River City Credit Union San Antonio TX | Top Auto Loans & Rewards Cards

Introduction

Welcome to River City, your trusted financial partner since 1936! Nestled at 3014 Rivas St, San Antonio, TX 78228, our branch is dedicated to serving the vibrant community of San Antonio. With a total membership of 14,476 and assets amounting to an impressive $150,728,999, we are committed to providing personalized banking services tailored to your needs. At River City, we understand that your financial journey is unique. That's why we offer a wide range of services from checking and savings accounts to auto loans and business banking solutions. Our CEO, Jeff Ivey, and Board President, Glen Glass, lead a team of 67 employees who are passionate about helping you achieve your financial goals. We take pride in our robust financial health, boasting a net worth of $23,700,300 and total deposits reaching $6,806,922. Whether you're looking for a loan or want to save for the future, our knowledgeable staff is here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 3014 Rivas St, San Antonio, TX 78228. We invite you to explore all that River City has to offer. For more information or to speak with one of our friendly representatives, give us a call at 210-225-6866. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Community Engagement

River City takes pride in its community outreach efforts. We actively participate in local events and support initiatives aimed at uplifting those around us. From educational workshops to partnerships with local organizations, we work tirelessly to give back and strengthen our ties within the San Antonio area. As part of our ongoing commitment to serve you better, we prioritize customer-centric initiatives such as personalized service and responsive support. Our dedicated team is always ready to assist you with any questions or concerns you may have. Join us on this journey toward financial empowerment! Visit us today or give us a call at 210-225-6866 to learn more about how River City can help you achieve your dreams. Together, let's build a brighter future for our community!

Our Mission

Our mission at River City is simple yet impactful: to provide personalized financial services while enhancing the quality of life in our community. We offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Each service is designed with our members' needs in mind. While members can visit us at 3014 Rivas St for all their banking needs, official correspondence should be sent to the same address as our mailing address. We understand that today's world requires more than just traditional banking services. That's why we've embraced digital advancements by offering online banking and mobile payments. Our commitment to accessibility extends beyond technology; we ensure that everyone can engage with us through various channels.

Branch Location & Accessibility

Welcome to River City, your friendly neighborhood credit union located at 3014 Rivas St, San Antonio, TX 78228. Our branch is nestled in the heart of Bexar County, making it easy for you to access a range of financial services right in your community. Whether you're headed to the nearby parks or running errands in the area, we're conveniently located and ready to assist you with all your banking needs. At River City, we pride ourselves on being accessible for everyone. Our branch features ADA-compliant facilities, including ramps and wide entrances, ensuring that all members can comfortably visit us. While we don't currently offer ATM services or drive-thru banking, our friendly staff is always here to help you during our lobby hours on Mondays and Fridays from 9:00 AM to 5:00 PM. If you need to send us any official correspondence, please use our mailing address at 3014 Rivas St, San Antonio, TX 78228. We invite you to come by and discover the personal touch that sets River City apart from other financial institutions. Feel free to give us a call at 210-225-6866 if you have any questions or need assistance before your visit. We're excited to welcome you into our community-oriented environment where personal banking meets convenience. Come see how we can help you achieve your financial goals today!

Member Eligibility

At River City, we're excited to welcome you into our community! Becoming a member is a straightforward process that opens the door to a world of financial opportunities and support. If you live, work, worship, or attend school in Bexar County, you're likely eligible to join us. We believe in making banking accessible for everyone, so whether you're looking for checking accounts, auto loans, or simply a friendly place to manage your finances, we've got you covered. To learn more about our specific eligibility criteria and see if you qualify, check out our detailed information at this link. When you're ready to take the next step and open an account with us at our branch located at 3014 Rivas St, San Antonio, TX 78228, feel free to give us a call at 210-225-6866. Joining River City means becoming part of a supportive family dedicated to helping you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine having a partner that simplifies your payment processing and helps you manage your transactions seamlessly. Our merchant services offer just that. By choosing River City, you gain access to tools that make accepting payments effortless, allowing you to focus on what really matters growing your business. Located at 3014 Rivas St, San Antonio, TX 78228, we invite you to reach out at 210-225-6866 to learn how our tailored services can empower your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $76 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,940,426, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

While we may not have ATMs or drive-thru services at this location, our team is always ready to assist you over the phone at 210-225-6866 during lobby hours on Mondays and Fridays from 9:00 AM to 5:00 PM. At River City, we strive to create a welcoming environment where our members feel valued and supported. Your financial health matters to us, and we are dedicated to offering solutions that meet your unique needs. Ready to explore how we can help you achieve your financial goals? Visit us today at our branch or check out our website at River City FCU for more information!

Business Banking

For our members who own businesses, we offer specialized services like merchant services and business loans. These tools can help streamline operations and provide the necessary funding for growth opportunities.

Digital Banking Convenience

In today's fast-paced world, access to your finances should be easy and efficient. That's why at River City, we provide robust online and mobile banking solutions. You can manage your accounts anytime from anywhere with features like mobile payments, e-statements, and person-to-person transfers. This way, whether you're paying bills or checking balances on the go, it's all just a few taps away.

Home Ownership

Thinking about buying a home? Our mortgage loans and refinancing options provide flexible terms tailored to your needs. We're here to guide you through the process, ensuring that owning a home becomes a reality without unnecessary stress.

Personal Banking

Whether you're looking to save for the future or manage your daily expenses, our personal banking options are designed with you in mind. With various checking and savings accounts, you can choose the one that fits your lifestyle. For those who dream of driving their own vehicle, we offer auto loans and vehicle financing that make it easier to get behind the wheel.

Personal Loans and Credit

Life can be unpredictable, and sometimes you need extra funds for unexpected expenses. Our personal loans and debt consolidation services allow you to manage your finances more effectively. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while enjoying the convenience of cashless transactions.

Digital & Online Banking

Key Services

Our online banking portal at River City offers a range of user-friendly features to help you stay on top of your finances. You can view your account balances, transfer money between accounts, and even send money to friends or family with our person-to-person transfer option. Need to sign documents? No problem! Our electronic signature authorization makes it simple and secure. You can also say goodbye to paper clutter with e-statements available at your fingertips. This feature not only saves trees but also keeps your financial records organized and accessible whenever you need them. Plus, if you're out and about, our mobile application allows you to manage your accounts right from your smartphone. With mobile payments enabled, making purchases has never been easier just tap and go!

Security & Accessibility

Your security is our top priority. All transactions through our online banking platform are protected with advanced encryption technology, ensuring that your personal information stays safe. You can bank with confidence knowing that we take every measure to keep your data secure. Accessibility is key in today's fast-paced world. That's why we offer 24/7 online banking services so you can check balances or pay bills whenever it suits you best. Whether it's early morning or late at night, River City is here for you. Experience the convenience and peace of mind that come with River City's digital banking services today! Visit us at River City to learn more about how we can assist you in achieving your financial goals.

Financial Strength

Commitment to Operational Efficiency

Our net income reflects our operational efficiency at $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 5 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share Accounts stand at 28,211, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $3,497,452. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, River City is your trusted partner. Visit us at 3014 Rivas St San Antonio Tx 78228 or call 210-225-6866 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $22,893,443 in share certificates and $12,936,723 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,942,105, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $8,560,427 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $108,878,750 and include $12,42 in used auto loans. This lending capacity supports our members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $23,700,300, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,705,648 in used vehicle loans and $10,799,053 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can find a plan that works for your budget.

Credit Lines and Unsecured Loans

For those needing extra flexibility in their finances, we also offer credit lines with total loans amounting to $35,294,608. Additionally, our unsecured credit card loans total $8,434,748, helping members manage their finances effectively with flexible terms and no collateral required.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,819,017, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

We also provide refinancing options across many of our loan products. If you're looking to lower your monthly payments or consolidate debt into one manageable payment plan, reach out to us. Our knowledgeable staff can help determine your eligibility and find the best solution for your needs. Feel free to contact us at 210-225-6866 or visit us at 3014 Rivas St San Antonio TX 78228 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At River City, we are dedicated to serving our community by providing accessible financial solutions that help improve lives. Let's work together towards achieving your financial dreams!

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RIVER CITY FEDERAL CREDIT UNION