River Valley Community Credit Union Camden AR | Best Auto Loans & Business Banking

Introduction

Welcome to River Valley Community, your trusted partner for financial growth and support right here in Camden, Arkansas. Established in 1953, we've been dedicated to serving our community for over 70 years. With a strong commitment to our members, we proudly serve a growing membership base of 6,907 individuals, ensuring that everyone has access to the financial tools they need. Nestled at 340 Cash Rd Sw, Camden, AR 71701, our branch offers a welcoming atmosphere where you can expect personalized service tailored to your unique needs. If you need to send us official correspondence, please note that our mailing address is 340 Cash Road S.W., Camden, AR 71701-3705. At River Valley Community, we understand the importance of stability and trust when it comes to managing your finances. That's why we are proud to report total assets of $59,263,100 and total deposits amounting to $3,114,108. Our net worth stands at an impressive $7,280,660, demonstrating our solid foundation and commitment to your financial health. Our range of services includes everything from personal banking options like checking and savings accounts to auto loans and mortgages. In fact, we've facilitated over 2,859 loans and leases, helping our members achieve their dreams one step at a time. We also offer business banking solutions tailored for local entrepreneurs. Leadership plays a crucial role in our mission. Under the guidance of CEO Mark Hixson and Board President James Nixon, we strive to create an environment where every member feels valued and supported. Our friendly team of 21 employees is here to assist you with any questions or concerns you may have. Whether you're looking for online banking conveniences or need help with a loan application, we're just a phone call away at (870) 836-4400. We invite you to visit us during our lobby hours Monday through Thursday from 8:30 AM to 4:15 PM and Friday until 5:00 PM or explore more about us on our website at myrvcu.com. Join us at River Valley Community and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Focus

Our commitment extends into community outreach initiatives that strengthen relationships and foster goodwill among residents. By partnering with local organizations, we provide educational resources and support for various programs aimed at improving the lives of those around us. Whether you're visiting us during our lobby hours Monday through Thursday from 8:30 AM to 4:15 PM and Fridays until 5:00 PM or taking advantage of our drive-thru services or ATM availability, every interaction is infused with the spirit of service that defines River Valley Community. As you consider joining us, know that becoming a member means more than just opening an account; it means becoming part of a supportive family dedicated to helping you thrive. Experience firsthand the benefits of membership at River Valley Community today! For more information or inquiries, feel free to call us at 870-836-4400 or visit us online at myrvcu.com. Join us in building a brighter financial future together!

Our Mission

At River Valley Community, our mission goes beyond providing excellent financial services; we strive to be a pillar of support for our community. We believe in empowering individuals and families through accessible banking solutions that meet their unique needs. Whether it's personal banking like checking and savings accounts or loans for vehicles or homes, we are here to help you achieve your financial dreams. We also embrace modern technology with features like online banking and mobile access, making it easier than ever for our members to manage their finances on-the-go. Additionally, we ensure that all our services are ADA compliant and customer-centric so that everyone can benefit from what we offer.

Branch Location & Accessibility

Accessibility Features

At River Valley Community, we believe that banking should be easy for everyone. Our branch is equipped with ADA-compliant features to ensure accessibility for all members. We have ample parking available, including designated spots for those with disabilities. If you're driving by, take advantage of our convenient drive-thru service for quick transactions without leaving your vehicle.

Call to Action

We invite you to stop by River Valley Community at 340 Cash Rd SW today! Our knowledgeable staff is eager to help you with all your banking needs. If you have any questions before visiting, feel free to give us a call at 870-836-4400. We look forward to welcoming you!

Operating Hours

We understand that life can get busy, so we strive to provide flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 4:15 PM and on Fridays from 8:30 AM to 5:00 PM. Whether you need assistance with personal banking or just want to chat with one of our friendly team members, we're here for you during these hours.

Services Offered

River Valley Community offers a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also enjoy the convenience of online and mobile banking, which allows you to manage your finances anytime, anywhere. Plus, if you're a member of partner credit unions, we offer shared branching services for deposits and withdrawals.

Member Eligibility

At River Valley Community, we believe that becoming a member is like joining a warm, welcoming family that's dedicated to supporting your financial journey. If you're looking to become part of our community, you'll be pleased to know that eligibility is open to a variety of individuals. Generally, anyone who lives, works, or worships in our service area can join us. We encourage you to check out the detailed eligibility criteria on our website at https://www.myrvcu.com/resources/membership-account/ , where you can find all the specifics tailored just for you. Joining is straightforward! Once you've confirmed your eligibility, opening an account with us is simple and quick. Our friendly staff at 340 Cash Rd Sw Camden Ar 71701 are here to assist you every step of the way. You can give us a call at (870) 836-4400 if you have any questions or need assistance with the process. We can't wait for you to experience the benefits of membership at River Valley Community, where we prioritize your needs and help you thrive financially!

Business Banking & Commercial Services

Merchant Services

When it comes to everyday operations, our merchant services make transactions smoother and more efficient. Imagine being able to accept payments seamlessly from your customers whether in-store or online enhancing their shopping experience while boosting your sales. Our services are designed to help you manage your cash flow effectively, allowing you to focus on what matters most: running your business. Located at 340 Cash Rd Sw Camden Ar 71701 in Camden, AR, our team is ready to help you navigate your financial needs. Contact us at (870) 836-4400 to learn more about how we can assist you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

If you're a business owner, River Valley Community offers essential banking services tailored for you. From merchant services that streamline transactions to business loans that help grow your operations, we're here to support your business journey.

Convenient Access and Support

Accessing your accounts is easy with our robust online and mobile banking platforms. You can make deposits, pay bills, and even send money using person-to-person services. Need cash? Our ATMs are available for quick withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions, our basic drive-thru banking service allows you to handle deposits and withdrawals without leaving your car. Plus, as part of the shared service center network, members can enjoy basic transactions at partner credit unions as well.

Get in Touch

With so many services available at River Valley Community, there's something for everyone. If you have any questions or want more information about how we can assist you, please don't hesitate to give us a call at (870) 836-4400 or visit us online at River Valley Community Fcu. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

We know that everyone has different banking needs. Whether you're looking to open a checking or savings account, our personal banking options are tailored just for you. Our accounts come with user-friendly online and mobile banking features, allowing you to manage your finances anytime, anywhere. Imagine checking your balance or transferring money from the comfort of your home! For those in need of financing, we offer auto loans and vehicle financing to help you get on the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can help turn your dream into reality. Plus, if you find yourself juggling multiple debts, our personal loans and debt consolidation services can provide the support you need.

Rewarding Credit Options

Our credit cards come with rewards that allow you to earn while you spend. Whether it's cash back or points for travel, our cards are designed with your lifestyle in mind.

Digital & Online Banking

Key Services for Your Convenience

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can easily manage your accounts in real-time, giving you peace of mind and full visibility over your financial activities. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Just a few taps on your device, and the money is on its way! Plus, if you prefer going paperless, we provide e-statements that allow you to view your account details securely online without cluttering your mailbox.

On-the-Go Access

For those who like managing their accounts via mobile devices, our mobile application is designed just for you! Stay connected and handle your banking needs anywhere with ease. Although we don't offer mobile payments yet, the convenience of our app allows for smooth navigation and quick access to essential features. In summary, River Valley Community combines convenience with security through our digital banking services. Whether you're using our website or mobile app, managing your finances has never been easier or more accessible. Join us today and experience the difference!

Security You Can Trust

We prioritize your security with robust measures in place. While we currently do not support electronic signature authorization, rest assured that your information is protected as you conduct transactions through our online platform.

Financial Strength

Growing Member Trust

We have built trust within our community with a total of 10,327 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $87,739, further underscoring our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Valley Community is your trusted partner. Visit us at 340 Cash Rd Sw Camden Ar 71701 or call (870) 836-4400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investment in Growth

With $6,059,883 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1,041 in used auto loans and $43,529,026 in total loans and leases, supporting members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $9,482,930 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $462,488, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $7,280,660, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,228 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,910,594 in used vehicle loans and $4,586,238 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your budget and lifestyle, making it easier than ever to drive away in your dream vehicle.

Credit Lines

For those looking for flexibility in their borrowing needs, we offer a credit line with a total availability of $5,000,000. This can be especially useful for unexpected expenses or larger purchases where you may not want to use all your cash upfront.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing a home. We currently have no Junior Lien 1-4 Family Residential Properties loans available, but we are here to guide you through finding the right mortgage solution for your needs.

Personal Financing

We also recognize that sometimes you need quick access to cash. Our unsecured credit card loans help members manage their finances effectively. Currently, we have a total of $0 in unsecured credit card loans available. This means that while we do not offer traditional credit cards at this time, we can assist with other personal loan options that might suit your financial situation.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is ready to assist you. We can help determine if refinancing could lower your payments or free up cash for other uses. For more information on any of these loan offerings or to discuss how they can fit into your financial plans, please visit us at our branch located at 340 Cash Rd Sw Camden Ar 71701, or give us a call at 870-836-4400. Our dedicated staff is here to provide personalized assistance every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Don't hesitate to reach out; we're here to help you make informed financial decisions!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the comparisons reflect real options available to you. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal here is to provide unbiased results, allowing you to make informed choices without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can compare options easily and efficiently. This feature helps ensure that you're making decisions based on the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in navigating the often complex world of loans. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh and make an informed decision with confidence. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that you are getting fair and transparent offers every time you use the platform. LendMesh takes great care in ensuring that the information provided is not only accurate but also representative of what lenders are currently offering.

RIVER VALLEY COMMUNITY FEDERAL CREDIT UNION - Camden, AR