Rivermark Community Credit Union Portland OR | Best Auto Loans & Business Banking

Introduction

Welcome to Rivermark Community, your trusted financial partner located in the heart of Portland at 120 SW Taylor St, Portland, OR 97204. Established in 1951, we have proudly served our community for over seven decades, growing to a vibrant membership of 92,526 individuals who trust us with their financial needs. With a strong commitment to our members and an unwavering focus on community impact, we stand as a reliable choice for personal banking solutions. At Rivermark Community, we manage total assets of $1,645,247,098, ensuring that your funds are secure and well taken care of. Our wide range of services includes checking and savings accounts, auto loans, mortgage options, and credit cards with rewarding benefits. With total deposits amounting to $316,787,959, we pride ourselves on offering competitive rates and personalized service. Our leadership team is dedicated to fostering a positive banking experience. Under the guidance of CEO Jason Werts and Board President Tarun Gudz, our staff of 295 employees is always ready to assist you with any inquiries or financial needs you may have. Whether you're looking for advice on loans or want to explore new banking options, we're here for you. While members can visit us at our downtown branch location, official correspondence should be sent to our mailing address: PO Box 14220, Portland, OR 97293. We invite you to explore all that Rivermark Community has to offer. Call us today at 503-785-2528 or visit our website at rivermarkcu.org to learn more about how we can support your financial journey!

Branch History & Mission

A Commitment to Innovation

As technology evolves, so do we. At Rivermark Community, we prioritize digital advancements that enhance your banking experience. From online banking and mobile payments to electronic signatures and e-statements, we ensure you have easy access to your finances anytime, anywhere. Our branch also complies with ADA standards, ensuring that all members can easily navigate our services.

Join Us

With a dedicated team of nearly 300 employees ready to assist you and operating hours designed for convenience Monday through Friday we're here when you need us most. Don't miss out on what Rivermark Community has to offer! Whether you're looking for personal banking or business solutions, we're excited to help you thrive financially. Call us today at 503-785-2528 or visit our website at Rivermark Community for more information on how you can become a member and start enjoying the benefits of being part of a caring community-focused credit union!

Our Mission

Our mission at Rivermark Community is simple yet profound: to enhance the financial well-being of our members while supporting the communities we serve. We believe that everyone deserves access to high-quality financial services tailored to their unique needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage financing, we strive to provide comprehensive support for every stage of life. We are more than just a credit union; we are your partners in achieving financial goals. Our commitment extends beyond numbers it's about building relationships. We actively engage with local organizations and participate in community outreach efforts that uplift and empower those around us.

Branch Location & Accessibility

Connect With Us

Feel free to give us a call at 503-785-2528 if you have questions or want more information about our services. We invite you to stop by Rivermark Community today where your financial well-being is our priority!

Operating Hours & Services

At Rivermark Community, we pride ourselves on being here for you when you need us most. Our lobby hours are Monday, Wednesday, and Thursday from 9:00 AM to 5:30 PM; Tuesday from 10:00 AM to 5:30 PM; and Friday from 9:00 AM to 6:00 PM. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Additionally, we provide ATM services for quick cash withdrawals and balance checks. Although we currently do not have drive-thru banking available, our friendly staff is always ready to help with any inquiries or transactions inside the branch.

Parking & Accessibility Features

Parking is available nearby, making it simple to drop by for any banking needs. We understand the importance of convenience and comfort when you visit us, so we've ensured our facilities are accessible to all members.

Member Eligibility

Joining the Rivermark Community is like stepping into a friendly neighborhood where your financial needs are truly understood and cared for. To become a member, you'll need to meet some simple eligibility criteria, which generally include living, working, or attending school in the areas we serve. This means if you call Portland home or are connected to our vibrant community in any way, we'd love to welcome you! Once you're ready to take that step, opening an account is straightforward and can be done easily online or in person at our branch located at 120 Sw Taylor St, Portland, OR 97204. For all the details on eligibility requirements and to see if you qualify, check out our resource here: . If you have any questions or want to chat about membership benefits, feel free to give us a call at (503) 785-2528. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $106,602,572, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are tailored to simplify daily transactions for business owners. Imagine running your café in Portland, OR, where customers can pay easily with their cards or mobile wallets. Our reliable payment processing ensures you get paid quickly and securely, allowing you to focus on what matters most serving your customers. Explore how Rivermark Community can support your business journey today! For more information, visit us at 120 Sw Taylor St Portland Or 97204 or call us at (503) 785-2528.

Comprehensive List Of Services

Business Banking

For small business owners, our business banking services, including merchant services and business loans, are crafted to support your entrepreneurial dreams. We understand the challenges you face and aim to provide solutions that enhance your business operations.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your finances from anywhere. With easy access to your accounts, bill pay options, and even person-to-person payment capabilities, managing your money has never been simpler. Additionally, our ATM services allow for quick cash withdrawals and balance checks without stepping into a branch. Whether it's day or night, accessing your funds is just a few taps away. At Rivermark Community, we are committed to making banking easier for you. If you have any questions about our services or want assistance getting started, don't hesitate to reach out! Call us at (503) 785-2528 or visit us at our branch in Portland, OR today. Let us help you take control of your financial future!

Home Financing

For those considering homeownership, our mortgage loans and refinancing services provide flexible options tailored to your unique situation. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we are dedicated to helping you find the right solution.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds anytime you need them whether it's for daily expenses or saving for that dream vacation. Our competitive interest rates on savings can help grow your money over time. When it comes to financing your vehicle, our auto loans and vehicle financing options make the process smooth and straightforward. Picture yourself driving off in a new car without the stress of complicated paperwork. We're here to simplify that experience for you.

Personal Loans & Credit Cards

Need some extra cash? Our personal loans and debt consolidation services can help relieve financial stress by combining multiple debts into one manageable payment. Plus, our credit cards with rewards allow you to earn points on your purchases making every transaction a little more rewarding!

Digital & Online Banking

Key Features for Your Convenience

Our online banking system allows you to check balances, view transaction history, and transfer funds with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do this quickly and securely. Plus, with electronic signature authorization available, signing documents has never been easier or more efficient. If you're looking to go paperless, we offer e-statements that provide a secure way to receive your monthly statements without cluttering your mailbox. This not only helps you stay organized but also enhances the security of your sensitive information.

Mobile Access at Your Fingertips

For those who prefer banking on their mobile devices, our mobile application is here to help. You can manage your accounts right from your smartphone! Whether it's making payments through mobile payments or checking your account balance while waiting in line, everything is just a tap away.

Security You Can Trust

At Rivermark Community, security is a top priority. Our online and mobile banking platforms are equipped with robust security measures to keep your personal information safe. You can bank confidently knowing that we take every precaution to protect your data. With all these features readily available at Rivermark Community, managing your finances has never been easier or more secure. Explore all the benefits of our digital banking services today by visiting https://www.rivermarkcu.org/!

Financial Strength

At Rivermark Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your hard-earned money is in safe hands. Our financial health is reflected in our strong net worth of $136,075,503. This solid foundation allows us to offer better rates, lower fees, and enhanced member services. With a net worth ratio of 826, we demonstrate a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Members' savings are secured through $174,560,952 in share certificates and $162,429,403 in money market shares. These options provide stable and rewarding financial growth opportunities tailored for your needs. Unlike traditional banks, we prioritize our members; with non-member deposits at just $1,010, our resources are focused on benefiting you through better loan rates and exclusive perks. With $129,845,121 in undivided earnings, we reinvest into innovative banking tools and stronger lending options to serve our members better. Our lending capacity is significant $8,011 in used auto loans alongside a total of $856,192,394 in loans and leases means we are well-equipped to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $3,321,862. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 294 full-time employees and 1 part-time employee who are dedicated to serving you with knowledgeable support at every branch visit. The strength of Rivermark Community can also be seen in our total share accounts 241,231 showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rivermark Community is your trusted partner. Visit us at 120 Sw Taylor St Portland Or 97204 or call 503-785-2528 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $105,468,222 in used vehicle loans and $41,590,800 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $106,602,572 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or other business expenses, we're here to support your entrepreneurial journey. In addition to these offerings, we also provide refinancing options and eligibility assessments to ensure you find the best solution tailored to your financial situation. To learn more about how we can assist you further, visit us or give us a call at (503) 785-2528. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Rivermark Community, we're dedicated to empowering our members with the financial tools they need for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $130,718,768, make buying or refinancing simple. We aim to guide you through the mortgage process smoothly so that you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $89,771,709 in loans helping members manage their finances effectively. These cards come with various benefits that cater to your spending habits while ensuring you have access to funds when needed.

Loan Aggregator

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