Riverland Credit Union Morgan City LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Riverland, your trusted partner in financial growth, located at 1234 David Dr Ste 104, Morgan City, LA 70380. Since our establishment in 1978, we have proudly served our community with dedication and integrity, helping over 16,122 members achieve their financial dreams. With total assets exceeding $304,850,150, we are committed to providing personalized banking solutions that cater to your needs. At Riverland, we understand that life is full of unexpected moments whether it's buying a new car or planning for retirement. Our diverse range of services includes checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. We strive to create a welcoming environment where you can feel secure and supported in every financial decision. While members can visit us at our branch location, official correspondence should be sent to 1234 David Dr Ste 107, Morgan City, LA 70380-1370. Our friendly team is here to assist you during our lobby hours from 9:00 AM to 4:00 PM on weekdays. Under the leadership of CEO George Lunsford and Board President Brian Burns, we aim to foster a culture of trust and reliability. Our dedicated staff of 63 employees is always ready to help you navigate your financial journey with ease. Join us today and discover how Riverland can make a positive impact on your financial future. For more information or to get started, feel free to call us at 985-380-8017 or visit our website at Riverland FCU. Let's build a brighter future together!

Branch History & Mission

A Legacy of Growth and Community Support

Over the years, Riverland has steadily built its assets to an impressive $304,850,150, reflecting our ability to manage resources wisely while focusing on member needs. Our mission is clear: we strive to provide personalized financial services that empower our members and enhance community growth. We believe that by investing in our members' futures, we also invest in the future of Morgan City and beyond. Our operations are designed with you in mind. We offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Whether you need help buying your first home or financing a new vehicle, we're here to support you every step of the way.

Commitment to Accessibility and Innovation

While members can visit us at 1234 David Dr Ste 104, official correspondence should be sent to 1234 David Dr Ste 107, Morgan City, LA 70380-1370. We prioritize accessibility for all our members through ADA-compliant facilities and digital advancements such as online banking and mobile payments. Our branch operates Monday through Friday from 9:00 AM to 4:00 PM, ensuring that we're available when you need us most. Riverland also offers shared service center availability for those who may require additional banking resources outside of our branch. With no ATM or drive-thru services currently available, we focus on providing a welcoming lobby environment where personal connections can flourish.

Community Partnerships

We're proud to support local initiatives and engage with various community organizations that align with our values. Our partnerships are designed not just to foster financial literacy but also to encourage community involvement among our members. By working together with local schools and charities, we aim to uplift Morgan City as a whole. As we continue this journey together, we invite you to join Riverland Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Together, let's build a brighter future for ourselves and for generations to come. For more information about membership or services offered at Riverland Credit Union, feel free to contact us at 985-380-8017 or visit our website at www.riverlandfcu.org. Join us today!

Branch Location & Accessibility

Branch Features

At Riverland, we prioritize your comfort and convenience. Our branch features ample parking and is designed to be accessible for everyone. You'll find ADA-compliant ramps and entrances that make it easy for all members to visit us without any hassle.

Contact Us

Have questions or need assistance? Feel free to give us a call at 985-380-8017. Our friendly staff is eager to help you navigate your financial journey! We look forward to welcoming you at Riverland where your community meets your banking needs!

Operating Hours

We invite you to drop by during our lobby hours from Monday to Friday, where we're open from 9:00 AM to 4:00 PM. Our dedicated team is ready to assist you with a range of services tailored to meet your financial needs.

Services Offered

Riverland offers a variety of banking services including personal checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also provide business banking services such as merchant accounts and business loans. For those who prefer digital banking, our online and mobile banking platforms are designed for your convenience.

Member Eligibility

At Riverland, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy, and we invite you to join us at our branch located at 1234 David Dr Ste 104 Morgan City La 70380. Membership is open to individuals who live, work, worship, or attend school in the areas we serve, ensuring that our community remains strong and connected. Whether you're looking for personal banking options or loans that fit your lifestyle, our team is here to support you every step of the way. To get started on your journey with us, simply visit our website for detailed eligibility information at http://www.riverlandfcu.org/membership. If you're ready to open an account, the process is straightforward just follow this link: https://apply.riverlandfcu.org/flows/53595efc-3d77-4699-9fcb-bf4072fbb4ab. Should you have any questions, feel free to reach out to us at (985) 380-8017. We can't wait to welcome you into the Riverland family!

Business Banking & Commercial Services

Empowering Your Transactions

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a bustling café using our services; customers enjoy quick transactions while you manage your sales effortlessly. Our goal is to provide practical tools that let you focus on what matters growing your business. Located conveniently at 1234 David Dr Ste 104 Morgan City La 70380, Morgan City, LA, our team is ready to assist you in achieving your financial goals. Reach out to us at (985) 380-8017 or visit us online at https://www.riverlandfcu.org/ for more information.

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we understand how crucial it is to have reliable banking solutions. Our business banking services, including merchant services and business loans, are crafted to support your entrepreneurial journey. We want to ensure that managing your business finances is as smooth as possible.

Contact Us

Ready to explore these services further? Feel free to reach out! You can call us at 985-380-8017 during our lobby hours from 9:00 AM to 4:00 PM on weekdays. We're excited to assist you in achieving your financial aspirations! Visit us online at Riverland FCU for more information or to start your membership journey today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Riverland, we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or making payments, our digital tools simplify your banking experience. You can even enjoy mobile payments and person-to-person transactions right from your smartphone!

Personal Banking Services

Our personal banking offerings include checking and savings accounts that are designed to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings that's what we strive for! If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help make that dream a reality with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are here to guide you through the process with ease. Additionally, if you're dealing with unexpected expenses or planning a big purchase, consider our personal loans and debt consolidation solutions. We aim to provide you with the financial support you need when life throws challenges your way. Plus, don't forget about our credit cards with rewards, which can help you earn points on everyday purchases!

Shared Branch Transactions

If you're a member of another credit union that partners with us, you can take advantage of basic shared branch transactions like deposits and withdrawals without any hassle.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features available at Riverland is electronic signature authorization. This means you can sign documents securely online, eliminating the need for in-person visits for most transactions. Plus, with e-statements available, you'll receive your account statements electronically no more waiting for paper copies to arrive in the mail! For those who prefer to handle their banking through their smartphones, our mobile application is here to help. The app supports mobile payments, allowing you to make purchases quickly and easily with just a tap. You can also send money directly to friends or family through our person-to-person transfer feature perfect for splitting bills or sending a gift.

Security You Can Trust

We take your security seriously at Riverland. All our digital banking services are protected by advanced security measures to keep your information safe. Whether you're using our online banking or mobile app, rest assured that your data is well-guarded. At Riverland, we believe that managing your money should be simple and accessible. Explore all our digital banking options today and experience a new level of convenience! For more details, visit us at https://www.riverlandfcu.org/.

Financial Strength

Commitment to Growth

With $36,672,416 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $928 in used auto loans and $244,623,537 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 30,578, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,605,715. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverland is your trusted partner. Visit us at 1234 David Dr Ste 104 Morgan City La 70380 or call (985) 380-8017 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are secure with us through $60,693,954 in share certificates and $41,140,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,237,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $41,291,960, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,351 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,304,439 in used vehicle loans and $77,175,951 in new vehicle loans already helping members get on the road. We cater to all types of borrowers and also provide refinancing options if you're looking to lower your current payments or pay off your auto loan faster.

Credit Lines and Unsecured Loans

In addition to our auto and mortgage offerings, we provide flexible lines of credit totaling $45,000,000 for those who want easy access to funds when they need them. We also offer unsecured credit card loans with a total of $7,761,153, which can help you manage your finances effectively while enjoying the flexibility of making purchases without collateral. At Riverland, we pride ourselves on our transparent approach to lending. You can rest assured that our team is here to guide you through each step of the process from application to approval. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards better financial health or have questions about eligibility options for any of our loans, don't hesitate to reach out at 985-380-8017. We're here to assist you in finding the right loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,734,515, make buying or refinancing simple. We work with you to find the best terms that fit your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing accurate information means that users can trust they are viewing reliable loan options.

Riverland

Introduction

Branch History & Mission

A Legacy of Growth and Community Support

Commitment to Accessibility and Innovation

Community Partnerships

Branch Location & Accessibility

Branch Features

Contact Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Empowering Your Transactions

Tailored Financing Solutions

Comprehensive List Of Services

Business Banking Solutions

Contact Us

Digital Banking Convenience

Personal Banking Services

Shared Branch Transactions

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community