Riverways Credit Union Rolla MO | Affordable Auto Loans & Business Banking

Introduction

At Riverways Federal Credit Union, we believe in putting our members first. Established in 1959, our mission has always been to provide a safe and welcoming place for financial growth and community support. Located at 1012 Forum Dr, Rolla, MO 65401, we serve nearly 9,800 members with a commitment that extends beyond banking fostering relationships built on trust and reliability. While members can visit us at our branch for personalized services, official correspondence should be sent to our mailing address: PO Box 8, Rolla, MO 65402. With total assets exceeding $105 million and total deposits of $1,600,652, we're proud to offer a range of services tailored to meet your needs. Our diverse offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Under the leadership of CEO Scott Shults and Board President Phil Rufe, our dedicated team of 37 employees is here to ensure you receive exceptional service every time you reach out. We understand that financial decisions can be challenging, which is why we're committed to providing guidance that empowers our members to make informed choices. Our strong financial foundation is evident through our net worth of $8,591,667 and cash reserves totaling $2,272,395. We also maintain a robust loan portfolio with over 3,454 loans, ensuring that we can meet the varying needs of our community members. Join us today at Riverways Federal Credit Union! Whether you're looking to open an account or explore loan options, feel free to call us at 573-308-3113 or visit our website at riverwaysfcu.com. Together, let's build a financially secure future!

Branch History & Mission

Join Us

We invite you to become part of the Riverways family! Experience firsthand the benefits of membership that include competitive loan rates, personalized service, and community support. Together, let's build a brighter financial future. For more information about joining us or exploring our services further, please visit Riverways Federal Credit Union or call us at 573-308-3113 today!

Member-Centric Services

As part of our commitment to serving you better, we offer modern conveniences such as online banking and mobile app access. We also provide ATM availability and drive-thru services for quick transactions. With a focus on customer experience, we ensure that every interaction is straightforward and efficient.

Our Evolution

Located at 1012 Forum Dr, Rolla, MO 65401, our branch has seen significant growth and transformation. From our humble beginnings, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking services. Today, we proudly manage total assets of over $105 million, ensuring that we can continue to meet the diverse needs of our members. While you can visit us at our branch address for all your banking needs, official correspondence can be sent to PO Box 8, Rolla, MO 65402 if necessary.

Our Mission

At Riverways Federal Credit Union, our mission goes beyond just providing financial products; it's about supporting our community. We strive to create an environment where everyone feels welcome and empowered to achieve their financial goals. Our commitment extends to offering competitive rates on loans and deposits while providing exceptional service with a personal touch. We believe in giving back. Through partnerships with local organizations and community outreach programs, we aim to make a positive impact in Rolla and its surrounding areas. Whether it's through sponsoring events or participating in charitable initiatives, we are dedicated to improving the lives of those around us.

Branch Location & Accessibility

A Warm Invitation

Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, Riverways Federal Credit Union has a variety of services tailored just for you. Our dedicated staff is ready to assist you every step of the way. We invite you to come by and see how we can help you achieve your financial goals! Feel free to call us at 573-308-3113 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Banking Hours That Fit Your Schedule

Our operating hours are designed to accommodate busy lifestyles. You can visit our lobby from Monday through Friday, with extended hours on Fridays until 6:00 PM. We also open our lobby on Saturdays from 9:00 AM to 5:00 PM. If you prefer using the drive-thru service, we're available Monday through Thursday from 8:00 AM to 5:00 PM and until 6:00 PM on Fridays.

Convenient Access and Features

At Riverways Federal Credit Union, we strive to make your banking experience as smooth as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking for all visitors. Whether you're coming in for a quick transaction or need assistance with your accounts, our team is here to help. We are pleased to offer drive-thru banking services for those on the go. You can enjoy quick deposits and withdrawals without leaving your car! For added convenience, we have an ATM available on-site, ensuring you have access to your cash whenever you need it.

Member Eligibility

Becoming a member of Riverways is like joining a family that genuinely cares about your financial well-being. To qualify, you simply need to be a resident or work in the areas we serve, which makes it easy for many to join our supportive community. Whether you're looking for a friendly place to manage your savings or need help with loans, we offer personalized services tailored just for you. You can check out the full details on eligibility at http://www.riverwaysfcu.com/about-us/become-a-member. Once you see how straightforward it is, feel free to start your membership journey online or give us a call at (573) 308-3113 if you have any questions. Opening an account is simple and welcoming just visit http://www.riverwaysfcu.com/loans/apply-now to get started! Our branch is located at 1012 Forum Dr Rolla Mo 65401, and we're excited to have you as part of our community!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $9,055,093, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine running your business without worrying about payment processing delays. Our merchant services offer practical solutions that simplify transactions and enhance customer experiences. Whether you need point-of-sale systems or online payment options, we have you covered. Visit us at 1012 Forum Dr Rolla Mo 65401 in Rolla, MO, or give us a call at (573) 308-3113 to learn how our tailored financial solutions can empower your business to thrive.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? With our convenient ATM access, you can withdraw cash or check balances easily. We also have a drive-thru service, allowing you to handle basic transactions like deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of another participating credit union, our shared branch transactions allow you to perform deposits and withdrawals as well.

Business Banking Solutions

For local entrepreneurs and businesses, we offer tailored solutions through our business banking services. This includes merchant services that simplify payment processing and business loans that provide the funding necessary to grow your business.

Credit Cards & Rewards

Want to earn rewards while you spend? Check out our credit cards with rewards program, designed to give back for every dollar spent. Whether you're shopping for groceries or planning a vacation, you'll be rewarded just for using your card.

Digital Banking Convenience

In today's fast-paced world, having control over your finances at your fingertips is essential. That's why we provide robust online and mobile banking platforms. You can check balances, transfer funds, and pay bills anytime, anywhere all from the comfort of your smartphone or computer.

Get Started Today!

At Riverways, we're dedicated to making your banking experience smooth and straightforward. With friendly staff ready to assist you at every step, we invite you to visit us or give us a call at (573) 308-3113. Explore how we can help you achieve your financial goals today! For more information on becoming a member or accessing any of these services, feel free to visit our website at http://www.riverwaysfcu.com. Join us at Riverways Federal Credit Union, where your financial journey begins!

Personal Banking Services

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking options cater to various lifestyles. Our checking and savings accounts are designed for everyday use, helping you manage your money effectively. If you're considering buying a new car or refinancing an existing vehicle, our auto loans and vehicle financing can guide you through the process with competitive rates and flexible terms. For those planning to buy a home, our mortgage loans and refinancing options make homeownership more achievable. If you're facing unexpected expenses, consider our personal loans and debt consolidation services, which can help lighten your financial load.

Digital & Online Banking

Always Connected

With our 24/7 online banking services, you have the flexibility to handle your financial tasks on your own schedule. Need to check a transaction late at night? No problem! Want to review your statements while waiting in line? It's all at your fingertips. Our mobile application enhances this experience even further by putting essential banking features right in your pocket. At Riverways, we believe banking should fit into your lifestyle not the other way around. Discover the ease of managing your finances today!

Key Features

With our user-friendly online banking, accessible at http://www.riverwaysfcu.com, you can check your account balances, transfer funds, and pay bills with just a few clicks. If you're looking to send money quickly, our person-to-person transfer feature makes it easy to send funds to friends or family without any hassle. Plus, for those who prefer going paperless, we offer e-statements that keep your financial records organized and accessible at all times.

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our systems are equipped with robust security measures to keep your information safe. You can feel confident in managing your accounts online or through our mobile application, which is also available for download.

Financial Strength

Growing Together

Total Share Accounts stand at 19,532, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further emphasizing our commitment to supporting your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverways is your trusted partner. Visit us at 1012 Forum Dr Rolla Mo 65401 or call (573) 308-3113 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $32,617,289 in share certificates and $6,996,970 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $201,077 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $8,591,667, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $817 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $5,940,590 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we support our community with $1,564 in used auto loans and a total of $88,001,536 in loans and leases across various sectors.

Loan Offering

Contact Us

For more information about our loan offerings or assistance with the application process, feel free to reach out. You can visit us at our branch located at 1012 Forum Dr Rolla Mo 65401, or give us a call at 573-308-3113 during our operating hours from Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Riverways Federal Credit Union, we're dedicated to helping you navigate your financial landscape with confidence and clarity. Explore our loan options today and see how we can help turn your plans into reality!

Overview of Our Loan Products

With over 3454 loans issued, we've helped thousands of members achieve their financial goals. Our offerings include: - Auto Loans: Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,917,616 in used vehicle loans and $376,691 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have tailored solutions for you. - Mortgage Loans: Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,341,657, allowing you to invest in your dream home without the stress. - Credit Lines: For those looking for flexibility in managing expenses, we provide total credit lines amounting to $16,715,260. This can be an excellent way to handle unexpected costs or take advantage of opportunities as they arise. - Unsecured Credit Card Loans: We also offer flexible terms on unsecured credit card loans. Although currently there are no active unsecured credit card loans issued, our approach ensures that when you need it most, we'll be ready to help you manage your finances effectively.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or rates, our team is here to assist you with personalized guidance. Understanding eligibility options and how refinancing can benefit you is part of our commitment to supporting your financial journey.

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Riverways