River Valley Community Credit Union El Dorado AR | Affordable Auto Loans & Business Banking

Introduction

At River Valley Community, we pride ourselves on being more than just a financial institution; we're a trusted partner in your journey toward financial well-being. Located at 2416 N West Ave, El Dorado, AR 71730, our branch has been serving the community since 1953, and we are proud to support over 6,900 members with our personalized banking services. With total assets reaching an impressive $59,263,100 and total deposits of $3,114,108, we strive to create a stable and secure environment for your financial needs. Our commitment extends beyond numbers; it's about building relationships within our community. Whether you're seeking an auto loan or looking to manage your savings, our team is dedicated to providing you with the resources necessary for success. Our leadership reflects this dedication. Under the guidance of CEO Mark Hixson and Board President James Nixon, our 21 skilled employees work diligently to ensure that every member receives top-notch service tailored to their unique needs. We understand that everyone's financial journey is different, and that's why we offer a variety of products including personal loans, credit cards with rewards, and business banking services. If you need assistance or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! You can give us a call at 870-863-6000 or visit us online at myrvcu.com. We look forward to welcoming you into the River Valley Community family! While members can visit us at our branch location, official correspondence should be sent to our mailing address: 2416 Northwest Ave, El Dorado, AR 71730.

Branch History & Mission

River Valley Community has a proud history that dates back to 1953 when it first opened its doors in El Dorado, Arkansas. Since then, we have grown into a vital part of the community, serving over 6,900 members with a commitment to providing exceptional financial services and support. Located at 2416 N West Ave, our branch is easily accessible and just a stone's throw away from local landmarks, making it a convenient stop for all your banking needs. Throughout the years, River Valley Community has not only expanded its services but also its mission. Our primary goal is to empower our members through personal banking solutions while fostering a sense of community. We believe in the importance of supporting our neighbors and giving back, which is why we actively engage in community outreach programs and partnerships that make a difference. With total assets exceeding $59 million, we take pride in our stability and ability to serve our members effectively. Our dedicated team works hard to ensure that each member feels valued and supported. We offer a variety of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking solutions. Plus, with digital advancements like online banking and mobile applications, managing your finances has never been easier. At River Valley Community, we understand that accessibility matters. That's why we provide ATM availability for quick cash withdrawals and have a drive-thru service for those who prefer to bank without leaving their vehicles. Additionally, our shared service center allows members from partnering credit unions to access essential banking services right here at our branch. Our mission is simple yet impactful: to provide quality financial services while nurturing the spirit of community support. As we look toward the future, we remain committed to enhancing our offerings and ensuring that every member's voice is heard. If you're looking for a credit union that puts its members first while making meaningful contributions to the community, consider joining River Valley Community today! Visit us at 2416 N West Ave, El Dorado, AR 71730 or give us a call at 870-863-6000. Together, let's build a brighter financial future!

Branch Location & Accessibility

A Personal Touch

While our branch address is 2416 N West Ave, if you need to send official correspondence, please direct it to 2416 Northwest Ave, El Dorado, AR 71730. You can reach us at 870-863-6000 for any inquiries or assistance. We invite you to come by and experience the personalized service that sets us apart from other financial institutions. Join us today at River Valley Community; we're excited to help you achieve your financial goals!

Convenient Access

Our branch is designed with your convenience in mind. We offer ample parking space, making it easy for you to visit us without any hassle. If you're using public transport or have accessibility needs, rest assured that we comply with ADA standards and have features like ramps for easier access.

Operating Hours

We're here for you during the week! Visit us Monday through Thursday from 8:30 AM to 4:15 PM, and on Friday from 8:30 AM to 5:00 PM. Our dedicated team is ready to help you with everything from opening accounts to discussing loan options.

Services Offered

At River Valley Community, we pride ourselves on offering a variety of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Plus, with our drive-thru banking option and ATM availability, managing your finances has never been easier!

Member Eligibility

At River Valley Community, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that truly cares about your financial well-being. If you're looking to enjoy personalized services and a supportive environment, you're in the right place! Membership at our branch is open to individuals who live, work, worship, or attend school in the areas we serve. Whether you're a first-time account holder or someone looking to switch to a friendlier banking experience, you'll find that our criteria are straightforward and inclusive. To learn more about what it takes to become a member of River Valley Community, you can visit our eligibility page at https://www.myrvcu.com/resources/membership-account/. It's packed with all the details you need to get started on your journey with us. Once you're ready to open an account, feel free to reach out by calling us at (870) 863-6000. We're here to help make this process as easy as possible for you! Plus, being part of our credit union means accessing great benefits like competitive rates on loans and savings accounts, along with exceptional service tailored just for you. Join us today at 2416 N West Ave El Dorado Ar 71730 and experience the difference!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for you and your customers. Imagine being able to accept payments quickly and securely this means more satisfied customers and less hassle for you. Our services are designed to streamline your payment processes, making it easier for you to focus on what matters most: growing your business. Visit us at 2416 N West Ave El Dorado Ar 71730 or give us a call at (870) 863-6000 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, business banking services, including merchant services and business loans, are available to support growth and success. We understand the unique challenges small businesses face and are here to provide solutions that work for you.

Convenient Access to Your Funds

We recognize the importance of convenience in banking. That's why we offer ATM services for easy cash withdrawals and basic drive-thru banking for quick transactions like deposits or withdrawals without leaving your vehicle. Additionally, through our shared branch transactions, members from partner credit unions can easily access their accounts as well. At River Valley Community, we pride ourselves on making banking accessible through innovative digital features such as online banking and mobile app capabilities. You can manage your accounts anytime, anywhere making it easier than ever to stay on top of your finances. If you have any questions or need assistance with any of our services, don't hesitate to reach out! Give us a call at (870) 863-6000 or visit us at our branch location in El Dorado, AR. Join us today at River Valley Community Fcu, where your financial well-being is our priority!

Credit Cards with Benefits

Our credit cards with rewards offer more than just purchasing power; they provide benefits that can enhance your everyday spending. Enjoy perks like cash back or points towards travel simply by using your card for routine expenses.

Home Financing Made Simple

For those looking to buy a home, our mortgage loans and refinancing options provide competitive rates and personalized service. Our knowledgeable staff will guide you through the process, ensuring you find the best fit for your financial situation. Additionally, if you're facing high-interest debt, our personal loans and debt consolidation services can help simplify your finances by combining multiple payments into one manageable monthly payment.

Personal Banking Solutions

Managing your finances has never been easier with our range of personal banking options. We offer checking and savings accounts tailored to fit various lifestyles. Imagine opening an account that not only helps you save but also makes it easy to access your funds whenever you need them. With features like online and mobile banking, you can check your balance, transfer money, and pay bills right from your phone or computer. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help make that dream a reality. Picture yourself driving away in a new car with flexible repayment terms designed for your budget.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.myrvcu.com/, you can check balances, pay bills, and transfer money with just a few clicks. This means you have real-time control over your financial activities without having to step foot in a branch. Plus, for those who prefer paperless options, we offer e-statements so you can keep track of your account activity conveniently and securely.

Making Transactions Easy

Need to send money to a friend or family member? Our person-to-person transfer feature simplifies sending cash directly from your account to theirs no hassle involved! Just log in to your online banking account or use the mobile app, and you're set. We are committed to providing you with accessible and reliable banking solutions. Explore all that our digital banking services have to offer today at https://www.myrvcu.com/ and enjoy the ease of managing your finances on your terms!

Security You Can Trust

At River Valley Community, we prioritize your security. While we currently do not offer electronic signature authorization or mobile payments, rest assured that all transactions made through our online platform are protected with the latest security measures. Your peace of mind is important to us.

User-Friendly Mobile Application

For even greater convenience, our mobile application is here to help. With it, you can manage your accounts directly from your smartphone or tablet. Whether it's making person-to-person transfers or simply checking your balance while out and about, our app makes banking easy and accessible. And the best part? It's designed to be user-friendly, so you won't need to be a tech expert to navigate through it.

Financial Strength

Commitment to Growth

With $6,059,883 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,041 in used auto loans and $43,529,026 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts: 10,327, showing a strong and growing member base that trusts us with their finances. This growth underscores the confidence our members have placed in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Valley Community is your trusted partner. Visit us at 2416 N West Ave El Dorado Ar 71730 or call (870) 863-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $9,482,930 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $462,488 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees who are dedicated to providing exceptional service.

Solid Financial Foundation

With a net worth of $7,280,660, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,228 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $15,910,594 in used vehicle loans and $4,586,238 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used one, our team is here to assist you through the entire process.

Credit Lines

If you're looking for additional financial flexibility, our total credit lines stand at $5,000,000. This product can help cover unexpected expenses or support planned purchases without the hassle of applying for multiple loans. At River Valley Community located at 2416 N West Ave El Dorado AR 71730, our team is committed to helping you navigate your borrowing options with personalized service. If you have any questions about eligibility or refinancing options available for our loan products, feel free to reach out at 870-863-6000 during our lobby hours: Monday - Thursday from 8:30 am to 4:15 pm and Friday from 8:30 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be part of your journey towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which means we are ready to help when you are considering investing in your future home.

Unsecured Credit Card Loans

For those who need flexibility in managing their finances, we also provide unsecured credit card loans. Although currently we have $0 in these loans, our offerings allow for easy access to funds without collateral.

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