Rize Credit Union Ontario CA | Best Auto Loans & Business Banking

Introduction

Welcome to Rize, your trusted financial partner located at 975 N Haven Ave, Ontario, CA 91764. Established in 1952, Rize has proudly served our community for over seven decades, becoming a cornerstone for personal and business banking needs. With a strong commitment to our members currently numbering 71,618 we have built a reputation for reliability and community support. At Rize, we understand that financial choices are deeply personal. That's why we offer a range of services designed with you in mind, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets stand at an impressive $1,155,643,779, demonstrating our strength and stability. With total deposits of $93,710,621 and net worth of $97,695,937, you can trust us to keep your finances secure. Our leadership team is dedicated to providing exceptional service. Led by CEO Jennifer Oliver and Board President Michael Maxwell, our staff of 179 employees is here to guide you through every step of your financial journey. We also maintain a healthy balance of total loans at 42,156, ensuring that we can meet the diverse needs of our members. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 8017, El Monte, CA 91734-2317 if needed. Whether you're looking to save for the future or finance your next vehicle with one of our competitive auto loans or personal loans for debt consolidation, Rize is here to help. With various services available through online banking and mobile payments, managing your finances has never been easier. Feel free to call us at 626-960-6888 or visit our website at Rize for more information about how we can support your financial goals. Join us today and experience the Rize difference a commitment to your success!

Branch History & Mission

Commitment to Innovation

Rize is also dedicated to making banking convenient for everyone. With ADA-compliant facilities and digital advancements such as online banking and mobile payments available for all members, we ensure that everyone can access their accounts easily. Additionally, we offer ATM services for quick cash withdrawals without hassle.

Join Us

We invite you to become part of the Rize family! Experience firsthand how we blend traditional values with modern conveniences. Whether you're looking for a new bank or need financial advice, Rize is here for you every step of the way. Reach out today at (626) 960-6888 or visit us during our operating hours: Monday through Tuesday and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Let's take this journey together towards a brighter financial future!

Our Journey

Since opening our doors, Rize has continually evolved to better serve our members. We have witnessed significant milestones along the way, including the expansion of our services and the growth of our total assets, which now stand at an impressive $1,155,643,779. Over the years, we have embraced technology and innovation while ensuring that we remain accessible and community-focused. Our headquarters in El Monte, CA is only a short drive away from Ontario. This central location allows us to efficiently manage resources and support our branches effectively. Despite changes in the banking landscape, Rize has maintained its core mission: to empower individuals and families with quality financial services that enhance their lives.

Our Mission

At Rize, our mission is clear: we strive to provide exceptional financial services while supporting the communities we serve. We believe in fostering financial literacy and promoting responsible borrowing among our members. Our offerings include personal banking products like checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking solutions. We are not just about transactions; we are about relationships. Our team is committed to understanding your unique needs and guiding you towards financial success. We also engage in various community outreach efforts, ensuring that we give back to those who support us. While members can visit us at 975 N Haven Ave, official correspondence should be sent to PO Box 8017, El Monte, CA 91734-2317.

Branch Location & Accessibility

Connect With Us

We invite you to experience the Rize difference. Whether you're already a member or looking to join our community, feel free to call us at 626-960-6888 with any questions or stop by our branch at your convenience. Your financial journey starts here!

Nearby Landmarks and Accessibility Features

Located near popular spots like the Ontario Mills shopping center and the Ontario International Airport, our branch is easy to find and access. We understand the importance of making banking as smooth as possible, which is why our facility is ADA compliant, ensuring everyone can visit us comfortably. Parking is available right outside our entrance, making it hassle-free to stop by.

Operating Hours and Services Offered

At Rize, we value your time. Our lobby hours are open Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. We're also here for you on Saturdays from 9 AM to 1 PM for drive-thru services. Our dedicated team is ready to assist you with everything from checking and savings accounts to various loan options tailored just for you. For those needing quick access to cash or account information, we have an ATM available on-site. If you prefer online banking or mobile payments, we've got you covered with user-friendly digital services that fit your lifestyle.

Member Eligibility

Becoming a member of Rize is like joining a family that genuinely cares about your financial well-being. Located at 975 N Haven Ave Ontario Ca 91764, we welcome anyone who lives, works, or worships in the area, making it easy for you to be part of our community. Whether you're looking for personal banking services, loans, or simply a supportive place to manage your finances, we have something for everyone. The process is straightforward: just check out our eligibility details here, and you'll find that we're committed to inclusivity and support. If you're ready to take the next step, opening an account is just as simple visit us online at this link or give us a call at (626) 960-6888. We can't wait to welcome you into the Rize family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $167 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $167,989,532, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that can simplify your payment processes. Imagine a bustling café using our services to accept payments seamlessly, allowing owners to focus on what they do best serving delicious coffee while we handle transactions efficiently. Our goal is to empower businesses like yours with tools that enhance customer experiences and streamline operations. Visit us at 975 N Haven Ave Ontario Ca 91764 in Ontario, CA or call us at (626) 960-6888 to learn more about how our business banking solutions can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key in today's fast-paced world. With our ATM availability at Rize, you can easily withdraw cash or check your balance without stepping inside the branch. We believe managing your money should be straightforward and accessible. That's why at Rize, we focus on making banking simple and enjoyable for everyone in our community. Ready to explore all that Rize has to offer? Give us a call at (626) 960-6888 or visit us at 975 N Haven Ave Ontario Ca 91764. Join us today and take control of your financial future!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our competitive auto loans and vehicle financing options make it easier for you to drive away in the vehicle of your dreams. We work with you to find a plan that fits your budget so you can enjoy the journey ahead without financial stress.

Business Banking

For our business members, we offer essential services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide financial tools designed to support business growth.

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards come with rewards programs that let you earn points on purchases, which can be redeemed for travel, cash back, or other perks. It's not just about spending; it's about getting more out of every purchase.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Rize, we offer mortgage loans and refinancing options that can help make this dream a reality. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff will guide you through the process.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts tailored for your lifestyle. Need easy access to your funds? Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans provide flexible solutions. We can help you consolidate multiple debts into one manageable monthly payment, simplifying your financial life.

Digital & Online Banking

Easy Access

At Rize, we prioritize making banking accessible for everyone. Our user-friendly interface is designed for ease of use, ensuring that managing your money is straightforward. Whether you're tech-savvy or new to online banking, you'll find everything intuitive and efficient. In today's fast-paced world, convenience is key. With Rize's digital and online banking services, you can enjoy real-time account management from wherever life takes you. Join us today and discover how easy banking can be!

Key Features

Our mobile application makes banking even more convenient. You can download it on your smartphone to access your accounts anytime. Plus, with mobile payments, making purchases is as simple as a tap on your phone no need to carry cash or cards! Sending money to friends or family? Our person-to-person transfer feature allows you to send money quickly and easily. And if you prefer going paperless, our e-statements keep your financial records organized while reducing clutter. For those who value security, we offer electronic signature authorization, so you can complete transactions with confidence. Our commitment to keeping your information safe means you can bank without worry.

Financial Strength

Growing Member Trust

The trust of our members is reflected in our Total Share Accounts: 145,742, showing a strong and growing member base that relies on us for their financial needs. Net Shares (Funds available for lending and investments) currently stand at $0, further strengthening our ability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rize is your trusted partner. Visit us at 975 N Haven Ave Ontario Ca 91764 or call (626) 960-6888 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $95,718,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $7,179 in used auto loans and $856,470,007 in total loans and leases available to support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $246,302,564 in share certificates and $198,182,558 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $116,429,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 8 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $97,695,937, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to responsible management is reflected in our net worth ratio of $845, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,336,036 in used vehicle loans and $163,763,084 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment and are here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $167,989,532 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and are committed to supporting your journey toward success.

Eligibility and Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we encourage you to visit our website for more details or give us a call. Our team is dedicated to providing personalized assistance tailored to your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Rize, we're here not just as lenders but as partners in your financial journey. Let us help you find the right loan product today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $107,278,133, make buying or refinancing simple. We aim to provide straightforward solutions that empower you to make your dream of homeownership a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $37,651,458 in loans helping members manage their finances effectively. This option can be ideal for those who need access to funds without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to established guidelines ensures fair and transparent offers, allowing users to compare loans without hidden agendas.

RIZE FEDERAL CREDIT UNION