RIVER VALLEY CREDIT UNION

At River Valley, we believe in building strong relationships with our members and the community. Nestled at 2098 S Alex Rd, West Carrollton, OH 45449, our Alex Loan Center has been serving the financial needs of our members since 1949. With a commitment to personal service and community support, we proudly serve over 25,792 members who trust us with their financial futures. As a member-owned credit union, we focus on your needs first. Our total assets stand at an impressive $473,080,806, reflecting our stability and commitment to growth. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions designed to help you thrive financially. Under the leadership of CEO Lee Spivey and Board President Daniel Gorman, our dedicated team of 83 employees is here to provide you with exceptional service. Whether you need assistance with a loan or guidance on managing your finances, we're ready to help you every step of the way. Our financial strength is evident in our total deposits of $24,704,077 and net worth of $52,487,623. With cash reserves totaling $6,074,670, we ensure that your money is safe while providing various lending options for personal and business needs. From auto financing to credit cards with rewards programs, River Valley aims to make banking easy and accessible for everyone. While members can visit us at our branch for face-to-face service during our operating hours from 9:00 AM to 5:00 PM Monday through Friday, we also offer online and mobile banking options for your convenience. Feel free to reach out to us at 937-859-6260 if you have any questions or need assistance. Join us at River Valley where your financial well-being is our priority. Visit us today or explore more about our services at River Valley Credit Union. We're excited to partner with you on your financial journey!

The story of River Valley in West Carrollton, Ohio, is one of community, growth, and commitment to service. Established in 1949, River Valley has been a cornerstone for financial well-being for over seven decades. Located at 2098 S Alex Rd, the branch offers a welcoming environment where members can access a range of services tailored to their needs. This location is easily accessible and serves as a hub for many families and individuals in the area. As River Valley has grown, so too has its dedication to its members. Today, the credit union proudly supports over 25,000 members and holds total assets amounting to $473,080,806. The mission of River Valley is clear: to provide not only exceptional financial services but also to foster a sense of community among its members. This commitment is reflected in various outreach programs and partnerships aimed at improving the lives of those in the community. Our operating hours are designed with our members' convenience in mind, from 9:00 AM to 5:00 PM Monday through Friday. Although we do not currently offer ATM or drive-thru services, our focus remains on providing personalized attention that enhances the member experience. If you need to reach us by phone, feel free to call us at 937-859-6260. River Valley's mission goes beyond banking; it's about empowerment through education and support. We believe in helping our members make informed financial decisions while offering products like personal loans, auto loans, mortgages, and business banking services. With online and mobile banking options available, we ensure that our members have access to their accounts whenever they need it. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address at 2098 S Alex Rd, West Carrollton, OH 45449. Join us today at River Valley and experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Whether you are looking for personal banking solutions or business services, we are here for you every step of the way. Together, let's build a brighter financial future!

Welcome to River Valley, your friendly neighborhood credit union located conveniently at 2098 S Alex Rd in West Carrollton, OH! We're proud to serve the community and offer a range of financial services designed to meet your needs. Whether you're stopping by for personal banking or exploring loan options, our location is easily accessible for everyone. If you need to send us any official correspondence, please use our mailing address: 2098 S Alex Rd, West Carrollton, OH 45449. Nestled in Montgomery County, our branch is just a stone's throw away from local landmarks, making it easy to combine your errands with a visit to us. With ample parking available, you can park with ease while you take care of your banking needs. We ensure that our facilities are ADA compliant, featuring ramps and other accessibility options to accommodate all members of our community. At River Valley, we value your time. Our lobby hours are open from 9:00 AM to 5:00 PM Monday through Friday, providing you with plenty of opportunities to visit us during the week. While we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is always ready to assist you inside the branch. We provide a variety of services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards that come with rewards. If you're a business owner, we also have merchant services and business loans available. Plus, managing your finances is made easy with our online and mobile banking options. Ready to explore how we can help you achieve your financial goals? Don't hesitate to stop by or give us a call at 937-859-6260. We look forward to welcoming you at River Valley!

At River Valley, we believe that everyone deserves to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership. Our friendly team at River Valley is here to help guide you through the process and answer any questions you might have. Plus, becoming a member opens the door to a variety of financial services tailored just for you, from personal banking to loans that fit your needs. To learn more about the specific eligibility requirements, feel free to visit our website at . We want to make sure you have all the information you need before you take the next step. Ready to open an account? It's easy! Just give us a call at (937) 859-6260 or stop by our branch located at 2098 S Alex Rd West Carrollton Oh 45449 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. We can't wait to welcome you into our family!

At River Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building trust through our strong financial foundation, which is designed to serve you better. With a net worth of $52,487,623, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,109 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $122,351,116 in share certificates and $79,296,720 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $45,165,904 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,163 in used auto loans and $364,215,358 in total loans and leases. Our operational efficiency is reflected in our $2,690,497, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 80 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $654,847. Total Share and Deposit Accounts: 51,733, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Valley is your trusted partner. Visit us at 2098 S Alex Rd West Carrollton Oh 45449 or call (937) 859-6260 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.