RIPCO CREDIT UNION

Welcome to Ripco, where our community thrives on trust and shared success! Located at 665 Coolidge Ave, Rhinelander, WI 54501, we've been serving our members since 1932. With a proud history spanning over nine decades, we have grown into a cornerstone of financial support for the people of Rhinelander and beyond. At Ripco, we are more than just a credit union; we are a family of 12,796 members who believe in the power of collaboration and local impact. Our total assets stand strong at $177,570,152, showcasing our commitment to financial stability and growth. We are proud to offer a wide range of services tailored to meet your needs from checking accounts to auto loans, and even business banking solutions. Our leadership team is dedicated to ensuring that every member feels valued. Under the guidance of CEO Jennifer Grinder and Board President Steven Ferch, we strive to create an environment that fosters financial well-being and community engagement. With a talented staff of 64 employees, we are here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 278, Rhinelander, WI 54501. Feel free to reach out at 715-365-4800 with any questions or concerns. We invite you to explore our services further by visiting us online at Ripco's website. Whether you're looking for personal loans, mortgages, or simply want to learn more about how we can help you achieve your financial goals, we're here for you. Join us in building a stronger community because at Ripco, your success is our mission!

At Ripco, our story begins in 1932, a year that marked the inception of a financial institution dedicated to serving the community of Rhinelander, Wisconsin. Located at 665 Coolidge Ave, we have grown from humble beginnings into a trusted partner for nearly 12,800 members, boasting total assets of over $177 million. Our commitment to this community has been unwavering as we strive to meet the evolving needs of our members and their families. Ripco's mission is clear: we exist to provide exceptional financial services while fostering a sense of belonging and support within our community. We understand that banking is not just about numbers; it's about people and relationships. Whether you're looking for personal banking solutions, auto loans, or business services, we are here to empower your financial journey with products designed for your success. Over the decades, Ripco has embraced change while remaining true to its core values. We have continually advanced our services with technology offering online and mobile banking options that make managing your finances easier than ever. Our focus on accessibility includes ADA-compliant facilities and an ATM available for quick cash withdrawals. While we do not currently offer drive-thru banking or shared service centers, our lobby hours on Tuesday and Friday from 11:30 AM to 1:00 PM ensure that you can connect with us directly when it suits you best. Our dedication extends beyond financial transactions; we actively engage in community outreach and partnerships that uplift those around us. We believe in giving back and supporting local initiatives that enhance the quality of life in Rhinelander and its surrounding areas. While members can visit us at 665 Coolidge Ave Rhinelander Wi 54501, official correspondence should be sent to PO Box 278, Rhinelander, WI 54501. Join us at Ripco today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union that puts you first. Call us at (715) 365-4800 or visit our website at ripco.org to learn more about membership eligibility and open an account. Together, let's build a brighter financial future!

Welcome to Ripco, your friendly financial partner located at 665 Coolidge Ave in beautiful Rhinelander, WI. Nestled in Oneida County, our branch is easily accessible and conveniently situated near local landmarks like Rhinelander High School, making it a great stop for students and families alike. At Ripco, we prioritize accessibility for all our members. Our location features ample parking and is ADA compliant, ensuring that everyone can enjoy our services without any barriers. Whether you're stopping by for a quick transaction or to discuss your financial goals with one of our helpful staff members, we've designed our space to be welcoming and easy to navigate. We know your time is valuable! That's why we offer lobby hours on Tuesday and Friday from 11:30 AM to 1:00 PM. If you're unable to visit during those times, don't worry! You can still access cash through our ATM available right at the branch. While we don't have drive-thru banking, we are committed to serving you efficiently inside the branch. For any official correspondence, please send it to our mailing address at PO Box 278, Rhinelander, WI 54501. If you have questions or need assistance before visiting us, feel free to give us a call at 715-365-4800. We're here to help! Come see how Ripco can make your banking experience personal and convenient. We look forward to welcoming you soon!

Becoming a member of Ripco is like joining a close-knit family where your financial needs are truly understood and prioritized. If you're curious about eligibility, you'll find that it's quite inclusive! Anyone who lives, works, worships, or attends school in the Rhinelander area is welcome to join. This means you can easily tap into all the fantastic benefits we offer, such as personalized service and a range of financial products tailored just for you. For more detailed information on the eligibility criteria, check out our dedicated page at http://www.ripco.org/membership-eligibility.html . Opening an account with us is a breeze! Whether you prefer to apply online or visit us in person at our welcoming branch located at 665 Coolidge Ave Rhinelander Wi 54501, we're here to assist you every step of the way. If you have any questions or need guidance, don't hesitate to reach out at (715) 365-4800. Join us today and experience how Ripco can support your financial journey!

At Ripco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to supporting your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $18,087,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,017 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,569,792 in share certificates and $14,102,587 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,699,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $2,597 in used auto loans and $112,819,392 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $238,785, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,558,927. Total Share Accounts: 28,147, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ripco is your trusted partner. Visit us at 665 Coolidge Ave Rhinelander Wi 54501 or call (715) 365-4800 to learn more about how we can help you achieve your financial goals.

At Ripco, we understand that life can bring many financial needs. Whether you're considering a new car, buying your first home, or looking for ways to manage your expenses, we have loan products designed to help you reach your goals. Our commitment to our members shines through our extensive loan offerings and competitive rates. With over 8866 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with a total of $51,940 in auto loans already supporting our members on their journeys. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,108,668 in used vehicle loans and $8,181,054 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options are here for you. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,098,656, making buying or refinancing simple and accessible. For those managing everyday expenses or unexpected costs, we also provide flexible terms on unsecured credit card loans. With a total of $1,882,865 in unsecured credit card loans available, members can find effective solutions for their financial management. Additionally, business owners can benefit from our outstanding commercial loans totaling $464,792, providing the necessary capital to grow and expand their enterprises. At Ripco, we want to ensure that you have options tailored to your needs. If you're interested in refinancing or eligibility options for any of these products, feel free to reach out to us directly at (715) 365-4800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for personal or business financing solutions, Ripco is here to guide you every step of the way! Visit us at our branch located at 665 Coolidge Ave Rhinelander Wi 54501, Rhinelander, WI or check out more details online at Ripco.