Ripco Credit Union Minocqua WI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Ripco Credit Union, your trusted financial partner since 1932, located at 8744 Ush 51 Ste 4, Minocqua, WI 54548. With a commitment to serving our community, we proudly support over 12,796 members and manage assets totaling an impressive $177,570,152. At Ripco, we understand that each member's financial journey is unique. That's why we offer a range of services tailored to meet your needs be it personal banking, auto loans, or mortgage refinancing. Our total deposits stand at $17,488,501, reflecting the trust our members place in us. Under the leadership of CEO Jennifer Grinder and Board President Steven Ferch, our dedicated team of 64 employees works tirelessly to ensure you receive exceptional service and support. We have a strong net worth of $18,087,353 and cash in hand amounting to $3,319,812, which allows us to provide competitive loans currently amounting to 8,866 loans and leases. While members can visit us at our branch for personalized assistance and access to our ATM and drive-thru services, official correspondence should be sent to our mailing address: 121 Sutliff Ave, Rhinelander, WI 54501. Whether you are looking to open an account or need help navigating your financial options, we invite you to explore what Ripco has to offer. Visit us online at ripco.org or give us a call at 715-365-4800. Join us as we continue to build a stronger community together!

Branch History & Mission

A Rich Legacy

From its humble beginnings, Ripco has expanded significantly over the decades. Originally founded to offer a safe place for local residents to save and borrow money, it has evolved into a thriving institution with a membership base of 12,796 individuals. The branch at 8744 Ush 51 Ste 4, Minocqua, WI 54548, is not just a location; it's a hub of financial empowerment where members can access a variety of services tailored to their unique needs. With total assets reaching an impressive $177,570,152, Ripco stands strong as a trusted partner in the community's financial journey. Our commitment to growth and stability has allowed us to provide our members with better rates on loans and savings accounts while fostering economic development within Minocqua.

Community Engagement

Ripco understands that being part of a community means giving back. We actively engage in outreach programs and partnerships aimed at improving the lives of those around us. Whether it's sponsoring local events or supporting educational initiatives, we believe in investing in the future of Minocqua. Our commitment extends beyond traditional banking practices; we prioritize digital advancements like electronic signatures and mobile payments while ensuring ADA compliance so that every member feels welcome and supported when they choose Ripco.

Join Us Today!

As we continue to grow and adapt in this ever-changing world, we invite you to become part of our family. Experience the difference that comes with being a member of Ripco Credit Union a place where your financial success matters. Visit us during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:00 AM to 12:00 PM. You can reach us at 715-365-4800 for any inquiries or assistance. Join us today by exploring your eligibility here or start your application process here. Together, let's build a brighter financial future!

Mission-Driven Services

At Ripco Credit Union, our mission is simple yet profound: we strive to enhance the financial well-being of our members while fostering community spirit. We offer a range of services including personal banking (checking and savings accounts), auto loans, mortgage loans, credit cards with rewards, and business banking options. Our goal is not just to provide financial products but also to empower our members through education and support. While members can visit us at our branch address, official correspondence should be sent to 121 Sutliff Ave, Rhinelander, WI 54501. We are dedicated to making banking easy and accessible for everyone whether that means providing convenient drive-thru banking or online and mobile services.

Branch Location & Accessibility

Accessibility and Features

At Ripco, we understand that accessibility matters. Our branch is equipped with features designed to make your visit comfortable. You'll find ample parking available right outside, along with ADA-compliant ramps for easy access. Whether you're visiting us for personal banking services or need assistance with a loan, our welcoming staff is here to help.

Get in Touch

Have questions? Feel free to give us a call at (715) 365-4800 or simply drop by during our operating hours. We look forward to welcoming you into the Ripco family! Your community credit union is here for all your financial needs come see how we can help you today!

Operating Hours

We strive to accommodate your busy schedule. Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:00 AM to 12:00 PM. If you're on the go, our drive-thru service is available Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 12:00 PM. This ensures you can complete simple transactions quickly and efficiently.

Services Offered

At Ripco Credit Union, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. You can also enjoy online and mobile banking for added convenience perfect for managing your finances from anywhere! While members can visit us at our Minocqua location, please note that any official correspondence should be sent to our mailing address at 121 Sutliff Ave, Rhinelander, WI 54501.

Member Eligibility

Becoming a member of Ripco feels like joining a warm, welcoming family that genuinely cares about your financial journey. At Ripco, we believe in inclusivity and support, making it easy for you to become part of our community. To be eligible, you simply need to live or work in Oneida County or have a family member who is already a member. This ensures that our services are tailored for those in our local area, creating a strong sense of belonging. For more details on eligibility criteria, feel free to visit our website at Ripco Membership Eligibility. Once you're ready to join us, opening an account is straightforward! Just head over to our account opening page to get started. If you have any questions along the way, don't hesitate to reach out by calling us at 715-365-4800. We can't wait to welcome you into the Ripco family at our branch located at 8744 Ush 51 Ste 4, Minocqua, WI 54548!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine processing payments quickly and securely while keeping track of your sales effortlessly. Our merchant services enable you to accept various payment methods, ensuring you never miss a sale. Located at 8744 Ush 51 Ste 4 Minocqua Wi 54548 in Minocqua, WI, our team is ready to help you navigate your financial journey. Connect with us at (715) 365-4800 or visit our website at Ripco Credit Union to explore how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $464,792, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential services through our basic drive-thru banking, making deposits and withdrawals quick and hassle-free. Our ATMs are available for your convenience, ensuring you have access to your funds whenever you need them. At Ripco, we prioritize your financial well-being by offering comprehensive services designed with you in mind. Our friendly staff is always ready to assist you give us a call at (715) 365-4800 or visit us at 8744 Ush 51 Ste 4 Minocqua Wi 54548 in Minocqua, WI. Ready to take the next step? Explore all that we have to offer at https://ripco.org/ or stop by today!

Business Banking Services

If you're a business owner, our business banking services, including merchant services and business loans, are designed to help your company thrive. We understand the unique challenges businesses face and offer solutions that can simplify operations and enhance cash flow.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Ripco Credit Union offers robust online and mobile banking features. You can manage your accounts anytime, anywhere from checking balances to transferring funds with just a few taps on your smartphone. Our ATM services allow for easy cash withdrawals and balance checks without stepping inside a branch.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day expenses while also saving for future goals. Need a vehicle? Our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car without breaking the bank. If you're considering homeownership or refinancing, our mortgage loans offer competitive rates and flexible terms. For those unexpected expenses or when you want to consolidate debt, our personal loans provide quick access to cash with straightforward repayment plans. Plus, enjoy the benefits of credit cards with rewards that allow you to earn points on everyday purchases.

Digital & Online Banking

Key Features

With our online banking service available at https://ripco.org/ , you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone. Our user-friendly mobile application offers all these features right in your pocket. Whether you're making a deposit or checking transactions, everything is just a tap away. Plus, you can opt for electronic statements, making it easier to stay organized without the clutter of paper.

Security and Accessibility

Safety is our top priority. With electronic signature authorization available, you can securely sign documents digitally, adding an extra layer of protection to your transactions. Our 24/7 online banking services mean that whether it's day or night, you have access to your accounts when it suits you best. We believe banking should be straightforward and accessible for everyone. That's why we've made it easy for our members to manage their finances in real-time. Experience banking that's built around your lifestyle with Ripco where convenience meets security.

Financial Strength

Member Savings Secured

Your savings are safe with us. We have $16,569,792 in share certificates and $14,102,587 in money market shares, offering stable and rewarding growth opportunities for our members. Unlike traditional banks, we prioritize you our members. With no non-member deposits at $0, our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $238,785 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 10 part-time employees who are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $16,699,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is evident as we provide $2,597 in used auto loans and $112,819,392 in total loans and leases across various sectors.

Solid Financial Health

With a net worth of $18,087,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,017 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

We're delighted to report that we have 28,147 total share accounts. This shows a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,558,927, reinforcing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ripco is your trusted partner. Visit us at 8744 Ush 51 Ste 4 Minocqua Wi 54548 or call (715) 365-4800 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,108,668 in used vehicle loans and $8,181,054 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can drive away with a vehicle that suits your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $464,792 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your journey. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please visit our eligibility page or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Ripco be your trusted partner in achieving your financial aspirations!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,882,865 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your purchasing power while providing financial flexibility.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,098,656, make buying or refinancing simple. We believe in making the dream of owning a home accessible and affordable for everyone.

Loan Aggregator

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Take Action Today

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RIPCO CREDIT UNION - Minocqua, WI