Riverside Community Credit Union Marion IN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Riverside Community Federal Credit Union, where your financial well-being is our top priority! Located at 101 N Washington St, Marion, IN 46952, we have proudly served our community since 1940. With a strong commitment to our members, we offer a range of personalized banking services designed to meet your needs. At Riverside Community, we understand that trust is earned through transparency and reliability. That's why we are thrilled to share that our total assets amount to an impressive $54,793,085, with total deposits reaching $3,834,670. Our net worth stands at $7,470,932, reflecting our stability and strength as a member-owned credit union. With over 5,881 members and a dedicated team of 19 employees, led by our CEO Timothy Moorman and Board President Jeffrey Sands, we strive to make every member feel like family. Our team is here to assist you with everything from checking and savings accounts to auto loans and mortgages. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 101 N Washington St, Marion, IN 46952. Our doors are open for you Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 7:00 AM to 5:00 PM. Plus, don't forget about our Saturday drive-thru hours from 9:00 AM to 12:00 PM. You can also reach us by phone at 765-662-3969 or via fax at 765-668-3457. Explore our website at riversidecommunityfcu.org for more information on our services or how you can join our growing family. We invite you to become a part of something special where your financial goals are supported by a community-focused credit union dedicated just for you!

Branch History & Mission

Join Us!

At Riverside Community Federal Credit Union, we invite you to become part of our family. Experience firsthand how we blend exceptional service with community spirit. Whether you need assistance with savings accounts or loans, we're ready to help you achieve your financial goals. Visit us today or explore more about membership eligibility here. Together, let's build a brighter future!

Our Evolution

Throughout our history, Riverside Community has embraced change and adapted to meet the needs of our members. We've introduced various services like auto loans, mortgages, and business banking to ensure that everyone in our community has access to the financial tools they need. Our commitment to innovation is reflected in our enhanced online and mobile banking options, providing members with convenient access to their accounts anytime, anywhere. In addition to financial growth, we've also prioritized community outreach. We believe in giving back and support local initiatives that uplift those around us. Through partnerships with local organizations and participation in community events, we strive to make a positive impact on the lives of our members.

Our Mission

The mission of Riverside Community is clear: we exist to improve the financial well-being of our members while fostering a sense of community. We aim to provide personalized service that meets individual needs without sacrificing quality or accessibility. Whether you're looking for personal banking options or business solutions, we're here to guide you every step of the way. While you can visit us at 101 N Washington St, official correspondence should be sent to 101 N Washington St, Marion, IN 46952 if needed. Our operating hours are designed for your convenience: Monday through Thursday from 8:00 am to 4:00 pm, Friday from 7:00 am to 5:00 pm, and Saturday drive-thru service from 9:00 am to 12 pm.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is designed with features that ensure everyone can comfortably visit us. You will find ADA-compliant ramps and ample parking spaces nearby. Whether you prefer walking in or using our drive-thru service, we strive to make your experience as smooth as possible.

Operating Hours

Our doors are open during the week to serve you better. We welcome you Monday through Thursday from 8:00 AM to 4:00 PM and on Fridays from 7:00 AM to 5:00 PM. If you're looking to swing by on Saturday, our drive-thru is available from 9:00 AM to 12:00 PM. We hope these hours accommodate your busy schedule!

Services Offered

At Riverside Community FCU, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Need quick access to cash? You can utilize our ATM services anytime! Plus, our drive-thru allows for easy deposits and withdrawals without leaving your vehicle. If you have any questions or need assistance, feel free to call us at (765) 662-3969. Our friendly staff is always ready to help you navigate your financial journey. We invite you to come by and experience the Riverside difference today!

Member Eligibility

At Riverside Community, we believe that everyone deserves a place to belong, and becoming a member is your first step into our welcoming community. If you live, work, worship, or attend school in Grant County, Indiana, you're already eligible to join us! We also welcome family members of current members, making it even easier to share the benefits of membership with those you care about. Once you're a member, you'll have access to a range of financial services designed to help you achieve your goals whether that's saving for a new car or planning for retirement. For more details on eligibility requirements, feel free to check out our website at this link. Joining is simple! Just visit us at 101 N Washington St, Marion IN 46952 or give us a call at 765-662-3969. We can guide you through the account opening process and answer any questions you may have. You can also find more information about opening an account by visiting this page. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Alongside our loan offerings, we provide essential merchant services that make transactions smoother. Whether you're accepting payments from customers or managing payroll, our services are designed to fit your operational needs. Imagine having a reliable partner who simplifies payment processing so you can focus more on what you do best growing your business. Visit us at 101 N Washington St, Marion, IN 46952 or call us at 765-662-3969 to learn more about how Riverside Community can support your business ambitions today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,733,602, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. Picture yourself driving away in your dream car with flexible repayment terms tailored to fit your lifestyle.

Business Banking Solutions

For local business owners, we offer tailored solutions under our Business Banking category. This includes essential services like Merchant Services and Business Loans designed to help your enterprise thrive in today's competitive market.

Convenient Access

Our commitment extends beyond just products; we also prioritize how easily you can access them. With features like ATM & Cash Withdrawal Services, basic drive-thru banking for quick deposits and withdrawals, and user-friendly online platforms, managing your finances has never been easier. At Riverside Community, located at 101 N Washington St Marion In 46952 in Marion, we're more than just a credit union; we're a partner in your financial journey. If you're ready to explore all the ways we can assist you or if you have any questions, don't hesitate to reach out at (765) 662-3969. We look forward to serving you!

Credit Cards with Rewards

Why not earn while you spend? With our Credit Cards with Rewards, every purchase brings you closer to exciting rewards. From cash back to travel perks, these cards add value to your everyday spending.

Mortgage Loans & Refinancing

Homeownership is a big step, and at Riverside Community, we make it achievable with our Mortgage Loans & Refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you through every step of the process.

Personal Banking

For those looking to manage their everyday finances, we offer Personal Banking options that include checking and savings accounts. Imagine having the ability to easily set up automatic transfers or monitor your spending through our Online & Mobile Banking services. You can access your accounts anytime, anywhere, making it easier than ever to stay on top of your budget.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our Personal Loans & Debt Consolidation services can provide the support you need. Imagine consolidating multiple debts into one manageable payment, giving you peace of mind and helping you regain control over your finances.

Digital & Online Banking

Key Features

One of the standout features is the ability to set up e-statements. By opting for electronic statements, you can keep track of your account activity while helping the environment no more paper clutter! And if you're looking to send money quickly to friends or family, our person-to-person transfer service makes it easy to send funds directly from your account. For those who prefer using their mobile devices, our mobile application allows you to perform banking tasks right from your phone. You can check balances, deposit checks, and even view recent transactions all with just a few taps. Although we currently do not offer mobile payments, our app keeps getting better, ensuring a smooth experience for all users.

Security You Can Trust

Your security is a top priority at Riverside Community. We use advanced technology to protect your information so you can bank with confidence. While we don't support electronic signature authorization just yet, rest assured that all your transactions are safeguarded. In summary, Riverside Community offers robust digital banking solutions tailored to fit your lifestyle. With user-friendly features and top-notch security measures in place, managing your finances has never been easier or safer. Explore all that we have to offer by visiting our website today!

Financial Strength

Committed to Growth and Innovation

With $7,435,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to innovation means you can expect cutting-edge solutions tailored to your financial needs.

Member Trust and Engagement

We currently serve 5,881 members through 10,322 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our focus on member satisfaction drives every decision we make. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverside Community is your trusted partner. Visit us at 101 N Washington St Marion In 46952 or call 765-662-3969 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Our Solid Financial Foundation

With a net worth of $7,470,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1363 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of financial strength positions us as a reliable partner in your financial journey.

Secure Savings Options

Members' savings are secured through $13,259,594 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Supporting Your Financial Goals

We proudly offer $12,347,401 in used auto loans and have a total of $43,581,889 in loans and leases available for our members. This robust lending capacity supports your financial goals across various sectors from buying a new car to financing personal projects. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. Additionally, with 18 full-time employees and 1 part-time employee, our team is always ready to serve you with knowledge and dedication.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,273,401 in used vehicle loans and $6,261,165 in new vehicle loans already helping members get on the road. We make it easy for you to drive off with your dream vehicle while keeping your budget in check.

Credit Lines

For added financial flexibility, consider our credit lines totaling $5,000,000. This option can be particularly useful for managing unexpected expenses or funding projects without the need for a traditional loan. If you're considering refinancing any of your existing loans or want to learn about eligibility options for our products, we're here to help! Our team is ready to guide you through the process and find the best solution that fits your needs. For more information about our loan offerings or to speak with one of our knowledgeable representatives, feel free to reach out at 765-662-3969 or visit us at 101 N Washington St Marion In 46952. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take the next step towards achieving your financial goals with Riverside Community today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $120,421, ensuring you have the financial support needed for your home purchase or refinance journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $667,022 in loans helping members manage their finances effectively. Our credit cards come with various benefits and are designed to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. You can trust that the information you receive is accurate and relevant to your needs.

Take Action Today

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RIVERSIDE COMMUNITY FEDERAL CREDIT UNION