Riverfork Credit Union Grand Forks ND | Affordable Auto Loans & Business Banking

Introduction

At Riverfork Federal Credit Union, we believe in empowering our members and fostering a sense of community. Located at 711 N Washington St, Grand Forks, ND 58203, our doors have been open since 1959, providing reliable financial services to over 2,191 valued members. With total assets amounting to an impressive $28,431,053 and total deposits reaching $7,921,091, we are dedicated to helping you achieve your financial goals. Under the leadership of our CEO, Lonny Nygren, and Board President, Doug Ferrie, we pride ourselves on offering personalized service tailored to meet your needs. Our team of just five dedicated employees is always ready to assist you with a variety of services including personal banking, auto loans, mortgage refinancing, and much more. While our members can visit us at the branch for all their banking needs, any official correspondence should be sent to the same address: 711 N Washington St, Grand Forks, ND 58203. We are here for you from 8:30 AM to 5:30 PM Monday through Friday and from 9:00 AM to 12:00 PM on Saturdays. With a strong net worth of $3,962,882 and cash in hand totaling $221,754, Riverfork Federal Credit Union is committed to maintaining a secure environment for your finances. Whether you're looking for savings accounts or loans having granted a total of 1,191 loans and leases we're here to support your journey every step of the way. Explore more about what we offer by visiting our website at riverforkfcu.com or call us directly at 701-775-0593. Join us today and experience the benefits of being part of a credit union that truly cares!

Branch History & Mission

At Riverfork Federal Credit Union, we are proud of our rich history and commitment to our community in Grand Forks, ND. Established in 1959, our branch has grown from a small local financial institution into a trusted partner for over 2,191 members. Our journey has been marked by a dedication to providing exceptional financial services while fostering strong community ties. Located at 711 N Washington St, Grand Forks, ND 58203, we are easily accessible to our members. Our branch is equipped with drive-thru banking facilities, allowing for convenient transactions without leaving your vehicle. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location as our mailing address is identical. Our mission at Riverfork Federal Credit Union is simple yet profound: to empower our members through personalized financial services that enhance their lives. We offer a wide range of products including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking services. Our goal is not only to meet the financial needs of our members but also to support them in achieving their dreams. Over the years, we have embraced advancements in technology to better serve our community. With online banking options and mobile applications available, we make it easy for members to manage their finances anytime and anywhere. Additionally, we ensure ADA compliance so that all members can access our services comfortably. Community involvement is at the heart of what we do. We actively seek partnerships with local organizations and participate in outreach efforts that uplift those around us. Our commitment goes beyond just numbers; it's about building lasting relationships within Grand Forks and supporting initiatives that matter most to our neighbors. With total assets amounting to $28,431,053, Riverfork Federal Credit Union remains financially strong and ready to help you navigate your financial journey. As we look toward the future, we invite you to join us and experience the benefits of being part of a cooperative where every member matters. Whether you're looking for personal banking solutions or seeking support for your business endeavors, Riverfork Federal Credit Union is here for you. Connect with us today at 701-775-0593 or visit our website here to learn more about membership eligibility and how we can assist you in achieving your financial goals!

Branch Location & Accessibility

Accessibility and Features

At Riverfork, we prioritize your convenience. Our branch features a drive-thru service for quick transactions without leaving your vehicle. If you prefer to come inside, our facility is designed with accessibility in mind, ensuring that everyone can enjoy our services comfortably. Parking is ample and conveniently located right outside the entrance.

Get in Touch

Have questions or ready to visit? Feel free to give us a call at 701-775-0593. We're here to help you navigate your financial journey every step of the way! Come by Riverfork Federal Credit Union today we can't wait to serve you!

Operating Hours

We understand that life can be busy! That's why our lobby hours are tailored to accommodate your schedule from 8:30 AM to 5:30 PM Monday through Friday. On Saturdays, you can take advantage of our drive-thru service from 9:00 AM to 12:00 PM for those last-minute banking needs.

Services Offered

Riverfork Federal Credit Union offers a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered! Plus, with online and mobile banking options available, managing your finances has never been easier.

Member Eligibility

At Riverfork, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming, as we open our doors to individuals who live, work, or attend school in the Grand Forks area. If you're passionate about being part of a cooperative that puts members first, you're already on the right path! For more detailed eligibility criteria, feel free to explore our website at http://www.riverforkfcu.com/about-us/membership. Joining is just the beginning of your journey with us. As a member of Riverfork, you'll enjoy numerous benefits, including personalized service and access to a wide range of financial products designed with your needs in mind. To get started on opening an account, visit us online at https://www.firstclasscorp.com//apply-now, or give us a call at (701) 775-0593. We can't wait for you to experience the advantages of membership at Riverfork located at 711 N Washington St Grand Forks Nd 58203!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine being able to accept payments quickly and securely, ensuring you never miss a sale. Our services help streamline your operations so you can focus on what matters most growing your business. Visit us at 711 N Washington St Grand Forks Nd 58203 in Grand Forks, ND, or call us at (701) 775-0593 to learn more about how our business banking solutions can empower your success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. With competitive rates and flexible terms, financing your dream vehicle has never been easier. Imagine driving away in your new car while knowing you've made a smart financial choice!

Business Banking Solutions

For our business members, Riverfork provides comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and aim to support you with financial tools that promote growth and success.

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards with rewards offer fantastic benefits for everyday purchases. From cashback on groceries to points redeemable for travel, our cards are designed to enhance your spending experience while helping you earn rewards along the way.

Drive-Thru Banking

For quick transactions on the go, take advantage of our drive-thru banking service. You can easily make deposits, withdrawals, or complete simple transactions without leaving your car perfect for those busy days when time is of the essence. No matter what financial service you need, Riverfork Federal Credit Union is here for you! Feel free to reach out at 701-775-0593 or visit our website at riverforkfcu.com for more information. Join us today and experience how easy it can be to manage your finances!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Riverfork, we provide mortgage loans and refinancing solutions tailored just for you. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated team will guide you through every step of the process, ensuring you find a plan that suits your budget.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your accounts anytime, anywhere. With just a few clicks or taps on your smartphone, pay bills, transfer money, or check balances without having to visit us in person.

Personal Banking Services

Whether you're opening your first checking account or saving for a special occasion, our personal banking services have got you covered. We offer checking and savings accounts that help you manage daily expenses and build your savings effortlessly. Our friendly team is always ready to assist you in choosing the right account that fits your lifestyle.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help ease financial burdens. Whether it's for medical bills, home repairs, or consolidating credit card debt into one manageable payment, we're here to support you during tough times.

Digital & Online Banking

Key Features

Our online banking platform provides you with essential tools to take control of your finances. You can check your account balance, view transaction history, and transfer funds between accounts with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick no need for cash or checks! For those who prefer using their smartphones, our mobile application is available to keep you connected while you're out and about. While mobile payments aren't currently offered, you can still manage your accounts effectively through the app. Plus, if you ever need to sign documents, our electronic signature authorization feature allows for fast and secure transactions.

Stay Informed

Stay up-to-date with your finances by opting for e-statements. With electronic statements available, you'll receive timely updates without the clutter of paper. It's not only convenient but also environmentally friendly! Security is our priority at Riverfork. We employ robust security measures to keep your information safe while you bank online or through our mobile app. Enjoy peace of mind knowing that your financial data is protected. Whether you're checking in on savings or handling payments, our user-friendly digital banking services provide accessibility and real-time account management right at your fingertips. Experience the convenience of banking when you want, how you want join us today at Riverfork!

Financial Strength

A Growing Community

We are honored to have 6,356 share accounts, showcasing a strong and growing member base that trusts us with their finances. Your confidence fuels our mission to provide exceptional service every day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverfork is your trusted partner. Visit us at 711 N Washington St Grand Forks Nd 58203 or call (701) 775-0593 to learn more about how we can help you achieve your financial goals.

Commitment to Operational Efficiency

Our ability to operate efficiently is reflected in our $302,026, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 5 full-time employees ready to serve you with a knowledgeable team dedicated to your needs.

Diverse Lending Capacity

With $458 in used auto loans and $14,610,750 in total loans and leases, our lending capacity supports members' financial needs across various sectors. This helps you achieve your aspirations whether it's purchasing a vehicle or financing other important life events.

Member-Centric Savings and Investments

Members' savings are secured through $4,420,982 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing our resources on benefits tailored for you. With non-member deposits at $0, we ensure that our offerings remain advantageous to those who trust us with their finances.

Reinvestment into Member Services

Our commitment to serving you extends beyond mere numbers. With $3,266,002 in undivided earnings, we reinvest in innovative banking tools and enhanced security measures to serve our members better. This approach allows us to support your financial goals effectively.

Strong Financial Position

With a net worth of $3,962,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,389 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,178,238 in used vehicle loans and $3,544,612 in new vehicle loans already helping members get on the road. We provide flexible terms that can accommodate your budget and lifestyle. If you're interested in refinancing an existing auto loan, we can guide you through our options to potentially lower your monthly payments.

Credit Lines and Credit Cards

In addition to auto and mortgage loans, we also provide credit lines totaling $425,000, giving you access to funds when you need them most. For those managing everyday expenses or unexpected costs, our unsecured credit card loans amounting to $714,286 offer flexible terms to help you stay on top of your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,958,758, which can be tailored to fit your financial situation. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Why Choose Us?

Our commitment is not just about providing loans; it's about building lasting relationships with our members. We take pride in offering personalized service at our branch located at 711 N Washington St, Grand Forks, ND 58203. Feel free to reach out at 701-775-0593 during our operating hours 8:30 am - 5:30 pm Monday through Friday and 9:00 am - 12:00 pm on Saturdays. We encourage you to explore your eligibility for our various loan products by visiting our website. With options for refinancing and different types of loans available, there's something for everyone at Riverfork. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial wellness begins here!

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Riverfork