Roanoke Valley Credit Union Roanoke VA | Affordable Auto Loans & Business Banking

Introduction

At Roanoke Valley Community, we believe in building a strong foundation for our members and the community we serve. Nestled in the heart of Roanoke at 605 Abney Rd, Roanoke, VA 24012, our North Roanoke Branch is dedicated to providing exceptional financial services that empower you to achieve your goals. Established in 1947, we have grown alongside our community, currently serving over 9,400 members with a commitment to integrity and support. As a proud credit union with total assets exceeding $108 million, we focus on offering personalized banking solutions tailored to your needs. Whether you're looking for auto loans, mortgages, or savings accounts, our team is here to help. With total deposits reaching $1,924,648 and loans totaling 5,365, we prioritize your financial well-being. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 13045, Roanoke, VA 24030. Our friendly staff is always ready to assist you during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. Our leadership team is dedicated to fostering a community-focused environment. Under the guidance of CEO Pam Duke and Board President Dorothy Dixon, we continually strive to enhance your experience with us. With a dedicated workforce of 25 employees, we are committed to providing high-quality service. We invite you to explore what sets us apart from traditional banks. From online banking options to personalized loan programs, we're here for you every step of the way. Ready to join us? Call us today at 540-982-3931 or visit our website at rvccu.org for more information!

Branch History & Mission

Welcome to the heart of Roanoke, where the Roanoke Valley Community Credit Union has been a steadfast partner in financial well-being since its inception in 1947. Located at 605 Abney Rd, Roanoke, VA 24012, our branch has grown alongside this vibrant community, nurturing relationships and providing essential financial services for over seven decades. From humble beginnings, the Roanoke Valley Community Credit Union has evolved significantly. We proudly serve a thriving membership of over 9,400 individuals, offering a comprehensive suite of services tailored to meet diverse needs. Our total assets now exceed $108 million, a testament to our commitment to supporting our members and empowering their financial journeys. Our mission is clear: to provide accessible financial solutions while enhancing the quality of life in our community. We believe in putting people first offering personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards that truly benefit our members. Beyond banking, we strive to uplift our community through outreach programs and partnerships that foster growth and support local initiatives. While you can visit us at our branch on Abney Road for your banking needs, official correspondence can be sent to PO Box 13045, Roanoke, VA 24030. Our dedicated team is here for you Monday through Friday from 8:30 AM to 5:30 PM. We also offer convenient ATM access and drive-thru banking services for your ease. In an ever-changing world, we've embraced digital advancements to better serve you. With online and mobile banking capabilities, managing your finances has never been easier. Our commitment extends beyond just technology; we ensure our facilities are ADA compliant and welcoming for all members of our community. At the Roanoke Valley Community Credit Union, we understand that every member has unique goals and dreams. Whether it's purchasing your first home or planning for retirement, we're here to guide you every step of the way. Join us today and experience the difference of being part of a credit union that genuinely cares about its members. Become part of our story visit rvccu.org or call us at 540-982-3931 to learn more about membership opportunities or start your journey with us today!

Branch Location & Accessibility

Welcome to the Roanoke Valley Community at our North Roanoke Branch, conveniently located at 605 Abney Rd, Roanoke, VA 24012. We pride ourselves on being easily accessible to our members and the community, ensuring that your banking needs are met with convenience and care. If you need to send official correspondence, please use our mailing address at PO Box 13045, Roanoke, VA 24030. Situated near popular landmarks, our branch is just a short drive from the heart of Roanoke City. Whether you're coming from work or running errands, you'll find our location easy to reach. We offer ample parking right outside the branch and ensure that our facilities are ADA compliant, featuring ramps and accessible entrances for all members. Our friendly team is here to assist you during our operating hours, Monday through Friday from 8:30 AM to 5:30 PM. Whether you need help with personal banking services like checking and savings accounts or are interested in auto loans and mortgage refinancing options, we've got you covered! For those on the go, we provide convenient ATM access right at our branch, allowing you to withdraw cash or check your balance quickly. Plus, if you're looking for a more traditional banking experience, our drive-thru service makes it easy to complete simple transactions without leaving your vehicle. At Roanoke Valley Community, we're dedicated to offering personalized service tailored to meet your financial needs. So why wait? Visit us today at our North Roanoke Branch or give us a call at 540-982-3931. We look forward to serving you!

Member Eligibility

Joining the Roanoke Valley Community is like becoming part of a caring family that puts your needs first. If you're looking to become a member of Roanoke Valley Community, you'll find that eligibility is welcoming and straightforward. Whether you live, work, or worship in our community, or if you're related to someone who already enjoys our services, you're likely eligible to join us. We believe that everyone deserves access to quality financial services, which is why we strive to keep our membership criteria inclusive and accessible. To learn more about what it takes to become a member, feel free to visit our detailed eligibility page at http://www.rvccu.org/rvccu-membership. Once you see how easy it is, you can start the process of opening an account by checking out the information available at http://www.rvccu.org/apply-for-loan. If you have any questions or need assistance, don't hesitate to give us a call at (540) 982-3931. We're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies transactions while enhancing customer experience. Our merchant services allow you to accept payments seamlessly, giving your customers more ways to shop with you. This means more sales opportunities and the ability to focus on what you do best running your business. Located at 605 Abney Rd Roanoke Va 24012 in Roanoke, VA, we're here to help you achieve your business goals. Connect with us today at (540) 982-3931 and discover how we can empower your business journey!

Comprehensive List Of Services

Business Banking Services

If you're a business owner in need of financial services, Roanoke Valley Community offers tailored solutions including merchant services and business loans. We recognize how vital it is for businesses to have reliable banking options that support their growth and operational needs.

Convenient Access Anytime

We pride ourselves on making banking accessible. With ATM services available at our branch and drive-thru banking for quick transactions like deposits and withdrawals, you can manage your finances without hassle. Whether it's accessing cash quickly or simply needing assistance with basic transactions, we've got what you need right here. Our commitment extends beyond traditional banking hours as well; with online and mobile banking features, you can stay connected 24/7. Plus, our friendly staff are always ready to help if you have questions or need guidance. Ready to experience all that Roanoke Valley Community has to offer? Visit us at 605 Abney Rd Roanoke Va 24012 in Roanoke, VA, or give us a call at (540) 982-3931 today! Let's work together towards achieving your financial goals!

Financial Support When You Need It

In addition to these essential services, we also provide personal loans and debt consolidation options. Life can be unpredictable, and having access to extra funds during tough times can make all the difference. Whether you need money for unexpected expenses or want to consolidate existing debts into one manageable payment, we're here to assist. For those who enjoy using credit cards, our credit cards come with rewards that give back every time you spend. This means you can earn points towards travel, cash back, or other benefits while managing your purchases conveniently.

Personal Banking Solutions

One of our core offerings includes personal banking services such as checking and savings accounts. These accounts are designed to help you manage your finances effortlessly, making it easy to save for future goals or handle day-to-day expenses. Imagine having instant access to your funds through our user-friendly online and mobile banking platforms. You can check your balance, transfer money, and pay bills all from the comfort of your home or on the go. For those considering a new vehicle, our auto loans and vehicle financing options make purchasing a car both simple and affordable. We understand that buying a car is a significant investment, which is why we offer competitive rates tailored to fit your budget. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans are structured to provide flexibility and support throughout the process. Our team will work with you to find the best loan option for your situation.

Digital & Online Banking

Convenient Online Banking

Our online banking platform is user-friendly and available 24/7 at https://www.rvccu.org/. You can easily check your account balances, transfer funds, and pay bills without stepping foot in a branch. Whether it's early morning or late at night, our online services are there for you whenever you need them.

Mobile Application & Features

For those on the go, our mobile application provides all the features you need right from your smartphone. While we currently don't support mobile payments, the app allows you to manage your accounts seamlessly. You can also stay updated with real-time notifications about your transactions and account activity.

Real-Time Account Management

With the ability to receive e-statements, managing your finances has never been simpler. You can view your statements electronically at any time, which not only keeps things organized but also helps reduce paper clutter. And if you ever need to send money to friends or family, our person-to-person transfer feature makes it a breeze.

Security First

Your security is our priority. We take necessary measures to protect your information while using our online and mobile banking services. Although we do not offer electronic signature authorization at this time, rest assured that our systems are designed with strong security protocols in place. In conclusion, at Roanoke Valley Community, we are committed to providing accessible and efficient banking solutions. Our digital services ensure that whether you're at home or on the go, managing your finances is as straightforward as possible. Join us today to experience banking that fits into your lifestyle!

Financial Strength

Efficient Operations

Our $1,178,218 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 18,268, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further emphasizing our capacity to support your dreams. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Roanoke Valley Community is your trusted partner. Visit us at 605 Abney Rd Roanoke Va 24012 or call (540) 982-3931 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Goals

With $881 in used auto loans and $69,438,497 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This allows us to provide flexible financing solutions tailored to your unique needs.

Member-Centric Savings Options

Members' savings are secured through $567,550 in share certificates and $4,693,919 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $12,037,013 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to reinvestment reflects our focus on your financial growth.

Solid Financial Health

With a net worth of $14,784,011, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,367 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,569,725 in used vehicle loans and $10,672,339 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive home in the car you want.

Credit Lines and Other Options

For those needing additional flexibility, we provide credit lines totaling $15,000,000. This can be an excellent option for unexpected expenses or projects around the home. If you're interested in any of these loan products or want to learn more about eligibility options and refinancing possibilities, feel free to give us a call at 540-982-3931 or visit us at 605 Abney Rd Roanoke VA 24012. We're here to help you make informed financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website here for more information on how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,068,044, make buying or refinancing simple. We can help you navigate the process and find a mortgage that fits your budget. If you're considering refinancing your existing mortgage for a better rate or different terms, our team is here to assist you with that as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,612,687 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees perfect for everyday spending or emergencies.

Loan Aggregator

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Roanoke Valley Community