Roanoke Valley Community CU Roanoke VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Roanoke Valley Community, your trusted financial partner located at 723 5th St NE, Roanoke, VA 24016. Since our establishment in 1947, we have dedicated ourselves to serving our members with a commitment to community, transparency, and personalized service. With over 9,400 members, we are proud to be a cornerstone of the Roanoke community, providing essential banking services that truly make a difference. At Roanoke Valley Community, we understand that every financial journey is unique. That's why we offer a wide range of products designed for all stages of life from checking and savings accounts to auto loans and mortgages. Our total assets exceed $108 million, with deposits totaling $1,924,648. This strong financial foundation allows us to support our members effectively while maintaining stability and security. Led by our CEO Pam Duke and Board President Dorothy Dixon, our passionate team of 25 employees is here to ensure you receive the highest level of service possible. We also maintain a healthy net worth of $14,784,011, which reflects our sound management practices and dedication to member welfare. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 13045, Roanoke, VA 24030. If you have questions or need assistance, don't hesitate to reach out at 540-982-3931. Join us today and experience the difference that comes from being part of a community-focused credit union where your financial success is our priority! Visit our website at www.rvccu.org for more information on how we can assist you.

Branch History & Mission

Welcome to the Roanoke Valley Community, where our story is woven into the fabric of Roanoke, Virginia. Founded in 1947, we have proudly served our community for over 75 years. Our branch, located at 723 5th St NE, Roanoke, VA 24016, has become a trusted partner for thousands of individuals and families seeking financial stability and growth. Since our inception, we have grown alongside our members. Today, we boast a vibrant membership of 9,429 dedicated individuals who rely on us for their financial needs. With total assets reaching an impressive $108,109,869, we are committed to providing not just financial services but also support that fosters community well-being. Our mission is clear: to empower our members through personalized banking solutions while nurturing strong ties within our local community. At Roanoke Valley Community, we understand that banking is about more than just transactions; it's about relationships. We focus on delivering essential services like checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Whether you're looking to finance a vehicle or save for your future, we're here to help every step of the way. We take pride in our modern approach to banking. Our branch offers both traditional services and digital conveniences like online banking and mobile access. We ensure that all members can easily manage their finances in a way that suits their lifestyle. For those who prefer face-to-face interaction, our drive-thru service and welcoming lobby hours from 8:30 AM to 5:30 PM make it easy to connect with us. As part of our commitment to accessibility and convenience, we also provide ATM services at our location. While members can visit us at 723 5th St NE, official correspondence should be sent to P.O. Box 13045, Roanoke, VA 24030 if needed. Beyond banking services, we engage actively with our community through outreach programs and partnerships designed to uplift those around us. Whether it's sponsoring local events or supporting educational initiatives, we believe in investing in the future of Roanoke. Join us at the Roanoke Valley Community today! Experience the difference of a credit union that truly cares about its members and the community it serves. Visit our website at rvccu.org or call us at 540-982-3931 to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Address and Communication

While you can visit us at our main office address, for any official correspondence, please send your mail to P.O. Box 13045, Roanoke, VA 24030.

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 540-982-3931 for more information or visit our website at RVCCU. We look forward to welcoming you into our community and helping you achieve your financial goals!

Getting Here

Finding us is a breeze! Our branch is situated in a vibrant area of Roanoke City, making it accessible for everyone. We offer ample parking spaces for our members and ensure that our facilities are ADA compliant, complete with ramps and accessible entrances.

Operating Hours

We understand that life can be busy. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. Whether you need to conduct routine banking or have specific financial questions, our friendly staff is ready to assist you during these hours.

Services Offered

At the Roanoke Valley Community Credit Union, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide credit cards with rewards and various business banking services. Need quick access? Enjoy the convenience of our ATM services available on-site and take advantage of our drive-thru banking for simple transactions without leaving your car.

Member Eligibility

At Roanoke Valley Community, we believe that everyone deserves a place where they can feel supported and valued. Becoming a member is simple and opens the door to numerous benefits tailored just for you. If you live, work, or worship in the Roanoke area, you're likely eligible to join our community. We welcome individuals from all walks of life, so whether you're new to banking or looking for better financial options, you can find a home with us. For more specific details on eligibility criteria, we encourage you to check out our resource at http://www.rvccu.org/rvccu-membership. Joining is just a step away! To open your account and start enjoying the perks of membership like competitive rates on loans and personalized service simply visit us at our branch located at 723 5Th St Ne Roanoke Va 24016 or call us at (540) 982-3931 for assistance. We're here to help you every step of the way, making your journey toward financial wellness smooth and inviting. Don't hesitate; connect with us today!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, our merchant services are designed to simplify daily operations for businesses like yours. Imagine being able to process payments seamlessly while accessing valuable insights into your sales trends. Our tools help you manage cash flow effectively, allowing you to focus on what matters most growing your business. Located at 723 5Th St Ne Roanoke Va 24016 in Roanoke, VA, we're here to support your business journey every step of the way. Contact us at (540) 982-3931 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're a business owner, Roanoke Valley Community offers essential banking services such as merchant services and business loans. We know that running a business involves many moving parts; that's why we provide easy access to funding when you need it most.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards come with rewarding benefits. You can earn points on everyday purchases that can be redeemed for exciting rewards, making every dollar count.

Digital Banking Convenience

In today's fast-paced world, having digital banking features is crucial. Our mobile app allows you to manage your accounts on the go check balances, transfer funds, or even send money to friends easily through person-to-person payments. Plus, with e-statements available at your fingertips, keeping track of your finances is hassle-free.

Financing Your Dreams

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever. We work with you to find a plan that fits your budget. If you're considering buying a home, our mortgage loans and refinancing solutions can help you secure favorable terms. And if life throws unexpected expenses your way, our personal loans and debt consolidation services are here to assist.

Personal Banking Made Easy

Our personal banking services are tailored to fit your lifestyle. With checking and savings accounts that offer flexibility and convenience, managing your money has never been simpler. Imagine being able to deposit checks from the comfort of your home using our online banking platform. You can also access your funds anytime through our ATM services and enjoy basic drive-thru banking for quick deposits and withdrawals.

Your Trusted Financial Partner

At Roanoke Valley Community, we pride ourselves on being more than just a credit union; we're your financial partner committed to helping you succeed. Our dedicated team is always ready to assist you with any questions or concerns you may have. For more information about our services or to speak with one of our friendly representatives, please call us at (540) 982-3931 or visit our website at https://www.rvccu.org/. Join us today and experience the difference!

Digital & Online Banking

At Roanoke Valley Community, we understand that your time is valuable. That's why we've designed our digital and online banking services to provide you with convenience, security, and easy access to your finances whenever you need it. Whether you're at home or on the go, managing your money has never been easier. With our robust online banking platform available at https://www.rvccu.org/, you can check balances, transfer funds, and pay bills all in one place. Plus, if you prefer paperless options, we offer e-statements to keep your financial records organized and accessible. You can stay updated without worrying about clutter or lost documents. Our mobile application also empowers you to manage your accounts right from your smartphone. You can easily send money to friends or family with our person-to-person transfer feature. While mobile payments are not currently available, our app is user-friendly and efficient for all your banking needs. Security is a top priority for us. Although we don't offer electronic signature authorization at this time, rest assured that all transactions through our online banking system are protected with advanced security measures. You can bank confidently knowing your information is safe. With 24/7 online banking services, you have real-time access to your accounts anytime you need it. The flexibility of managing your finances on your own terms makes life a little less hectic. Explore all that digital banking has to offer at Roanoke Valley Community today! For more information or assistance, feel free to reach out at (540) 982-3931.

Financial Strength

Commitment to Member Growth

With $12,037,013 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $881 in used auto loans and $69,438,497 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $415,773, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts stand at 18,268, showing a strong and growing member base that trusts us with their finances. This trust empowers us to lend responsibly while providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Roanoke Valley Community is your trusted partner. Visit us at 723 5Th St Ne Roanoke Va 24016 or call (540) 982-3931 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $567,550 in share certificates and $4,693,919 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $14,784,011, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,569,725 in used vehicle loans and $10,672,339 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Credit Lines

Our total credit lines amount to $15,000,000, offering additional financial flexibility for those who need it. This option is perfect for managing unexpected expenses or funding important projects without the hassle of applying for multiple loans. If you're considering refinancing any existing debts or exploring eligibility options for our various loan products, don't hesitate to reach out. Our team at Roanoke Valley Community is here to assist you every step of the way. For more information about our loan offerings or to get started on your application today, please call us at 540-982-3931 or visit us at our branch located at 723 5th St NE Roanoke VA 24016. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,068,044, make buying or refinancing simple. We believe that everyone deserves a place to call home and are here to support you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,612,687 in loans helping members manage their finances effectively. These cards provide an easy way to access funds when needed while keeping your budget in check.

Loan Aggregator

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ROANOKE VALLEY COMMUNITY FEDERAL CREDIT UNION - Roanoke, VA

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