River City Credit Union San Antonio TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to River City, your trusted partner in financial growth, located at 1410 Guadalupe St, San Antonio, TX 78207. Established in 1936, we have proudly served our community for over eight decades, nurturing financial wellness and empowering our members. With a strong membership base of 14,476 and total assets reaching an impressive $150,728,999, we are dedicated to providing personalized banking solutions that truly meet your needs. At River City, we believe in the power of community. Our commitment to fostering local relationships is reflected in our total loans of 12,073, which support families and businesses right here in San Antonio. We understand that each member's journey is unique; that's why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 12689, San Antonio, TX 78212. Under the leadership of our CEO Jeff Ivey and Board President Glen Glass, we pride ourselves on transparency and integrity. Our team of 67 employees is here to assist you with open arms and expert advice. Whether it's through our online banking platform or a friendly chat over the phone at 210-225-0708, we strive to make your experience seamless and enjoyable. Join us as we continue to grow together! Visit our website at River City for more information about how we can help you achieve your financial goals today!

Branch History & Mission

Commitment to Innovation

In keeping pace with the changing world, we've embraced technology while ensuring accessibility for all. With online banking options, mobile payments, and e-statements available, we make managing finances easier than ever before. Our ATM availability ensures you have access to your funds when you need them most. While you can visit us at 1410 Guadalupe St for all your banking needs during our operating hours from 9 AM to 5 PM, Monday through Friday, any official correspondence should be sent to PO Box 12689, San Antonio, TX 78212.

Join Us!

We invite you to experience the River City difference for yourself. As a member-focused credit union with a rich history and a promising future, we are here to support your financial goals every step of the way. Join us today and become part of a community that cares about your success! For more information or assistance, don't hesitate to call us at 210-225-0708 or visit our website at River City FCU.

Mission Statement

At River City, our mission is clear: we are dedicated to enhancing the financial well-being of our members while fostering a strong sense of community. We believe in providing fair and transparent financial products that empower individuals and families to achieve their dreams. Our commitment extends beyond banking; we actively engage in outreach programs that give back to local schools, charities, and community events.

Our Evolution

From humble beginnings, River City has grown significantly over the decades. We started as a small credit union with the goal of providing accessible financial services to those in need. Today, we are proud to serve approximately 14,476 members and manage total assets exceeding $150 million. This growth reflects not only our commitment to excellent service but also the trust our members place in us. Our headquarters in San Antonio coordinates efforts across multiple branches, ensuring that every member receives personalized attention and support. Whether it's through our straightforward checking and savings accounts or specialized loans like auto financing and mortgages, we adapt to meet the evolving needs of our community.

Branch Location & Accessibility

Convenient Access and Features

At River City, we believe banking should be straightforward and accessible. Our branch features ample parking for members, ensuring that your visit is hassle-free. We are proud to be ADA compliant, with ramps and other accessibility features so everyone can visit comfortably.

Operating Hours and Services

We know your time is valuable, which is why our lobby hours are designed with you in mind. We're open Monday through Friday from 9 AM to 5 PM, making it easy for you to fit us into your busy schedule. While visiting, take advantage of our full range of services including checking and savings accounts, auto loans, personal loans, mortgage refinancing, and even credit cards with rewards. Additionally, we offer an ATM on-site for quick cash withdrawals or balance checks when you're on the go. Although we do not have drive-thru services at this location, our friendly staff is always ready to assist you inside the branch.

Stay Connected

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 210-225-0708. While members can visit us at 1410 Guadalupe St for all their banking needs, official correspondence should be sent to our mailing address: PO Box 12689, San Antonio, TX 78212. We invite you to come in and discover how River City Credit Union can help you achieve your financial goals. Your journey towards better banking starts here!

Member Eligibility

At River City, we believe that everyone deserves access to financial services that support their goals and dreams. Joining our community is simple and welcoming! If you live, work, or worship in the San Antonio area, you're likely eligible to become a member. We pride ourselves on providing a friendly atmosphere where your financial needs come first, offering everything from checking accounts to auto loans, all designed with you in mind. To learn more about the specific eligibility criteria, feel free to visit us at . Opening an account at River City is just as easy! You can start your journey with us by visiting our branch located at 1410 Guadalupe St San Antonio Tx 78207 or by giving us a call at (210) 225-0708. Our team is here to guide you through the process and answer any questions you might have. We can't wait for you to experience the benefits of membership with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $76 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,940,426, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local cafe that wants to offer customers the ease of card payments. Our merchant services allow businesses like this to process transactions smoothly, ensuring you never miss a sale. From payment processing to point-of-sale systems, we equip you with tools that enhance customer experience while simplifying operations. When you choose River City, located at 1410 Guadalupe St San Antonio Tx 78207 in San Antonio, TX, you're not just getting a bank; you're gaining a partner dedicated to your success. Let us help you take your business to the next level!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, River City offers comprehensive business banking services. From merchant services that help streamline transactions to business loans designed to foster growth, we are here to support your ambitions every step of the way.

Get Started Today!

At River City, we believe that everyone deserves access to quality financial services that cater to their individual needs. With friendly staff ready to assist you and a variety of tools at your fingertips, managing your money has never been easier. If you're ready to learn more about how we can support your financial journey or have any questions about our services, don't hesitate to reach out! Call us today at 210-225-0708 or visit us in person at our branch in San Antonio. We look forward to welcoming you into the River City family!

Online and Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made it easy for you to manage your finances on-the-go through our online and mobile banking platforms. You can check balances, transfer funds, or even pay bills from the comfort of your home or while out and about. Need cash? Take advantage of our ATM services, which provide basic access like withdrawals and balance checks whenever you need them.

Personal Banking Services

Whether you are looking to manage your everyday finances or save for a future goal, our personal banking options have you covered. We offer checking and savings accounts that fit different lifestyles. For those considering new wheels, our auto loans and vehicle financing make purchasing a car easier than ever. If home ownership is in your plans, explore our mortgage loans and refinancing options designed to help you secure the best rates available.

Support for Your Financial Goals

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation services come in. They provide financial relief when you need it most, allowing you to regain control over your finances without added stress. Plus, don't forget about our credit cards with rewards, which can help you earn while you spend.

Digital & Online Banking

Key Features

Our online banking services allow you to manage your finances in real time. With 24/7 access, you can check balances, transfer funds, and pay bills whenever it's convenient for you. If you prefer to go paperless, we provide e-statements so you can review your account activity easily without the clutter of physical paperwork. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. If you're always on the move, our mobile application brings all these features right to your fingertips. You can make mobile payments effortlessly and send money to friends or family through person-to-person transfers. No need to worry about carrying cash or checks; just use your phone!

Security First

We prioritize your security with every transaction. Our robust online banking platform uses advanced technology to keep your information safe. You can bank confidently knowing that we have measures in place to protect your data. In today's fast-paced world, having reliable access to your financial tools is more important than ever. At River City, we strive to provide accessible and efficient online banking solutions that cater to all of our members' needs. Join us today and experience the convenience of banking at your fingertips!

Financial Strength

A Strong Foundation

With a net worth of $23,700,300, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,565 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Community Trust

Total Share Accounts: 28,211, show a strong and growing member base that trusts us with their finances. This collective strength allows us to continue thriving while providing the best possible services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, River City is your trusted partner. Visit us at 1410 Guadalupe St San Antonio Tx 78207 or call (210) 225-0708 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Our Members

With $8,560,427 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals through lending as well; with $1,242 in used auto loans and $108,878,750 in total loans and leases, we're here to assist you across various sectors.

Member-Centric Savings

Your savings are safe with us. We have secured $22,893,443 in share certificates and $12,936,723 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,942,105, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate revenue is equally important. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,705,648 in used vehicle loans and $10,799,053 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $6,940,426 provide the capital needed to grow and expand. We're committed to supporting local businesses by offering competitive rates and personalized service tailored to your needs. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our dedicated team at River City is ready to assist you in finding the best financial solution that meets your unique circumstances. You can visit us at 1410 Guadalupe St San Antonio TX 78207, or call us at 210-225-0708 during our operating hours from 9 AM to 5 PM, Monday through Friday. For more information about our services and loan products, please check out our website: River City. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,819,017. Our experienced staff can assist you with every step of your mortgage journey, ensuring you find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,434,748 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle while providing an easy way to handle unexpected expenses.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By utilizing up-to-date information directly from legitimate financial institutions, LendMesh guarantees accurate loan comparisons.

Benefits of Using LendMesh

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RIVER CITY FEDERAL CREDIT UNION