Riverside Community Credit Union Gas City IN | Best Auto Loans & Personal Banking

Introduction

Welcome to Riverside Community Federal Credit Union, where your financial well-being is our top priority! Established in 1940, we have proudly served the Gas City community for over 80 years, building trust and fostering relationships with our members. Located conveniently at 200 E Main St, Gas City, IN 46933, our branch is a welcoming space designed to meet your banking needs. For any official correspondence, please send it to the same address. With a strong membership base of 5,881 individuals and total assets reaching an impressive $54,793,085, we are committed to providing you with exceptional financial services. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards that reward you for your loyalty. At Riverside Community FCU, we believe in the power of community. With a net worth of $7,470,932 and total deposits amounting to $3,834,670, we have the resources necessary to support your financial journey. Our dedicated team of 19 employees, led by CEO Timothy Moorman and Board President Jeffrey Sands, is here to help you every step of the way. We understand that life can be unpredictable; that's why we offer flexible loan options with a total of 3,147 loans and leases available. Whether you're looking to finance a new vehicle or consolidate debt, we've got you covered. If you're ready to take control of your finances or simply want to learn more about how we can assist you, don't hesitate to reach out! Call us at 765-662-3969 or visit our website at riversidecommunityfcu.org. Your future starts here let's build it together!

Branch History & Mission

Riverside Community Federal Credit Union has proudly served the Gas City community since its inception in 1940. Over the decades, we have grown from a small local institution into a trusted financial partner for over 5,800 members. Our branch is located at 200 E Main St, Gas City, IN 46933, a convenient spot for community members to access our range of services. From our early days, Riverside Community has been committed to providing exceptional financial solutions tailored to the needs of our members. As we developed, we embraced innovation and adapted to the changing landscape of banking. Today, we manage total assets of approximately $54.8 million, enabling us to offer competitive rates and flexible products that empower our members' financial journeys. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services, and we strive to create an inclusive environment where all can thrive. Whether it's helping you secure an auto loan or guiding you through mortgage options, we are dedicated to supporting your goals. At Riverside Community, we take pride in our active role within the Gas City area. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. We understand that true success isn't just about numbers; it's about making a positive impact on our community. To make banking as convenient as possible, we offer various services including online and mobile banking, drive-thru service for quick transactions, and ATM availability for easy cash access. Our operating hours are designed with your busy schedule in mind: Monday through Thursday from 8 AM to 4 PM, Friday from 7 AM to 5 PM, and Saturday drive-thru service from 9 AM to 12 PM. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 200 E Main St, Gas City, IN 46933. We invite you to join Riverside Community Federal Credit Union today! Experience firsthand how we combine personalized service with a commitment to your financial success. For more information or to open an account, feel free to call us at (765) 662-3969 or visit our website at Riverside Community. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and easy access points to ensure everyone can comfortably navigate our space. We also have ample parking available right outside for your convenience.

Call to Action

If you're looking for a credit union that truly cares about its members and offers personalized service in a convenient location, come visit Riverside Community today! Feel free to give us a call at 765-662-3969 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Operating Hours & Services

Our friendly staff is here to assist you from Monday through Thursday from 8:00 AM to 4:00 PM, and on Fridays until 5:00 PM. For those busy weekends, we offer drive-thru services on Saturdays from 9:00 AM to 12:00 PM. Whether you need help with personal banking, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered! Additionally, we are proud to offer ATM services right at our location for quick cash withdrawals or balance checks anytime you need them. If you prefer a more personal touch, feel free to visit us inside or take advantage of our drive-thru service for deposits and simple transactions.

Member Eligibility

Welcome to Riverside Community, where becoming a member is like joining a caring family dedicated to supporting your financial journey. If you're interested in membership, you'll be pleased to know that eligibility is open to those who live, work, worship, or attend school in the Grant County area. We believe that everyone deserves access to quality financial services, and our doors are wide open for you! Joining us is simple and rewarding. As a member of Riverside Community, you'll enjoy personalized service and a variety of financial products designed just for you. To get started on your membership journey, feel free to visit us at 200 E Main St, Gas City, IN 46933 or give us a call at 765-662-3969. For more detailed eligibility criteria, check out this resource: Membership Eligibility. And when you're ready to open your account, you can find everything you need right here: Account Opening. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $8,733,602, we continue to drive economic growth by financing new and expanding businesses. These loans can help you purchase equipment, expand your operations, or manage cash flow whatever your needs may be.

Merchant Services

In addition to loans, we offer robust merchant services that make transactions smoother for your business. Imagine having the ability to process payments easily and securely, allowing you to focus more on serving your customers rather than worrying about payment hassles. Our services help streamline payment processing so you can provide a better experience for your clients. Located at 200 E Main St Gas City In 46933 in Gas City, IN, we are dedicated to being your partner in business. Contact us today at (765) 662-3969 to learn more about how we can support your journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services are designed to support your growth. From merchant services that simplify payment processing to business loans that provide necessary capital, we understand what it takes to run a successful operation.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features. You can manage your accounts anytime and anywhere, making transactions simple and secure from the comfort of your home or on-the-go. With features like ATM access for cash withdrawals and balance checks available whenever you need them, banking has never been easier.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but want quick service, our basic drive-thru banking allows for deposits and withdrawals without leaving your car. And with our ATMs conveniently located nearby, accessing cash is as easy as a tap on the screen. As you can see, at Riverside Community, we strive to meet all your financial needs with warmth and understanding. Whether you're opening an account or applying for a loan, we're here for you every step of the way. Ready to take the next step? Visit us today or check out more about what we offer at Riverside Community Federal Credit Union. We look forward to serving you!

Loans for Every Need

When it comes to loans, Riverside Community has got you covered! We provide Auto Loans & Vehicle Financing that can help you get behind the wheel of your dream car without the stress of high-interest rates. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans offer competitive rates and personalized service. Need extra cash for a special project? Our Personal Loans & Debt Consolidation options can help ease your financial burdens by offering flexible terms tailored just for you. Plus, our credit cards come with rewards that make every purchase count!

Personal Banking

For those looking to manage their everyday finances, we offer Personal Banking services that include checking and savings accounts. Imagine easily accessing your funds online or through our mobile banking app while keeping track of your budget. It's perfect for anyone who wants both convenience and control over their finances.

Digital & Online Banking

At Riverside Community, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances as easy and secure as possible. Whether you're at home or on the go, our online tools provide you with 24/7 access to your accounts, allowing you to take control of your financial life. One of the key features available at Riverside Community is our robust online banking platform, which you can explore at https://www.riversidecommunityfcu.org/ . Here, you can check balances, transfer funds, and pay bills anytime you need to. Plus, with person-to-person transfers, sending money to friends or family is just a few clicks away! Security is a top priority for us. While we don't currently offer electronic signature authorization, rest assured that all your transactions are protected with the latest security measures. Our mobile application makes it easy to manage your accounts right from your smartphone. You can download it and start enjoying the convenience it offers. E-statements are another way we help you stay organized. With Yes available, you can view and download your account statements easily no more cluttering up your mailbox! While we don't have mobile payments set up yet, our focus remains on making sure you have all the necessary tools for effective banking. From monitoring your spending to staying updated on account activity, our platform supports real-time account management that fits into your lifestyle. In summary, Riverside Community's digital banking services prioritize convenience and accessibility while ensuring your information remains secure. Experience hassle-free banking today by visiting https://www.riversidecommunityfcu.org/ and take advantage of what we have to offer!

Financial Strength

A Solid Foundation

With a net worth of $7,470,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1363 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We currently have 10,322 total share accounts, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our mission to support each member's unique financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverside Community is your trusted partner. Visit us at 200 E Main St Gas City In 46933 or call 765-662-3969 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $7,435,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $12,347,401 in used auto loans and $43,581,889 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $13,259,594 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,273,401 in used vehicle loans and $6,261,165 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered with flexible terms that make repayment manageable.

Business Financing

For business owners, our outstanding commercial loans totaling $8,733,602 provide the capital needed to grow and expand. We recognize how vital it is for local businesses to have access to funding that can help them thrive in today's competitive environment.

Credit Lines

For those looking for additional flexibility, our credit lines totaling $5,000,000 allow you to access funds when needed without the hassle of applying for multiple loans. This option is perfect for managing cash flow or covering emergencies.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,421, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll ever make, and our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to lower your payments or consolidate debt, we're here to help. Our team can assist you in exploring eligibility options tailored specifically for your financial situation. For more information on our loan products and how they can benefit you personally or professionally, please feel free to reach out at 765-662-3969. Visit us at our branch located at 200 E Main St Gas City IN 46933, where our friendly staff is ready to assist you during our operating hours: Monday - Thursday from 8:00 am to 4:00 pm and Friday from 7:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you make informed decisions about your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $667,022 in loans helping members manage their finances effectively. These cards come without collateral requirements and can be an excellent way to handle unexpected expenses or make purchases while building your credit score.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate their loan options with ease and clarity. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. Users can trust that they are looking at accurate information when exploring their loan options. Additionally, LendMesh does not engage in Sponsored Listings; it does not prioritize lenders based on paid promotions. Instead, the platform's goal is to provide unbiased results for all users. Another advantage is the Real-Time Rate Comparisons feature. Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions about which loans may best suit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real impact LendMesh has had on individuals seeking better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RIVERSIDE COMMUNITY FEDERAL CREDIT UNION