River Region Community Credit Union Springfield MO | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to River Region Community, your trusted financial partner located at 1017 E Republic Rd, Springfield, MO 65807. Established in 1954, our credit union has proudly served over 42,451 members with a commitment to fostering community growth and financial well-being. With total assets exceeding $704,757,705, we have the resources and expertise to help you achieve your financial goals. At River Region Community, we understand that banking is not just about numbers; it's about people. Our experienced team of 129 dedicated employees, led by our CEO Richard Nichols and Board President Kevin Robinson, is here to provide personalized service tailored to your needs. Whether you're looking for auto loans, mortgage refinancing, or personal banking solutions, we are committed to delivering exceptional service with a friendly smile. While members can visit us at our branch location, official correspondence should be sent to the same address for your convenience. We also offer a full range of services including online and mobile banking options to make managing your finances easier than ever. With total deposits amounting to $42,204,217 and robust loan offerings reaching 98,209, we pride ourselves on being a reliable resource for our community. We're not just here to serve you we're here to empower you. We invite you to explore what River Region Community can do for you. Feel free to reach out at 417-865-3912 or visit our website at rrcu.org for more information on how we can assist you in reaching your financial dreams. Join us today and experience the difference!

Branch History & Mission

A Legacy of Growth

Since opening our doors nearly seven decades ago, we have seen significant milestones that define who we are today. As part of the Jefferson City headquarters, we have expanded our services while remaining dedicated to our mission: to provide affordable financial services and support to our community. With total assets reaching an impressive $704,757,705, we stand strong and ready to serve. Our membership continues to grow each year as we offer personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking services.

Commitment to Service

We pride ourselves on being more than just a bank; we're your neighbors dedicated to your success. Our operating hours from Monday to Friday, 9 AM - 5 PM make it easy for you to stop by whenever you need assistance. With drive-thru service and ATM availability, accessing your funds has never been easier. As we look ahead, River Region Community remains focused on enhancing our digital offerings while ensuring compliance with ADA standards so everyone can enjoy our services without barriers. We want all members of our community to feel welcomed and supported.

Join Us Today!

We invite you to become part of the River Region Community family. Experience personalized service designed with your needs in mind and join us in making a difference within Springfield and beyond. Reach out at 417-865-3912 or visit us online at River Region Community for more information on how you can benefit from membership. Together, let's build a brighter financial future!

Mission Statement

Our mission is clear: to empower our members with the financial tools they need while fostering a sense of community. We believe in serving not only through exceptional banking products but also through active involvement in local outreach programs. We understand that a credit union's strength lies in its connection to the community, which is why we prioritize partnerships that uplift those around us. While members can visit us at 1017 E Republic Rd, official correspondence should be sent to 1017 E Republic Rd, Springfield, MO 65807 if necessary. Our commitment extends beyond traditional banking; we aim to ensure accessibility through modern conveniences such as online banking and mobile payments.

Branch Location & Accessibility

ATM Availability

Need cash on the go? We have an ATM available right at our branch for easy access to your funds whenever you need them. While members can visit us at 1017 E Republic Rd, official correspondence should be sent to the same address since it's also our mailing address. If you have any questions or want more information about our services, feel free to give us a call at 417-865-3912. Come visit us at River Region Community today and discover how we can help you achieve your financial goals!

Accessibility Features

Our branch is designed with accessibility in mind. We offer ample parking spaces, including spots for those with disabilities. Our entrance is equipped with ramps, ensuring everyone can easily access our services without any hassle. If you need assistance, our friendly staff is always ready to help.

Operating Hours and Services

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM, making it convenient for you to drop by after work or during your lunch break. At River Region Community, we provide a range of services to meet your banking needs, including personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. Plus, our drive-thru service allows you to handle deposits and withdrawals quickly without leaving your vehicle.

Member Eligibility

At River Region Community, we believe that joining our community is like becoming part of a big family where everyone supports each other. If you're looking to become a member, it's easier than you might think! You're eligible if you live, work, worship, or attend school in Greene County or nearby areas. This means that many people can enjoy the benefits of membership here. By becoming a member at River Region Community, you'll have access to a variety of financial services tailored to meet your needs, including personal banking, loans, and online banking options that make managing your finances simple and convenient. To start the process, just visit us at our friendly location at 1017 E Republic Rd Springfield Mo 65807 or give us a call at (417) 865-3912. We're here to help you every step of the way! For more detailed information on eligibility requirements, feel free to check out our website at https://rrcu.ecutechnology.com/membership/agreements. Ready to join? You can find account opening details here. We can't wait to welcome you into our River Region Community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly from your customers while keeping track of sales effortlessly. Our merchant services offer you just that tools to streamline transactions and improve cash flow. From point-of-sale systems to online payment solutions, we provide resources that help you focus on what matters most: running your business. Join us at River Region Community, located at 1017 E Republic Rd Springfield Mo 65807 in Springfield, MO, and discover how our business banking solutions can empower your company's growth. Contact us today at (417) 865-3912 for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $65,974,731, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans designed to support your growth. We understand the challenges businesses face and strive to provide financial tools that help them thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we've developed robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. With services like ATM access for cash withdrawals and balance checks, you can manage your finances on the go without hassle.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but want quick service, our Basic Drive-Thru Banking offers deposits, withdrawals, and simple transactions efficiently. Additionally, with our ATM availability, accessing cash has never been easier. At River Region Community, we believe in supporting our members with the best financial resources available. If you're ready to take charge of your financial future or want to explore any of our services further, don't hesitate to reach out! Call us at (417) 865-3912 or visit us at Springfield Republic Rd today! Your journey towards financial empowerment starts here!

Flexible Loan Options

In addition to these offerings, our Personal Loans & Debt Consolidation services can assist you in managing expenses or consolidating debt into a single manageable payment. Furthermore, our Credit Cards with Rewards give you the opportunity to earn while you spend, turning everyday purchases into valuable rewards.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts. Imagine easily managing your finances with a checking account that allows for effortless daily transactions. Our savings accounts help you grow your money over time, making it simple to reach your financial goals. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it convenient to drive away in your dream car. We also provide Mortgage Loans & Refinancing, perfect for those wanting to buy their first home or refinance an existing mortgage for better terms.

Digital & Online Banking

In today's fast-paced world, convenience and security are more important than ever when it comes to managing your finances. At River Region Community, we understand that our members need access to their accounts anytime, anywhere. That's why we offer a range of digital and online banking services designed to make your banking experience simple and secure. With our 24/7 online banking services available at https://www.rrcu.org/, you can check your balance, transfer funds, and manage your accounts from the comfort of your home or on the go. Whether it's day or night, you'll have complete control over your finances right at your fingertips. Plus, our electronic signature authorization means you can sign documents securely online without needing to visit a branch. We also provide e-statements for those who prefer a paperless approach. This feature not only helps reduce clutter but also allows for easy access to your account statements whenever you need them. Staying organized has never been simpler! For those who enjoy mobile payments, River Region Community makes it easy to pay with just a tap of your smartphone. You can quickly send money to friends and family using our person-to-person transfer feature, making sharing costs hassle-free. While we currently do not have a mobile application available, our website is fully optimized for mobile use, ensuring that you can navigate easily on any device. Everything is designed with user-friendliness in mind so that you can manage your accounts smoothly. At River Region Community, we prioritize security while offering these convenient features. Your information is protected with advanced security measures, giving you peace of mind as you bank online. Experience the ease of digital banking with us today! Visit https://www.rrcu.org/ to learn more about how our online services can benefit you.

Financial Strength

At River Region Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With strong financial foundations, we are committed to delivering the best services possible. Our net worth of $69,175,579 showcases our robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of 982, demonstrating a solid capital base that ensures we can continue providing loans and competitive savings rates, even during uncertain economic times. Members' savings are secured through $249,259,759 in share certificates and $67,461,130 in money market shares, both of which provide stable and rewarding opportunities for financial growth. Unlike traditional banks, we prioritize our members; with $20,130,591 in non-member deposits, our resources remain focused on benefiting you through better loan rates and exclusive perks. With $41,732,405 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $59,118 in used auto loans and a total of $526,498,563 in loans and leases, supporting your financial goals across various sectors. Our performance reflects operational efficiency with a net income of $0, allowing us to maintain competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 12 part-time employees ready to serve you with knowledgeable and committed assistance. The trust you place in us is reflected in the strong member base we've built 87,813 total share accounts demonstrate that we are dedicated to managing your finances responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Region Community is your trusted partner. Visit us at 1017 E Republic Rd Springfield Mo 65807 or call 417-865-3912 to learn more about how we can help you achieve your financial goals. For detailed insights into our performance data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For those interested in business opportunities, our outstanding commercial loans totaling $65,974,731 provide the capital needed to grow and expand. Additionally, we have various refinancing options available for existing loans and eligibility checks to ensure you find the best product for your needs. If you're ready to explore these lending options further or have any questions about eligibility and application processes, feel free to reach out. You can contact us at (417) 865-3912 or visit us at 1017 E Republic Rd, Springfield MO 65807 during our operating hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let River Region Community help you take the next step towards fulfilling your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,221,470 in used vehicle loans and $55,230,901 in new vehicle loans already helping members get on the road. We provide flexible terms that make financing your vehicle easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $71,968,452, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage for better rates, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,401,460 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit your lifestyle while providing peace of mind when unexpected expenses arise.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the offers displayed, knowing they reflect current market conditions and adhere to strict regulatory guidelines.