Riverland Credit Union Port Gibson MS | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Riverland, your trusted credit union located at the Grand Gulf Nuclear Station in Port Gibson, MS 39150. Established in 1978, we have been dedicated to serving our community for over four decades, providing financial solutions tailored to meet the needs of our 16,122 members. Our commitment to you goes beyond just numbers; it's about building lasting relationships and supporting your financial journey. At Riverland, we understand that every member's financial situation is unique. That's why we offer a wide range of services, from personal banking and auto loans to mortgage refinancing and business banking solutions. With total assets exceeding $304,850,150 and deposits of $36,140,511, we pride ourselves on being a stable and reliable partner for your financial goals. Our experienced team, led by CEO George Lunsford and Board President Brian Burns, is here to assist you with any questions or needs you may have. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address at 7003 Bald Hill Rd, Port Gibson, MS 39150 if it differs from the branch address. We're also proud to feature modern conveniences such as online banking and mobile payments for your ease and accessibility. With a strong net worth of $41,291,960 and cash reserves totaling $2,649,458, Riverland is well-equipped to support our members in achieving their financial aspirations. Whether you're looking for guidance on loans having facilitated over 11,209 loans and leases or simply need assistance managing your accounts, we're here for you. Don't hesitate to reach out! Call us today at 601-437-6472 or visit our website at Riverland FCU for more information on how we can serve you better. Join us in making your financial dreams a reality!

Branch History & Mission

Join Us

As we continue on this path of growth and service since 1978, we invite you to become part of the Riverland family. Experience firsthand how we can help you achieve your financial goals while being an active member of your community. For more information or to open an account today, visit us online at Riverland FCU or call us at 601-437-6472. Together, let's build a brighter financial future!

Our Mission

At Riverland, our mission is clear: we aim to empower our members through personalized financial solutions while actively supporting community initiatives. We believe that financial health is essential for everyone, and we work hard to provide services like personal banking accounts, auto loans, mortgages, credit cards with rewards, and more. Our commitment extends beyond traditional banking; we are dedicated to uplifting our community through outreach programs and partnerships that enhance the quality of life for all. We are proud to be ADA compliant and continually seek ways to improve our member services through digital advancements like online banking and mobile payments. This focus on accessibility ensures that everyone can benefit from our offerings.

Our Story

Riverland was founded with a mission to provide accessible financial services while fostering a spirit of community and cooperation. From our humble beginnings, we have achieved significant milestones, including reaching total assets of $304,850,150. Our growth is a testament to the trust that our members place in us. With operating hours from 9:00 AM to 4:00 PM and ATM availability, we ensure that our members can access their finances conveniently. Our branch address at Grand Gulf Nuclear Station, Port Gibson, MS 39150 positions us in a unique location where we serve not just employees of the nuclear station but also residents of Claiborne County and surrounding areas. While members can visit us at this address for their banking needs, official correspondence should be sent to our mailing address at Grand Gulf Nuclear Station, Port Gibson, MS 39150.

Branch Location & Accessibility

Welcome to Riverland's Grand Gulf Branch, located at the scenic Grand Gulf Nuclear Station in Port Gibson, MS. This convenient spot is easy to find and just a short drive from popular local landmarks, making it accessible for all your banking needs. At our branch, we prioritize convenience and accessibility for our members. If you need to send any official correspondence, please note that our mailing address is also at Grand Gulf Nuclear Station, Port Gibson, MS 39150. Our location features ample parking and is designed with accessibility in mind, ensuring everyone can visit us comfortably. We're open Monday through Friday from 9:00 AM to 4:00 PM, giving you plenty of time to stop by for personal banking services. Whether you're looking to open a checking or savings account, apply for an auto loan, or explore mortgage options, our friendly team is here to assist you. We also offer ATM services right on-site for quick cash withdrawals and balance checks. While we do not have drive-thru banking at this branch, we are proud to provide shared services for partner credit union members. This means you can enjoy basic transactions like deposits and withdrawals easily. For any inquiries or assistance, feel free to reach out at 601-437-6472. Our team looks forward to welcoming you soon!

Member Eligibility

Becoming a member of Riverland is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the Port Gibson area or have family members who are already part of our community, you're likely eligible to join us! Our membership is open to anyone who shares our values and wants to take advantage of the personalized services we offer. By choosing Riverland, you'll gain access to friendly support and a variety of banking options tailored just for you. For more detailed information on eligibility, feel free to check out our website at http://www.riverlandfcu.org/membership . Ready to start your journey with us? Opening an account is easy! Just visit our online application page at https://apply.riverlandfcu.org/flows/53595efc-3d77-4699-9fcb-bf4072fbb4ab , or give us a call at (601) 437-6472 if you have any questions. We're excited to welcome you to the Riverland family at Grand Gulf Nuclear Station, Port Gibson MS 39150!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we know that financing can be the lifeblood of any enterprise. Imagine having the funds to invest in new equipment, hire additional staff, or launch a marketing campaign. These are the opportunities that our tailored loan options can help unlock for you.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and enhance customer satisfaction. Picture this: your customers walk in ready to purchase, and with our services, you can accept payments effortlessly. This not only streamlines your operations but also helps you focus on what matters most growing your business. If you're looking for a partner that understands the challenges and rewards of running a business, visit us at Grand Gulf Nuclear Station Port Gibson Ms 39150 in Port Gibson, MS. Our team is ready to provide personalized support and resources tailored specifically for your needs. Give us a call at (601) 437-6472 today!

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, Riverland offers business banking services including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we are here to support your business journey with tailored financial products.

Connect With Us

Have questions or want to learn more about how we can assist you? Reach out to us at (601) 437-6472 during our lobby hours from 9:00 AM to 4:00 PM on weekdays. We're here to help guide you through all the financial options available at Grand Gulf Branch. Experience the difference with Riverland your trusted partner in financial success! Visit us today at Grand Gulf Nuclear Station Port Gibson Ms 39150 or check out our website at Riverland FCU for more information on how we can serve you better!

Convenient Access and Support

With ATM availability at our branch as well as shared service centers for partner credit union members, accessing your funds is convenient and hassle-free. Basic shared branch transactions such as deposits and withdrawals ensure you can manage your finances wherever you are.

Credit Cards with Benefits

To complement your spending needs, our credit cards come with rewards that can enhance your everyday purchases. Whether you're buying groceries or booking a vacation, earn points that can be redeemed for cash back or travel perks.

Financing Your Dreams

If you're looking to purchase a new vehicle or refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself driving off in that new car with affordable monthly payments tailored just for you. We also offer mortgage loans and refinancing solutions, helping you turn your dream home into reality. Our personal loans can assist with debt consolidation or unexpected expenses, giving you the financial breathing room you need.

Personal Banking Made Easy

When it comes to personal banking, we understand that every member has unique requirements. That's why we offer checking and savings accounts designed for your lifestyle. Whether you need a basic account for daily expenses or a high-yield savings option for future plans, we've got you covered. Imagine being able to manage your finances right from your smartphone using our online and mobile banking services, making it easy to check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Key Features

With our online banking services available at https://www.riverlandfcu.org/ , you can check your balance, transfer funds, and pay bills with just a few clicks. No more waiting in line; everything is at your fingertips. Plus, our mobile application allows you to manage your accounts on the go, so you're always connected. Need to send money to a friend? Our person-to-person transfers make it simple. Just enter their details, and the money is sent instantly no hassle involved! And for those looking to save trees, we offer e-statements, allowing you to view your monthly statements electronically, keeping your financial documents organized and accessible.

Security and Convenience

Your security is our top priority. We use electronic signature authorization for transactions, ensuring that only you can approve important actions on your account. You can rest easy knowing that all of your information is safe and sound. For added convenience, we also support mobile payments. Whether you're shopping at your favorite store or paying for lunch with friends, just tap your phone to make quick payments without carrying cash or cards. With 24/7 online banking, you're never locked out of your financial world. Need to check something late at night? No problem! You have access whenever it suits you. At Riverland, we're committed to making banking simpler and more convenient for you. Experience the ease of managing your finances digitally today!

Financial Strength

Commitment to Growth and Service

With $36,672,416 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $928 in used auto loans and an impressive $244,623,537 in total loans and leases. Our $0 net income reflects our operational efficiency while allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Trust

Total Share and Deposit Accounts: 30,578, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $3,605,715, indicating our ability to invest back into the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverland is your trusted partner. Visit us at Grand Gulf Nuclear Station Port Gibson Ms 39150 or call 601-437-6472 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $60,693,954 in share certificates and $41,140,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,237,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $41,291,960, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1351 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,304,439 in used vehicle loans and $77,175,951 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your vehicle easier than ever.

Credit Lines and Personal Loans

For those looking for additional flexibility in managing their finances, we offer total credit lines amounting to $45,000,000. This option allows you to access funds as needed without taking out a full loan upfront. Additionally, our unsecured credit card loans total $7,761,153, providing members with an easy way to manage expenses while enjoying flexibility in repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,734,515, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're interested in lower monthly payments or better interest rates, refinancing may be an option worth considering. Our knowledgeable staff can discuss eligibility and help determine if refinancing fits your financial situation. At Riverland, we are dedicated to supporting our members' financial journeys with transparent products and exceptional service. For more information about any of our loan offerings or to see how we can assist you further, feel free to call us at (601) 437-6472 or visit us at our branch located at Grand Gulf Nuclear Station Port Gibson Ms 39150 in Port Gibson, MS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our diverse range of loan products can empower you today!

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RIVERLAND FEDERAL CREDIT UNION - Port Gibson, MS