Rize Credit Union Lynwood CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Rize, your trusted financial partner located at 3200 Mulford Ave, Lynwood, CA 90262. Since opening our doors in 1952, we have dedicated ourselves to serving our community with integrity and care. With a robust membership of over 71,618 individuals, we take pride in being a cornerstone of support for families and businesses alike. At Rize, we believe that financial health is key to personal and community growth. Our assets total an impressive $1,155,643,779, backed by a net worth of $97,695,937. Whether you're looking for personal banking options like checking accounts and auto loans or business banking solutions such as merchant services and business loans, we have you covered. Our commitment to providing valuable financial products is evident in our total deposits of $93,710,621 and total loans exceeding 42,156. While members can visit us at our physical branch in Lynwood, official correspondence should be sent to our mailing address: P.O. Box 8017, El Monte, CA 91734-2317. Our dedicated team of 179 employees, led by CEO Jennifer Oliver and Board President Michael Maxwell, is here to assist you with all your financial needs. We are equipped with modern conveniences such as online and mobile banking services to make managing your finances easier than ever. If you're ready to experience personalized service combined with strong community values, give us a call at 626-960-6888 or visit our website at Rize. Let's embark on this financial journey together!

Branch History & Mission

Welcome to Rize, a cornerstone of financial support in Lynwood, CA. Established in 1952, our branch has been dedicated to serving the community for over seven decades. With a strong commitment to growth and service, Rize has evolved significantly since its inception, adapting to the changing needs of our members while maintaining our core values. Our branch is located at 3200 Mulford Ave, Lynwood, CA 90262. This prime location allows us to be easily accessible for all members of the community. Whether you're visiting us for personal banking or exploring options for auto loans and mortgages, we are here to help you navigate your financial journey. At Rize, our mission is straightforward: we strive to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to reliable banking services and resources that can help them achieve their financial goals. With a total membership of 71,618 and assets totaling $1,155,643,779, we take pride in being a trusted partner for individuals and families alike. Our commitment extends beyond just financial transactions; we actively engage in community outreach programs designed to uplift those around us. From local partnerships to educational workshops, we are invested in making a positive impact in Lynwood and surrounding areas. In today's digital world, we also prioritize convenience and accessibility through various technological advancements. Members can enjoy features such as online banking, mobile payments, and ATM access all designed with user-friendliness in mind. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. Box 8017, El Monte, CA 91734-2317 if necessary. Rize is not just a place for banking; it is a community hub where relationships flourish and dreams take flight. Our operating hours are tailored to accommodate busy lifestyles: Monday through Tuesday and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We invite you to join the Rize family today! Experience firsthand how we can assist you with everything from checking accounts and savings plans to auto loans and business financing. Together, let's build a brighter future for you and our community. For more information or to open an account, please call us at 626-960-6888 or visit our website at Rize.

Branch Location & Accessibility

Connect With Us

Have questions? We're just a phone call away at 626-960-6888. Our dedicated team is eager to assist you with any inquiries or guidance you may need. Come visit Rize today we're excited to help you achieve your financial goals!

Convenient Access

Finding us is easy! Whether you're stopping by for personal banking services or simply to chat with our friendly staff, our location offers ample parking and is fully ADA compliant, ensuring accessibility for everyone. If you need to send us official correspondence, please note that our mailing address is P.O. Box 8017, El Monte, CA 91734-2317.

Hours Tailored for You

We understand that life can get busy. That's why we offer flexible operating hours tailored to fit your schedule. Visit us on Monday, Tuesday, or Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; or swing by on Friday when we're open until 6 PM. Don't forget we also welcome you on Saturday from 9 AM to 1 PM!

Services and Amenities

At Rize, we offer a variety of services designed to meet your financial needs from personal and business banking to auto loans and credit cards with rewards. If you're in a hurry, take advantage of our ATM services available right at the branch. While we don't have drive-thru banking at this location, our shared service center allows members from partner credit unions to conduct basic transactions like deposits and withdrawals seamlessly.

Member Eligibility

Welcome to the Rize family! Joining our community is more than just opening an account; it's about being part of a supportive network that cares for its members. At Rize, we believe in making banking accessible and beneficial for everyone. To become a member, you simply need to meet a few friendly eligibility criteria, which primarily include living, working, or attending school in our service area. We also welcome immediate family members of current members, ensuring that your loved ones can enjoy the same great benefits. For a complete rundown of these criteria, feel free to visit our membership agreement. Once you're ready to take the next step, opening an account with us is a breeze! You can start the process online by visiting this link, or if you prefer talking to someone directly, don't hesitate to give us a call at (626) 960-6888. Our team at 3200 Mulford Ave Lynwood Ca 90262 is excited to help you on your journey toward financial wellness!

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $167 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $167,989,532, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In today's fast-paced market, having the right tools is essential. Our merchant services simplify transactions, letting you focus on what you do best running your business. Whether you need payment processing solutions or account management assistance, we're here to help streamline operations. Visit us at 3200 Mulford Ave Lynwood Ca 90262 in Lynwood, CA, or call us at (626) 960-6888 to discover how we can partner in your success!

Comprehensive List Of Services

ATM Access and Shared Branching

We also offer ATM services for quick cash withdrawals and balance checks. Plus, as part of our commitment to accessibility, we participate in shared branching transactions, allowing members from partner credit unions to perform basic deposits and withdrawals at our location. At Rize, we're more than just a credit union; we're a community dedicated to helping each other grow financially. Our friendly staff is always ready to assist you with any questions or concerns you may have. We invite you to visit us or give us a call at (626) 960-6888 to learn more about how we can support your financial goals today!

Business Banking

For entrepreneurs and business owners, Rize offers tailored solutions through our business banking services, including merchant services and business loans. We understand the challenges that come with running a business, and we're here to help you navigate those waters successfully.

Loans and Credit Cards

In addition to these services, we provide various personal loans and debt consolidation options. Life can throw unexpected expenses your way, and having access to funds when you need them most is crucial. Our credit cards with rewards allow you to earn while you spend, making every purchase work for you.

Online and Mobile Banking

To ensure convenience, we provide robust online and mobile banking features that let you manage your accounts from anywhere. Whether you're checking your balance or transferring funds between accounts using our mobile app, you'll find that managing your finances has never been easier.

Personal Banking

Our personal banking options make it easy for you to manage your finances. With checking and savings accounts, you can access your money whenever you need it while also earning interest on your savings. If you're considering purchasing a new vehicle, our auto loans and vehicle financing solutions offer competitive rates that fit within your budget. For those looking to buy a home, our mortgage loans and refinancing services ensure you have the right support for one of life's biggest investments.

Digital & Online Banking

Key Features

Our online banking platform at Rize provides everything you need to manage your money efficiently. You can check balances, pay bills, and transfer funds in real-time. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature is just a click away. Plus, with electronic signature authorization, signing documents has never been easier or more secure. For those who prefer going paperless, we offer e-statements that allow you to view your account statements online whenever you need them. This not only helps reduce clutter but also keeps your information safe and secure.

Mobile Banking Made Easy

With our mobile application available for download, managing your finances is even simpler. Whether you're making mobile payments or checking your balance while out and about, everything is at your fingertips. The app is user-friendly and designed with security in mind so you can bank with confidence. At Rize, we strive to make your banking experience as smooth as possible while prioritizing safety and accessibility. Visit us at Rize today to explore all the digital tools available to you!

Financial Strength

Commitment to Growth

With $95,718,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,179 in used auto loans and $856,470,007 in total loans and leases.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rize is your trusted partner. Visit us at 3200 Mulford Ave Lynwood Ca 90262 or call (626) 960-6888 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $246,302,564 in share certificates and $198,182,558 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $116,429,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 145,742, showing a strong and growing member base that trusts us with their finances.

Strong Financial Position

With a net worth of $97,695,937, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $845 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,336,036 in used vehicle loans and $163,763,084 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the best deal possible.

Business Financing

For business owners, our outstanding commercial loans totaling $167,989,532 provide the capital needed to grow and expand your enterprise. We understand that managing cash flow is crucial for success, and our dedicated team is ready to assist with customized solutions. At Rize, we pride ourselves on transparency and dedication to our members' financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our loan offerings or want to see if you're eligible for any of these products, visit us online or stop by our branch today! We're committed to helping you navigate your financial journey successfully.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $107,278,133, making it easier for you to secure a home that fits your lifestyle and budget. If you're considering refinancing your existing mortgage, our team can help you explore eligibility options tailored to your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $37,651,458 in unsecured credit card loans helping members manage their finances effectively, our products come with rewards and benefits that make everyday purchases easier.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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RIZE FEDERAL CREDIT UNION - Lynwood, CA