Riverland Credit Union Gretna LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Riverland, your trusted financial partner located at 1001 Virgil St, Gretna, LA 70053. Since our establishment in 1978, we have proudly served our community with a commitment to providing exceptional member-focused services. With a total membership of 16,122 individuals and total assets exceeding $304 million, we understand the importance of building lasting relationships with our members. At Riverland, we believe that everyone deserves access to affordable financial solutions. We offer a variety of services, including personal banking, auto loans, mortgage financing, and credit cards with rewards. Our goal is to empower you to achieve your financial dreams while ensuring your money is managed wisely. With total deposits of $36,140,511 and a robust net worth of $41,291,960, you can trust that your finances are in safe hands. Led by CEO George Lunsford and Board President Brian Burns, our dedicated team of 63 employees is here to assist you every step of the way. We take pride in being part of the Gretna community and strive to make a positive impact through our financial services. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1001 Virgil St, Gretna, LA 70053-2332. If you have any questions or need assistance, don't hesitate to reach out by calling us at 504-365-3646. Join us at Riverland and experience a credit union that truly cares about your financial well-being! For more information on how we can help you or to open an account today, visit us online at Riverland FCU.

Branch History & Mission

Community Focus

Our connection with the local community remains a cornerstone of who we are. Through various outreach programs and partnerships, Riverland actively participates in enhancing the well-being of Gretna residents. We engage in events that promote financial literacy and support local initiatives that align with our values. As we look towards the future, we remain dedicated to evolving with technology while ensuring compliance with ADA standards for accessibility. This means providing services that cater not only to those who prefer traditional banking methods but also to those who rely on digital advancements. Join us at Riverland and experience firsthand how we blend solid financial services with a heart for community support. Whether you're looking for guidance on your first auto loan or seeking advice on saving for your future, our team is here for you every step of the way. Visit us during our lobby hours from 9:00 AM to 4:00 PM, Monday through Friday. For any inquiries or assistance, feel free to call us at 504-365-3646. Become part of something greater become a member of Riverland today! Explore more about membership here or apply now here. Together, let's build a brighter financial future!

Our Mission

At Riverland, our mission is clear: we aim to empower our members by offering not just financial products but also the guidance and support they need to achieve their goals. We believe that everyone deserves access to quality financial services whether it's checking accounts, auto loans, mortgages, or credit cards with rewards. Our commitment extends beyond transactions; we strive to uplift our community through partnerships and outreach initiatives. While members can visit us at 1001 Virgil St, official correspondence should be sent to 1001 Virgil St, Gretna, LA 70053-2332 if different from the branch address. We understand that convenience is key in today's fast-paced world; therefore, we offer online banking options and mobile payments to make managing finances easier than ever.

Branch Location & Accessibility

Accessibility Features

At Riverland, we prioritize making banking accessible for everyone. Our branch is designed to be ADA compliant, featuring ramps and wide doorways for easy access. There's also ample parking available so you can visit us without any hassle.

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 4:00 PM, ready to assist you with a variety of services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Although we don't currently offer ATM services or drive-thru banking, our shared service center allows basic transactions like deposits and withdrawals for partner credit union members. If you have any questions or need assistance, feel free to give us a call at 504-365-3646. We look forward to helping you achieve your financial goals! Come visit us today at Riverland's Gretna Office!

Member Eligibility

At Riverland, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us, becoming a member is straightforward and inviting! We welcome individuals who live, work, or worship in the areas we serve, along with their family members. This means that if you have a connection to our vibrant community, you're likely eligible to open an account with us. Being a member at Riverland opens doors to a range of financial services tailored just for you, including competitive loan rates and personalized banking experiences. Ready to take the next step? You can find detailed eligibility criteria on our website at http://www.riverlandfcu.org/membership , which will help you understand how easy it is to join our family. When you're ready to open an account, just visit us at https://apply.riverlandfcu.org/flows/53595efc-3d77-4699-9fcb-bf4072fbb4ab , or feel free to give us a call at (504) 365-3646 for any questions you might have. We're excited to welcome you to Riverland, located at 1001 Virgil St Gretna La 70053!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan options, we offer merchant services designed to simplify payment processing for your business. Imagine running a busy shop and not having to worry about complicated transactions our services ensure that you can focus on what you do best: serving your customers. Located at 1001 Virgil St, Gretna, LA 70053, we're here to help you navigate the financial aspects of running your business. Reach out today at 504-365-3646 to discover how Riverland can support your journey towards success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're always ready to provide flexible financing solutions tailored to your needs. We believe that every business has potential, and with the right support, you can achieve great things.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Riverland also provides robust business banking solutions including merchant services and business loans. These tools help ensure that running your business is as smooth as possible so that you can focus on what matters most growing your enterprise.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Whether it's groceries or gas, imagine earning rewards that can go toward travel, cash back, or shopping discounts. It's a great way to make your spending work harder for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers and even paying bills, everything is at your fingertips.

Loans for Every Need

When it comes to making significant purchases or consolidating debt, our auto loans and vehicle financing options provide competitive rates that fit your budget. Picture driving home in your dream car without the stress of high monthly payments. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed to assist you in navigating the housing market with ease. If you're facing unexpected expenses, our personal loans and debt consolidation options can offer relief. Think about how much simpler life can be when you have one manageable payment instead of juggling multiple bills.

Personal Banking Solutions

Whether you're looking to save for a rainy day or manage your daily expenses, our personal banking services have got you covered. We offer checking and savings accounts tailored for every lifestyle. Imagine having a hassle-free way to manage your money while enjoying features like online banking and mobile payments. With our services, transferring funds or checking your balance is just a few taps away.

Shared Branch Transactions

Lastly, if you're a member of another partner credit union, you can still benefit from basic shared branch transactions such as deposits and withdrawals at our location. This means you don't have to go far to access your funds when needed. We invite you to explore all the financial opportunities available at Riverland in Gretna! For more information about our services or assistance with any financial needs, please don't hesitate to call us at 504-365-3646. Visit us online at Riverland FCU or stop by today!

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.riverlandfcu.org/ , you can manage your accounts anytime, anywhere. Whether you're checking balances, paying bills, or transferring money, our 24/7 online banking services make it simple and efficient. You can even send money to friends and family with ease through our person-to-person transfer feature. Our mobile application enhances your banking experience further, allowing you to perform transactions on the go. Plus, if you prefer a paperless approach, we offer e-statements for easy access to your financial records without the clutter. And when it's time to sign documents, our electronic signature authorization makes the process quick and secure.

Security and Accessibility

We prioritize your safety while using our digital services. Our platform employs advanced security measures to protect your information, giving you peace of mind every time you log in. You'll find that all features are user-friendly, ensuring that you can navigate through your banking needs without any hassle. With mobile payments available, paying for purchases is as easy as a tap on your phone. Just link your accounts and enjoy the freedom of cashless transactions wherever you are. At Riverland, we strive to make banking accessible for everyone. Whether you're using our website or mobile app, you'll have real-time access to your accounts, allowing you to stay on top of your finances effortlessly. Join us today and experience the modern way to bank!

Financial Strength

A Growing Community

Total Share Accounts stand at 30,578, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $3,605,715, further demonstrating our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverland is your trusted partner. Visit us at 1001 Virgil St Gretna La 70053 or call us at 504-365-3646 to learn more about how we can help you achieve your financial goals.

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors. With $928 in used auto loans and a total of $244,623,537 in loans and leases, we're here to help you make your aspirations a reality. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Improvement

With $36,672,416 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also take pride in having 60 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $60,693,954 in share certificates and $41,140,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,237,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $41,291,960, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1351 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,304,439 in used vehicle loans and $77,175,951 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you find the right loan that fits your budget.

Credit Lines and Unsecured Loans

For those needing additional flexibility in managing their finances, we offer total credit lines amounting to $45,000,000. This can be a great solution for unexpected expenses or planned purchases. Additionally, we provide unsecured credit card loans totaling $7,761,153, giving our members access to funds when they need them most without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,734,515, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams without breaking the bank.

Refinancing Options

If you're interested in refinancing any of these loans, we are here to assist you with tailored solutions that suit your financial situation. Feel free to reach out and explore your eligibility options! For more information about our loan offerings or to speak with one of our friendly representatives, call us at 504-365-3646 during our lobby hours from 9:00 AM to 4:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit our website at Riverland FCU for further details on all our services and how we can help you achieve your financial goals!

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RIVERLAND FEDERAL CREDIT UNION