RIVER REGION COMMUNITY FEDERAL CREDIT UNION

Welcome to River Region Community at our Columbia Branch, located conveniently at 3000 Carter Lane, Columbia, MO 65201. With a proud history since 1954, we have been dedicated to serving our members and the community with trust and reliability. As part of our mission, we currently support 42,451 members with a strong financial foundation, boasting total assets of $704,757,705. At River Region Community, we understand the importance of community and personal finance. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to you is reflected in our robust offerings: we manage over $42,204,217 in deposits and provide loans totaling 98,209 to help you reach your financial goals. Led by our CEO, Richard Nichols, and Board President, Kevin Robinson, our team is passionate about empowering members like you. Whether you're looking for straightforward banking solutions or specialized business services, our friendly staff is here to guide you every step of the way. While members can visit us at 3000 Carter Lane, official correspondence should be sent to the same address as our mailing address remains unchanged. If you have any questions or want to learn more about what we offer, don't hesitate to call us at 573-442-4444 or check out our website at www.rrcu.org. Join us today and experience the difference that a member-focused credit union can make in your life!

At River Region Community, we take pride in our rich history and unwavering commitment to serving our members in Columbia, MO. Established in 1954, our Columbia Branch has grown from a small community initiative into a thriving credit union with a total membership of over 42,000. Located at 3000 Carter Lane, we are ideally situated to serve the financial needs of our community, making banking more accessible for everyone. Over the decades, River Region Community has achieved significant milestones that reflect our dedication to growth and innovation. From our humble beginnings, we have continually expanded our services while maintaining a strong focus on member satisfaction. Today, we boast total assets of approximately $704 million and offer a range of services including checking and savings accounts, auto loans, mortgage financing, and personal loans tailored to meet the diverse needs of our members. Our mission is clear: to empower our members by providing exceptional financial services while also supporting the communities we serve. We believe in fostering long-lasting relationships built on trust and integrity. Our commitment goes beyond just banking; we actively participate in community outreach initiatives that aim to uplift local organizations and promote financial literacy. While members can visit us at 3000 Carter Lane for their banking needs, official correspondence should be sent to the same address. Our branch features convenient amenities such as an ATM and drive-thru banking services for easy access to your accounts. We also provide shared service center options for those who may need assistance with transactions related to partner credit unions. Our operating hours are designed with your convenience in mind our lobby is open from 7:30 AM to 6:00 PM on weekdays. Whether you are looking to open an account or seek advice on your financial journey, our knowledgeable staff is here to help. As we continue to evolve with the changing times, we've embraced digital advancements that allow our members to manage their finances anytime and anywhere through online and mobile banking services. We prioritize accessibility and compliance with ADA standards, ensuring that all members can benefit from what we offer. Join us at River Region Community and experience the difference of being part of a member-focused credit union that truly cares about your financial well-being. Together, let's build a brighter future for ourselves and our community! For more information or assistance, feel free to reach out at 573-442-4444 or visit us online at rrcu.org.

Becoming a member of River Region Community means joining a welcoming community that truly cares about your financial journey. If you live, work, or worship in the Columbia area, you're likely eligible to join us! We aim to make membership accessible for everyone, and our friendly team is here to guide you through the process. At River Region Community, you'll enjoy personalized service and a variety of financial products designed to meet your needs, from checking accounts to auto loans. To check all the details about eligibility and see if you qualify, visit our website at https://rrcu.ecutechnology.com/membership/agreements . When you're ready to open an account, it's as simple as reaching out! You can call us at (573) 442-4444 or head over to our account opening page at https://www.rrcu.org/scholarship-applications . We're excited to welcome you to our family at River Region Community, located at 3000 Carter Lane Columbia Mo 65201!

At River Region Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing the solid foundation that allows us to serve your needs effectively. With a net worth of $69,175,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $249,259,759 in share certificates and $67,461,130 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,130,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,732,405 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; currently holding $59,118 in used auto loans and a total of $526,498,563 in loans and leases. Our $0 net income reflects our operational efficiency while positioning us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $448,479. Total Share Accounts: 87,813, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River Region Community is your trusted partner. Visit us at 3000 Carter Lane Columbia Mo 65201 or call 573-442-4444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.