River Valley Credit Union Riverview WV | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Riverview, your trusted financial partner right here in Vienna, WV. Located at 502 Grand Central Ave, we have been dedicated to serving our community since our establishment in 1968. As a proud member of the Riverview family, you join over 7,400 members who benefit from our commitment to providing personalized banking solutions. At Riverview, we understand that every member has unique financial needs. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets amount to an impressive $106,139,516, which allows us to support our members with confidence and stability. With total deposits reaching $13,790,015 and net worth at $9,287,615, you can trust that your finances are in safe hands. Our dedicated team of 27 employees, led by CEO Brendan Healy and Board President Mark Minerd, is here to guide you on your financial journey. We pride ourselves on creating lasting relationships with our members while offering a wide range of products tailored just for you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 502 Grand Central Ave, Vienna, WV 26105. We invite you to explore our website at riverviewcu.com for more information about how we can assist you today. Whether you're looking for a loan or need help managing your savings, we're here to help. Don't hesitate to call us at 304-699-1415 or drop by during our operating hours from Monday to Friday between 8:30 AM and 4:30 PM. Join us at Riverview Credit Union where your financial success is our priority!

Branch History & Mission

Riverview Credit Union has a proud history rooted in community service and financial empowerment. Established in 1968, our Vienna Office has been dedicated to supporting the local community through various financial services tailored to meet the needs of our members. Located at 502 Grand Central Ave, Vienna, WV 26105, we have become a vital part of the fabric of this vibrant city. Over the years, Riverview has grown significantly, now boasting a membership of over 7,400 individuals. With total assets amounting to $106,139,516, we are committed to providing secure and reliable banking solutions. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a strong sense of community. We believe that when our members thrive, so does our community. At Riverview, we strive not only to offer traditional banking services like checking and savings accounts but also to empower our members with auto loans, mortgages, personal loans, and business banking options. We aim to be your trusted partner in achieving your financial goals. While members can visit us at our branch location for friendly service during our operating hours from Monday to Friday between 8:30 AM and 4:30 PM, official correspondence should be sent to our mailing address at 502 Grand Central Ave, Vienna, WV 26105. Our commitment extends beyond just financial services; we actively engage in community outreach efforts and partnerships that benefit local organizations and initiatives. We understand that being a good neighbor means giving back and supporting those around us. As we look towards the future, we remain focused on embracing digital advancements that enhance your banking experience. Our online and mobile banking options make it easier than ever to manage your finances from anywhere. We invite you to join Riverview Credit Union today and discover how we can help you achieve your financial dreams while being part of a supportive community. Together, let's build a brighter future! For more information or assistance, please reach out to us at (304) 699-1415.

Branch Location & Accessibility

Welcome to the Riverview branch, your friendly neighborhood credit union located at 502 Grand Central Ave, Vienna, WV 26105. We're proud to be part of the vibrant community here in Wood County, making banking convenient and accessible for all our members. Whether you're stopping by for personal banking needs or looking for assistance with loans, we are here to help! Our branch is easy to find and is situated near popular local landmarks, making it a familiar stop for residents. As you approach us, you'll appreciate our ample parking space designed for your convenience. Plus, we ensure that our facilities are fully accessible, with features like ramps to accommodate everyone. At Riverview, we understand that your time is valuable. That's why we offer welcoming lobby hours from Monday through Friday, starting at 8:30 AM and closing at 4:30 PM. Although we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is ready to assist you inside the branch. For any official correspondence, please send it to the same address: 502 Grand Central Ave, Vienna, WV 26105. If you need immediate assistance or have questions about your accounts, feel free to call us at 304-699-1415. We invite you to come visit us soon! At Riverview Credit Union, we strive to make your banking experience enjoyable and straightforward. Let us help you achieve your financial goals today!

Member Eligibility

At Riverview, we believe that becoming a member is like joining a family where everyone looks out for each other. If you're ready to be part of our supportive community, you'll find it's quite simple! To become a member of Riverview, you generally need to live, work, worship, or attend school in the areas we serve. We welcome individuals from various backgrounds and walks of life, making it easy for you to join us on this journey toward financial well-being. For a detailed look at the eligibility criteria, feel free to check out this resource. Opening an account with us is just as straightforward. Once you know you meet the requirements, you can start your application online by visiting this link. If you have any questions or need assistance during the process, don't hesitate to give us a call at (304) 699-1415. Our friendly team is here to help you every step of the way! Join us at our branch located at 502 Grand Central Ave Vienna Wv 26105, and let's take this exciting step together!

Business Banking & Commercial Services

Merchant Services that Make a Difference

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services provide tools that help streamline transactions, manage cash flow, and enhance customer satisfaction. From credit card processing to point-of-sale systems, we equip you with everything needed to thrive in today's market. Visit us at 502 Grand Central Ave Vienna Wv 26105 in Vienna, WV or call us at (304) 699-1415 to discover how our tailored business banking solutions can support your entrepreneurial journey. Your success is our priority!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $41 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,522,038, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Riverview provides comprehensive business banking services. From merchant services to business loans, we understand what it takes to run a successful venture and are dedicated to supporting local businesses in Vienna.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that let you manage your finances anytime, anywhere. You can check balances, transfer funds, and even make payments with just a few taps on your smartphone. Additionally, our ATM and cash withdrawal services ensure that accessing your money is always straightforward. If you have any questions or need further assistance regarding our services, feel free to give us a call at 304-699-1415. Our friendly team at Riverview is ready to help you achieve your financial goals! To learn more about how we can support your banking needs or to become a member today, visit us online at Riverview's website. Join us at Riverview where your financial journey matters!

Credit Cards and Rewards

Looking for a credit card that offers more? Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for exciting perks. This feature makes managing your expenses rewarding and beneficial.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. At Riverview, we offer mortgage loans and refinancing options that cater to different financial situations. Our knowledgeable staff will guide you through the process, ensuring that you find the best loan for your needs.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit your lifestyle, whether you prefer online banking or visiting us in person. If you're thinking about buying a new vehicle, our auto loans and vehicle financing options can help make it a reality. We understand that life can bring unexpected expenses; that's why we also provide personal loans and debt consolidation solutions that can ease financial burdens.

Digital & Online Banking

Always Accessible

We know that life doesn't stop after business hours. That's why our 24/7 online banking services ensure that you can access your accounts whenever it suits you best. Whether it's early in the morning or late at night, Riverview is always here to support your financial journey. In summary, our digital and online banking services combine security and convenience to provide a seamless experience for all our members. Explore these features today and see how easy it is to manage your finances with Riverview!

Key Services

Our online banking platform at https://riverviewcu.com/ is user-friendly and packed with features to help you stay on top of your finances. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, if you prefer going paperless, we offer e-statements for easy tracking of your transactions. Need to sign documents quickly? Our electronic signature authorization makes this hassle-free. Just sign electronically without the need for printing or mailing perfect for those busy days when time is of the essence.

Mobile Convenience

With our mobile application, managing your money has never been easier. Whether you want to make person-to-person transfers or use mobile payments, all it takes is a few taps on your smartphone. This feature allows you to send money to friends and family instantly, making splitting bills or sharing expenses simple.

Financial Strength

A Robust Financial Profile

With a net worth of $9,287,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Community Trust

Total Share Accounts: 13,119, show a strong and growing member base that trusts us with their finances. We believe that our commitment to transparency and service helps foster this trust. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverview is your trusted partner. Visit us at 502 Grand Central Ave Vienna Wv 26105 or call (304) 699-1415 to learn more about how we can help you achieve your financial goals.

Dedicated Team for You

We also take pride in having 26 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedication allows us to build lasting relationships with our members while maintaining a strong focus on their needs.

Member-Centric Savings

Members' savings are secured through $27,455,390 in share certificates and $6,609,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,155,490, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $1,389 in used auto loans and $74,981,640 in total loans and leases, we are well-positioned to assist you with your borrowing needs. Our $304,987 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,034,814 in used vehicle loans and $9,890,306 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you find a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $3,522,038 provide the capital needed to grow and expand. These loans are tailored to help you take your business to the next level.

Credit Lines

Our total credit lines amount to $16,918,866, offering flexibility when you need it most. Whether it's for personal use or business needs, these lines can help bridge gaps in funding. At Riverview, we pride ourselves on our transparency and commitment to serving our members. For more information on refinancing options or eligibility requirements for any of our loan products, feel free to reach out at (304) 699-1415 or visit us at 502 Grand Central Ave, Vienna WV 26105. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Riverview can assist you in achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,243,341, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process of securing your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, helping members effectively manage their finances. Though currently there are no unsecured credit card loans issued at this time, our commitment remains strong in supporting our members' financial journeys.

Loan Aggregator

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RIVERVIEW FEDERAL CREDIT UNION - Vienna, WV

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