan products further. For more information or to discuss eligibility options tailored specifically for you, please call us at 540-982-3931 or visit us at 4218 Brambleton Ave Roanoke VA 24018. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us partner with you on your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,068,044, make buying or refinancing simple. We work closely with our members to ensure they find a mortgage solution that fits their budget and long-term financial plans.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,612,687 in loans helping members manage their finances effectively. Our credit cards come with great benefits and low rates to help you stay on top of your spending.

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ROANOKE VALLEY COMMUNITY FEDERAL CREDIT UNION - Roanoke, VA

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