RIVER VALLEY CREDIT UNION

Welcome to River Valley, your trusted credit union located at 2500 W Main St, Lowell, MI 49331. Established in 1965, we have been dedicated to serving our community for nearly six decades. With a total membership of 9,699 and total assets reaching an impressive $119,583,170, we pride ourselves on being a financial partner you can rely on. At River Valley, we understand that every member's needs are unique. Whether you are looking for checking and savings accounts, auto loans, or mortgage refinancing, our goal is to provide personalized services that fit your lifestyle. Currently, we manage $7,241,939 in deposits and have extended over 5,241 loans and leases to help our members achieve their financial goals. While members can visit us at our branch location for all banking needs, official correspondence should be sent to our mailing address: PO Box 160, Lowell, MI 49331. Our team of 31 employees, led by CEO Janelle Franke and Board President Kurt Hansen, is here to support you with friendly service and expert guidance. We believe in building lasting relationships within the community by providing accessible financial solutions tailored just for you. With cash readily available at $1,059,422 and a net worth of $13,481,216, River Valley stands strong as a stable financial institution committed to the well-being of its members. Our commitment to excellent service is evident through our operating hours: Monday to Wednesday and Friday from 9:00 AM to 5:00 PM; Thursday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM (drive-thru only). If you're ready to take the next step in your financial journey or simply want to learn more about what we offer, please don't hesitate to reach out! Give us a call at 616-897-0564 or explore more about our services on our website at River Valley Credit Union. Your financial future starts here!

At River Valley, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the area around 2500 W Main St Lowell Mi 49331, you're likely eligible to join us. We welcome individuals and their families who share our values and commitment to fostering financial wellness. By becoming a member of River Valley, you'll gain access to a variety of financial services designed with your needs in mind, from checking accounts to auto loans and beyond. To learn more about the specific eligibility requirements, feel free to check out the detailed information at this link. Once you're ready to take the next step, opening an account is simple and straightforward! You can reach us at (616) 897-0564 if you have any questions or need assistance during the process. Join us at River Valley and start enjoying the benefits of being part of our credit union family!

At River Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to serving you. With a net worth of $13,481,216, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,127 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,748,160 in share certificates and $16,561,421 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,596,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,753,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,507 in used auto loans and $75,958,479 in total loans and leases, supporting members' financial goals across various sectors. Our $599,349 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $917,992. Total Share and Deposit Accounts: 22,898, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Valley is your trusted partner. Visit us at 2500 W Main St Lowell Mi 49331 or call (616) 897-0564 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At River Valley, we understand that financial needs can vary greatly from person to person. That's why we offer a diverse range of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage your finances more effectively. With over 5241 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are especially popular looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,426,990 in used vehicle loans and $7,379,331 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options make buying or refinancing straightforward. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $5,498,970, making it easier for you to turn your homeownership dreams into reality. For those who prefer flexible financing solutions, we provide unsecured credit card loans with a total of $2,683,616 available to assist you in managing your daily expenses and unexpected costs. In addition to these offerings, our credit lines stand at an impressive $32,000,000, giving you access to funds as needed without the hassle of applying for a new loan each time. We encourage you to reach out to us for any questions regarding refinancing or eligibility options. Our dedicated team is here to guide you through the process and ensure you find the right product for your needs. Located at 2500 W Main St, Lowell, MI 49331, River Valley is ready to assist you in person or over the phone at 616-897-0564. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today; we're here to help!