Rio Grande Credit Union Albuquerque NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Rio Grande, your trusted partner in financial wellness since 1952. Located at 485 Coors Blvd NW, Albuquerque, NM 87121, we are proud to serve our vibrant community with a commitment to excellence and member satisfaction. With a total membership of 48,671 and assets exceeding $663 million, we have built a strong foundation that supports you in achieving your financial goals. At Rio Grande, we believe in making banking accessible and convenient. While members can visit us at our branch, official correspondence should be sent to our mailing address at 301 Rio Bravo Blvd SE, Albuquerque, NM 87105. Our dedicated team of 142 employees, led by CEO Tony Dees and Board President Dianne Brown, is here to assist you with a range of services including personal banking, auto loans, mortgage financing, and business solutions. We take pride in our financial stability, boasting total deposits of $122,668,315 and a net worth of $53,108,005. Our members enjoy the benefits of competitive rates on loans over 30,102 loans and leases have been approved and personalized service that makes every interaction feel valued. With over $4.5 million in cash readily available for our members, you can trust us to support your needs when it matters most. Whether you're looking to open a new account or need assistance with an existing one, we invite you to explore all that Rio Grande has to offer. Call us at 505-262-1401 or visit our website at riograndecu.org for more information about how we can help you thrive financially. Your journey starts here!

Branch History & Mission

Community Engagement

Rio Grande is more than just a financial institution; we are an active part of Albuquerque's community. Our team regularly participates in outreach efforts aimed at enhancing local well-being. We believe in giving back through partnerships with local organizations and initiatives that support education, health, and economic development. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 301 Rio Bravo Blvd SE, Albuquerque, NM 87105. If you have any questions or would like to learn more about what we offer, feel free to call us at 505-262-1401.

Join Us

As we continue to grow and adapt to meet the changing needs of our members, we invite you to become part of the Rio Grande family. Experience firsthand the personalized service and community commitment that set us apart from other financial institutions. Let us help you achieve your financial goals today! Visit us or check out our website at Rio Grande for more information about membership and services.

Our Mission

The mission of Rio Grande is simple yet powerful: to empower our members through exceptional financial services while fostering a sense of community. We strive to ensure that every member feels valued and supported. Our approach combines traditional banking values with modern conveniences such as online banking and mobile applications. We are dedicated to making banking easier for everyone. With features like ATM availability and drive-thru services, we cater to the busy lifestyles of our members. Furthermore, we have implemented ADA-compliant facilities to ensure everyone can access our services comfortably.

Branch Location & Accessibility

A Range of Services Just for You

At the Rio Grande branch, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to help you achieve your financial goals. Need quick cash? Our ATM is available for your convenience around the clock. Plus, if you're a member of a partnering credit union, you can enjoy shared services as well!

Banking Hours that Fit Your Schedule

We know that life can be busy, which is why we offer flexible operating hours. Our lobby is open from Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. This means you have plenty of opportunities to stop by and get the assistance you need!

Visit Us with Ease

At Rio Grande, we believe banking should be simple and accessible. That's why our branch is designed with your comfort in mind. We offer ample parking for our members and ensure that our facilities are ADA compliant, making it easy for everyone to visit us. If you prefer to bank from your car, take advantage of our drive-thru service where you can complete basic transactions without leaving your vehicle. While members can visit us at 485 Coors Blvd NW, official correspondence should be sent to our mailing address at 301 Rio Bravo Blvd SE, Albuquerque, NM 87105.

We're Here to Help!

Have questions or need assistance? Don't hesitate to give us a call at 505-262-1401! Our friendly team is ready to assist you with all your banking needs. We look forward to welcoming you at Rio Grande where community matters!

Member Eligibility

At Rio Grande, becoming a member means joining a warm, supportive community that truly cares about your financial well-being. If you're interested in becoming part of our family, you'll be happy to know that membership is open to those who live, work, or worship in the Albuquerque area. We're dedicated to helping our members achieve their financial goals, whether that's through personalized banking services or competitive loan options. To get started, simply reach out to us at (505) 262-1401 or stop by our branch located at 485 Coors Blvd Nw Albuquerque Nm 87121. For more details on eligibility and how to open an account, feel free to visit our website at . We're excited to welcome you aboard and provide you with the financial tools you need for a brighter future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $87 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,239,972, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments anytime, anywhere. Our tools help streamline transactions so you can focus on what matters most growing your business. From credit card processing to point-of-sale systems, we provide everything you need for smooth operations. Located at 485 Coors Blvd Nw Albuquerque Nm 87121 in Albuquerque, NM, our team is ready to assist you. Call us at (505) 262-1401 for personalized support and let's build your business together!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also understand that sometimes you need quick access to your funds. Our ATM services allow for easy cash withdrawals and balance checks without stepping inside the branch. If you prefer face-to-face interactions but want to keep things quick, our basic drive-thru banking enables deposits, withdrawals, and simple transactions efficiently. Additionally, if you're a member of partner credit unions, take advantage of our shared branch transactions for deposits and withdrawals.

Accessibility and Support

Our commitment extends beyond just providing financial products; we strive to ensure all members have easy access to these services. With our drive-thru service available during lobby hours (Monday through Friday), we aim to accommodate your busy schedule. If you have questions or need assistance with any of these services, don't hesitate to reach out at (505) 262-1401. Our friendly staff is ready to help! At Rio Grande, we believe in building lasting relationships with our members through quality service and support tailored specifically for you. We invite you to visit us at 485 Coors Blvd Nw Albuquerque Nm 87121, call us at (505) 262-1401, or explore more about what we offer by visiting our website. Let us help you achieve your financial goals today!

Business Banking

For entrepreneurs and business owners, we provide essential services like merchant services and business loans. These tools can help streamline transactions and provide the funding needed to grow your business.

Digital and Mobile Banking

In today's fast-paced world, convenience is key. That's why at Westside, we offer robust online and mobile banking platforms. You can access your accounts anytime, anywhere, whether it's through our secure website or mobile application. Features such as online bill pay and person-to-person payments simplify managing your money on the go.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your day-to-day finances while earning interest on your savings. If you're planning to purchase a vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams. For those considering homeownership or refinancing an existing mortgage, our mortgage loans are designed to make the process straightforward and stress-free. Need a little extra cash? Our personal loans can assist with everything from unexpected expenses to debt consolidation. Plus, our credit cards come with rewards that let you earn while you spend.

Digital & Online Banking

Key Features

Our online banking experience includes electronic signature authorization, which means you can sign documents securely without needing to visit a branch. Plus, enjoy the benefits of e-statements for easy access to your account statements no more waiting for paper copies in the mail! For those who like to keep things mobile, our dedicated mobile application is available for download. This app allows you to perform all your banking activities right from your smartphone. Although we don't currently offer mobile payments, we do support person-to-person transfers, making it easy to send money to friends or family directly through the app. Your security is our top priority. We utilize advanced technology and protocols to ensure that your personal information remains safe while you enjoy the convenience of digital banking. With these features combined, Rio Grande provides an accessible way for you to manage your finances in real-time. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $46,174,686 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,017 in used auto loans and $414,699,378 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 95,086, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,343,612. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rio Grande is your trusted partner. Visit us at 485 Coors Blvd Nw Albuquerque Nm 87121 or call (505) 262-1401 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $220,165,626 in share certificates and $76,484,946 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,651,953, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $53,108,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $121,168,334 in used vehicle loans and $104,643,355 in new vehicle loans, helping members get on the road with confidence. Our flexible terms make it easier than ever to drive home your dream vehicle.

Business Financing

For business owners, we also provide outstanding commercial loans totaling $18,239,972. These loans are designed to support your business's growth and expansion efforts by providing the necessary capital.

Credit Lines

If you're looking for additional flexibility in managing your finances, our credit lines may be just what you need. With total credit lines amounting to $74,535,249, you have access to funds whenever you need them without the hassle of reapplying. Whether you're considering refinancing options or exploring eligibility requirements, our team is ready to assist you. Reach out to us at (505) 262-1401 for personalized service tailored to your unique financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at Rio Grande and take advantage of our comprehensive loan offerings designed with you in mind!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,881,479, simplify the process of buying or refinancing your home. We believe that owning a home should be attainable, and our expert team is here to guide you every step of the way.

Unsecured Credit Card Loans

Managing expenses can be tough, but our unsecured credit card loans can help. With a total of $18,378,519 in loans available, members enjoy flexible terms that adapt to their financial needs. This can be an effective way to manage day-to-day spending while building credit.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means that every loan offer you see has been vetted for accuracy and fairness.

RIO GRANDE CREDIT UNION