RIVER VALLEY CREDIT UNION

Welcome to River Valley, your trusted financial partner in the heart of Huber Heights. Located at 6595 Brandt Pike, Huber Heights, OH 45424, we have been serving our community since 1949. With a proud membership base of over 25,792 individuals, we're dedicated to providing personalized banking solutions that meet your unique needs. At River Valley, we pride ourselves on our solid financial foundation. With total assets amounting to an impressive $473,080,806, we ensure that your hard-earned money is secure and growing. Our commitment to our members is reflected in our total deposits of $24,704,077 and net worth of $52,487,623. Plus, with $6,074,670 in cash readily available, we're always prepared to support you when it matters most. Our leadership team is here to guide you every step of the way. Led by CEO Lee Spivey and Board President Daniel Gorman, our experienced staff of 83 employees is ready to assist you with everything from personal banking services to business loans. We understand that financial decisions can be overwhelming; that's why we're here to help simplify the process. While members can visit us at our branch location for all their banking needs, please note that official correspondence should be directed to our mailing address: 505 Earl Blvd, Miamisburg, OH 45342. Explore a range of services tailored just for you whether you're interested in auto loans, mortgages, or credit cards with rewards. At River Valley, we believe in building lasting relationships with our members through exceptional service and community involvement. Ready to take the next step? Feel free to reach out at 937-859-6260, or visit our website at River Valley for more information about how we can help you achieve your financial goals!

Becoming a member of River Valley feels like joining a caring family where your financial needs are understood and prioritized. To become part of this community, you'll need to meet a few simple eligibility criteria. Generally, if you live, work, worship, or attend school in the area surrounding our branch at 6595 Brandt Pike Huber Heights Oh 45424, you're already on your way to membership! It's all about fostering connections within our community. The benefits of membership include access to personalized banking services and products designed with your best interests in mind. You can find more detailed information about eligibility by visiting this link. If you're ready to take the next step and open an account, feel free to reach out to us at (937) 859-6260. We're excited to welcome you into the River Valley family!

At River Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing with you, which reflects our commitment to your financial well-being. With a net worth of $52,487,623, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $122,351,116 in share certificates and $79,296,720 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $45,165,904 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $61,630,000 in used auto loans and a total of $364,215,358 in loans and leases, supporting your financial goals across various sectors. Our efficient operations are reflected in our net income of $2,690,497, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 80 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $654,847. Total Share Accounts: 51,733, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Valley is your trusted partner. Visit us at 6595 Brandt Pike Huber Heights Oh 45424 or call 937-859-6260 to learn more about how we can help you achieve your financial goals.