RIVER REGION COMMUNITY FEDERAL CREDIT UNION

Welcome to River Region Community, your trusted financial partner located at 818 N Benton Ave Ste 100, Springfield, MO 65802. Established in 1954, we take pride in serving our community with dedication and care. With a growing membership of over 42,451 individuals, we are committed to providing personalized financial services that make a real difference in the lives of our members. At River Region Community, we understand that financial needs vary from person to person. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets exceed $704 million, reflecting our stability and reliability in managing your funds. We currently hold around $42,204,217 in deposits and have issued 98,209 loans and leases to help you achieve your financial goals. Our leadership team is dedicated to ensuring your banking experience is as smooth as possible. Under the guidance of our CEO, Richard Nichols, and Board President Kevin Robinson, we strive for excellence every day. With 129 employees ready to assist you during our lobby hours from 9:00 AM to 5:00 PM on weekdays, you can always count on us for support. While members can visit us at our Springfield branch for any banking needs or inquiries, official correspondence should be sent to the same address listed above. If you have questions or need assistance, don't hesitate to reach out by calling us at 417-865-3912 or sending a fax to 573-636-6036. Join us at River Region Community today where your financial success is our priority! Explore more about what we offer by visiting our website at rrcu.org. Whether you're looking for a new loan or just want to learn more about saving options, we're here for you every step of the way.

River Region Community has a rich history that dates back to its founding in 1954. Located at 818 N Benton Ave Ste 100 in Springfield, MO, this branch has been a cornerstone of the community for nearly seven decades. As we reflect on our journey, we celebrate our growth from humble beginnings to becoming a trusted financial partner for over 42,000 members. Our mission is simple yet powerful: to provide exceptional financial services while supporting and uplifting the communities we serve. We believe that banking should be about more than just transactions; it should be about building relationships and enhancing lives. With total assets exceeding $704 million, we are well-equipped to offer a wide range of services from personal banking and auto loans to business financing and mortgage options. At River Region Community, we prioritize accessibility and convenience. Our operating hours from Monday to Friday, 9:00 AM to 5:00 PM, ensure that you can reach us when you need assistance. For those who prefer quick service, our drive-thru banking and ATM availability make transactions hassle-free. While members can visit us at our branch address in Springfield, official correspondence should be sent to the same location for clarity. We also take pride in our commitment to modern banking solutions, including online banking and mobile payments, allowing you to manage your finances anytime, anywhere. Community outreach is at the heart of what we do. We actively engage with local organizations and initiatives to support various causes that matter most to our members. This dedication to community extends beyond traditional banking; it's about fostering an environment where everyone can thrive. As we look ahead, we invite you to join us on this journey. Experience the benefits of membership with River Region Community by visiting us today or calling us at 417-865-3912. Together, let's build a brighter future for our community!

At River Region Community, we're excited to welcome you into our community, where members support one another and grow together. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the Springfield area, you're likely eligible for membership. We also extend our arms to family members of existing members, making it simple for you to join our close-knit family. To learn more about the specific eligibility criteria, feel free to check out this resource for detailed information. Once you're ready to take the next step, opening an account is a breeze! You can start the process online by visiting this link, or if you prefer a personal touch, give us a call at (417) 865-3912. Our friendly team is here to guide you through every step and answer any questions you may have. Join us at River Region Community, located at 818 N Benton Ave Ste 100 Springfield Mo 65802, and experience the benefits of being part of a supportive financial community!

At River Region Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building a strong foundation for your financial future, ensuring you have the support you need every step of the way. With a net worth of $69,175,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 982% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $249,259,759 in share certificates and $67,461,130 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,130,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,732,405 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $59,118 in used auto loans and $526,498,563 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our net income of $0, which reflects our commitment to sustainable practices that keep costs down while maintaining quality service for our members. We also take pride in having 117 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $448,479. Total Share and Deposit Accounts: 87,813, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Region Community is your trusted partner. Visit us at 818 N Benton Ave Ste 100 Springfield Mo 65802 or call 417-865-3912 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At River Region Community, we understand that financial needs can vary widely among our members. That's why we offer a diverse range of loan products tailored to help you achieve your goals. Whether you're looking to purchase a new vehicle, buy a home, or manage unexpected expenses, we have options that can fit your situation. With over 98,209 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,221,470 in used vehicle loans and $55,230,901 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Property loans totaling $71,968,452, making buying or refinancing simple. We know how important it is to have reliable funding for your home purchase or refinancing needs. For those needing quick access to cash without collateral, we also offer flexible terms on unsecured credit card loans. Currently, we have $12,401,460 in unsecured credit card loans helping members manage their finances effectively. Moreover, if you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $65,974,731 can provide the necessary capital to expand your business operations. If you're interested in any of these loan products or want to explore refinancing options for better rates and terms, don't hesitate to reach out. You can contact us at 417-865-3912 or visit our branch at 818 N Benton Ave Ste 100 Springfield MO 65802 during our operating hours from Monday through Friday between 9:00 AM and 5:00 PM. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our offerings today to see how we can help you take the next step toward financial success!