River Valley Credit Union Miamisburg OH | Convenient ATM Services Only

Introduction

Welcome to River Valley, your trusted financial partner located at 505 Earl Blvd, Miamisburg, OH 45342. Established in 1949, we have proudly served our community for over seven decades, building strong relationships with our 25,792 members and providing them with reliable financial services tailored to their needs. At River Valley, we believe that every member deserves access to personalized banking solutions. With total assets exceeding $473 million and total deposits of $24,704,077, we are committed to ensuring your money is safe and working for you. Our dedicated team of 83 employees, led by CEO Lee Spivey and Board President Daniel Gorman, is here to assist you with a variety of services including loans, savings accounts, and more. While members can visit us at our main office in Miamisburg, official correspondence should be sent to the same address for your convenience. We are proud of our financial health, boasting a net worth of $52,487,623 and cash in hand totaling $6,074,670. This stability allows us to offer competitive rates on loans currently holding a total of 18,626 loans and leases. At River Valley Credit Union, we are not just about numbers; we're about community impact. We strive to empower our members by promoting financial literacy and supporting local initiatives. Whether you're looking for an auto loan or a simple savings account, we're here to help you achieve your financial goals. We invite you to explore all that River Valley has to offer by visiting our website at rivervalleycu.org or giving us a call at 937-859-6260. Experience the difference of being part of a credit union that truly values its members!

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's world. That's why River Valley ensures compliance with ADA standards and offers various digital services that enhance your banking experience. Although we currently do not have ATM or drive-thru facilities at this location, our commitment remains strong in providing excellent customer service during operating hours from 8:00 AM to 5:00 PM on weekdays.

Join Us

As we continue this journey together, we invite you to become part of the River Valley family. Experience firsthand how being a member can enrich your life financially and socially. Whether you're looking for loans or want guidance on managing your finances better, we're here for you every step of the way. Let's build a brighter future together! For more information about becoming a member or exploring our services further, please contact us at 937-859-6260 or visit us online at River Valley.

Our Journey

River Valley has always been about more than just numbers. From our humble beginnings, we have evolved through various milestones that reflect our commitment to members and the community. As we expanded our services, we embraced technology to provide convenient banking solutions. Today, we offer online banking, mobile payments, and electronic signatures to ensure our members have access to their finances anytime and anywhere. While our branch address is 505 Earl Blvd in Miamisburg, official correspondence can be sent to the same address as we do not have a separate mailing address. This central location is easily accessible for all members, helping us remain connected to those we serve.

Our Mission

The mission of River Valley is simple yet powerful: to provide exceptional financial services while supporting the community that supports us. We strive to empower our members by offering competitive loan rates, savings options, and personalized service. Our goal is not only to help you achieve your financial aspirations but also to uplift the community through various outreach programs and partnerships. Our dedication extends beyond just banking; it's about building lasting relationships. Whether it's through local events or initiatives aimed at improving financial literacy among residents, River Valley actively seeks ways to make a positive impact.

Branch Location & Accessibility

Connect with Us

We invite you to stop by and experience our friendly service first-hand. At River Valley, we're committed to helping you navigate your financial journey with ease. Whether you're opening an account or discussing loan options, our team is here to support you every step of the way. Don't hesitate visit us today or give us a call!

Convenient Access and Nearby Landmarks

Our location on Earl Blvd is strategically placed near popular landmarks, ensuring you can pop in easily while running errands or visiting nearby attractions. Whether you're heading to the local shopping center or enjoying a day out in Miamisburg, our branch is right on your route. Plus, we offer ample parking space that's well-lit and safe, so you can visit us without any hassle.

Welcoming Environment and Services

At River Valley, we understand that accessibility matters. Our facility is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps for easy access. While we currently do not have an ATM or drive-thru service available, our dedicated team is ready to assist you during our lobby hours from 8:00 AM to 5:00 PM, Monday through Friday. If you need assistance or have questions about your accounts, feel free to give us a call at 937-859-6260. While you can visit us at 505 Earl Blvd for all your banking needs, please note that any official correspondence should be sent to the same address as our mailing address.

Member Eligibility

At River Valley, we believe that everyone deserves a chance to belong to a community that supports their financial journey. Becoming a member is easy and welcoming! If you live, work, or worship in the area surrounding our branch at 505 Earl Blvd Miamisburg Oh 45342, you're likely eligible to join us. We open our doors to individuals who share our values and seek a friendly place to grow their financial well-being. By joining River Valley, you gain access to personalized services, competitive rates, and a team dedicated to helping you achieve your goals. To learn more about the specific eligibility requirements, feel free to visit this link: . If you're ready to take the next step and open an account, just give us a call at (937) 859-6260 or visit us during our operating hours from 8:00 AM to 5:00 PM on weekdays. We can't wait for you to join our family at River Valley!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine being able to accept payments seamlessly from customers, whether they're using credit cards or mobile wallets. This not only enhances customer satisfaction but also boosts your sales potential. Located at 505 Earl Blvd, Miamisburg, OH 45342, River Valley is here to empower your business journey. Connect with us today at 937-859-6260 to learn how we can help you thrive!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $172 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $25,089,732, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect With Us

We invite you to learn more about how River Valley can serve you best. If you have questions or would like more information about our services, please reach out to us at 937-859-6260 during our lobby hours from 8:00 AM to 5:00 PM, Monday through Friday. Visit us in person at our Miamisburg branch or explore more on our website at www.rivervalleycu.org. Join us today and experience the benefits of being part of the River Valley family! Your financial journey starts here, and we look forward to helping you achieve your goals.

Digital Banking Convenience

In today's fast-paced world, we understand that you want banking solutions at your fingertips. That's why our digital banking features are designed for ease of use. You can manage your accounts online and enjoy mobile banking right from your smartphone. From checking balances to transferring money between accounts, everything is just a click away.

Member-Focused Approach

Our commitment to our members goes beyond just basic services. We believe in building relationships and understanding what our members truly need. Whether you're saving for a dream vacation, planning a home renovation, or just want peace of mind with reliable banking options, we're here to help guide you every step of the way.

Personalized Financial Solutions

Whether you're looking for assistance with everyday banking or planning for the future, River Valley has got you covered. Our services include ATM Services Only, making it easy for you to access your funds whenever you need them. Imagine being able to withdraw cash or check your balance without any hassle that's the convenience we strive to provide.

Digital & Online Banking

Always Accessible

Enjoy 24/7 online banking services that fit your busy lifestyle. No matter when you need us, we're here for you making it easier than ever to manage your money efficiently. At River Valley, we're committed to providing our members with user-friendly tools that enhance their banking experience. Join us today and discover how our digital banking services can simplify your financial life!

Key Services

With our robust online banking features, you can quickly access your accounts, check balances, transfer funds, and pay bills all from the comfort of your own device. Visit us at https://www.rivervalleycu.org/ to explore all the ways we can assist you digitally. Our services include electronic signature authorization, making it easier for you to sign important documents without needing to visit a branch. Plus, if you prefer going paperless, e-statements are available so you can view your account statements online whenever you need them.

Security & Convenience

Your security is our priority. We use advanced technology to ensure that your personal information stays safe while you bank online. With our mobile application available for download, managing your finances has never been simpler or more secure. You can also take advantage of mobile payments, allowing you to make purchases directly from your phone. Want to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Whether it's splitting a dinner bill or sending a gift, just a few taps on your screen will do the trick.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 51,733, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $654,847 further illustrate our capability to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Valley is your trusted partner. Visit us at 505 Earl Blvd Miamisburg Oh 45342 or call (937) 859-6260 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $45,165,904 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is equally impressive: with $6,163 in used auto loans and $364,215,358 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Focus

Members' savings are secured through $122,351,116 in share certificates and $79,296,720 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,690,497 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 80 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $52,487,623, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,109 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,368,838 in used vehicle loans and $88,573,916 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $25,089,732 provide the capital needed to grow and expand. Whether it's for purchasing equipment or covering operational costs, our team is ready to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,427,971, make buying or refinancing simple. We aim to streamline the process so you can focus more on enjoying your new home rather than worrying about financing.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our knowledgeable staff is here to guide you through the process and find solutions that work for you. At River Valley located at 505 Earl Blvd Miamisburg OH 45342, we're dedicated to helping our members navigate their financial journeys with confidence. For more information about our loan products or to get started today, please give us a call at 937-859-6260 during our operating hours from 8:00 am - 5:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards reaching your financial aspirations!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $11,166,472 in loans helping members manage their finances effectively. This option provides an easy way to cover costs without the stress of collateral.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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RIVER VALLEY CREDIT UNION