Rio Grande Credit Union Albuquerque NM

Introduction

Welcome to Rio Grande, your trusted financial partner since 1952! Located at 1121 4th St NW, Albuquerque, NM 87102, we pride ourselves on being a cornerstone of the Albuquerque community. With a robust membership of 48,671 and total assets reaching an impressive $663,365,420, we're here to help you achieve your financial goals. At Rio Grande, our commitment extends beyond numbers. We believe in fostering relationships that matter. Under the leadership of our dedicated CEO, Tony Dees, and Board President, Dianne Brown, we strive to provide exceptional service tailored to your needs. Our team of 142 employees is passionate about guiding you through every step of your financial journey. While members can visit us at our branch for personalized service, any official correspondence should be sent to our mailing address: 301 Rio Bravo Blvd, Albuquerque, NM 87105. With total deposits amounting to $122,668,315 and a net worth of $53,108,005, we maintain a strong financial foundation designed to support our members' aspirations. Whether you're looking for loans over 30,102 already funded or seeking safe places for your savings with over $600 million in shares deposited, we have solutions that fit your life. We invite you to explore all that Rio Grande has to offer by visiting our website at riograndecu.org or calling us at 505-262-1401 during our lobby hours from Monday to Friday from 9:00 AM to 5:00 PM. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Community Engagement

Community support is at the heart of what we do. We actively participate in local events and initiatives that uplift our neighbors and contribute to their well-being. From educational workshops on financial literacy to partnerships with local charities, we aim to make a positive impact beyond just banking. Our operating hours are convenient Monday through Friday from 9:00 AM to 5:00 PM to ensure that our members can access our services when they need them most. While we currently do not have ATM or drive-thru services available at this branch, our online resources remain robust, offering features like e-statements and mobile applications for your convenience. As we continue to grow and adapt, we invite you to join us on this journey. At Rio Grande, you're not just a member; you're part of a family committed to supporting each other's financial goals. Experience the difference today by visiting us or exploring more about our offerings at riograndecu.org. Let's build a brighter future together!

Our Mission

At Rio Grande, our mission is straightforward yet impactful: to provide exceptional financial services while fostering a strong sense of community. We believe that banking should be more than just transactions; it should be about building relationships and supporting each other's dreams. Our dedicated team works hard to ensure that every member feels valued and empowered. With total assets exceeding $663 million, we are well-equipped to offer a wide range of services tailored to meet the unique needs of our members. Whether you're seeking auto loans, home financing, or everyday banking solutions, we strive to provide accessible and affordable options. In addition to traditional banking, we have embraced digital advancements that enhance the member experience. Our online banking platform allows for easy account management from anywhere.

Branch Location & Accessibility

Welcome to the Rio Grande branch, conveniently located at 1121 4th St NW in Albuquerque, NM. Nestled in the heart of Bernalillo County, our branch is easily accessible for all your banking needs. Whether you're just around the corner or visiting from a nearby landmark like the Albuquerque Museum, we are here to serve you. Our location is designed with your convenience in mind. Parking is available nearby, and we ensure that our facilities are ADA compliant, making it easy for everyone to access our services. If you prefer to reach us by mail, please note that official correspondence can be sent to our mailing address at 301 Rio Bravo Blvd, Albuquerque, NM 87105. At Rio Grande, we strive to make banking simple and hassle-free. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, so you can visit us during your lunch break or after work. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch. We invite you to stop by and experience the difference with Rio Grande. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 505-262-1401. We look forward to welcoming you!

Member Eligibility

At Rio Grande, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Bernalillo County, you're already eligible to join us. We also extend membership to immediate family members of existing members, so you can share the benefits with your loved ones. Joining means you'll have access to our fantastic financial services designed with your needs in mind like competitive rates on loans and savings, personalized support, and a community-focused approach that makes banking feel more personal. To start your journey with us at Rio Grande, just visit us at 1121 4Th St Nw Albuquerque Nm 87102 or give us a call at (505) 262-1401 for any questions. For detailed eligibility criteria and updates, check out our resource page at . Opening an account is easy, and we're here to help every step of the way!

Business Banking & Commercial Services

Financing That Makes a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $87 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,239,972, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Every Need

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine being able to accept payments easily from customers while keeping track of sales effortlessly. Our tools are designed to enhance your efficiency and customer satisfaction, allowing you to focus on what matters most growing your business. Visit us at 1121 4Th St Nw Albuquerque Nm 87102 or call us at (505) 262-1401 to discover how we can partner with you on your journey toward success!

Comprehensive List Of Services

Our Services

When you visit Rio Grande, you'll discover that we offer essential services to help manage your finances effectively. One of our primary offerings includes ATM Services Only, which ensures you have easy access to cash whenever you need it. Whether you're running errands or planning a weekend getaway, having access to ATMs can simplify your banking experience. In addition to traditional banking services, we pride ourselves on embracing digital solutions that enhance convenience. With our online banking platform, managing your accounts has never been easier. You can check balances, transfer funds, and monitor transactions from the comfort of your home or on the go. We understand that life can get busy, so we strive to make banking accessible anytime and anywhere. Our mobile application allows you to carry your credit union right in your pocket, making it simple to keep track of your finances while you manage work and family commitments. For those who prefer personal interactions, our friendly staff is always ready to assist you during lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Whether you're looking for advice on loans or need help navigating our services, we're here for you.

Why Choose Us?

Choosing Rio Grande means becoming part of a supportive community focused on helping members achieve their financial dreams. Our commitment goes beyond just offering services; we aim to build lasting relationships with our members based on trust and understanding. If you're ready to explore how we can assist you further or if you have any questions about our services, please don't hesitate to reach out! Call us at 505-262-1401 or visit us at our branch location. We look forward to serving you!

Digital & Online Banking

Manage Your Finances with Ease

We also provide e-statements, giving you quick access to your financial records without the clutter of paper statements. This feature not only helps you stay organized but also contributes to a more eco-friendly approach. Plus, if you need to sign documents, our electronic signature authorization makes it simple and safe.

Mobile Convenience at Your Fingertips

For those who prefer managing their finances on their smartphones, our mobile application is a game changer. With this app, you can perform all the essential banking tasks right from your device. If you want to send money quickly, our person-to-person transfers let you do just that whether it's splitting a bill with friends or sending cash to family.

Security You Can Trust

At Rio Grande, we prioritize your security. Our online banking system incorporates robust safety measures so you can have peace of mind while managing your finances digitally. We believe that banking should not only be easy but also secure. In today's fast-paced world, having reliable digital banking options is essential. With our comprehensive online services at Rio Grande, you'll find that managing your money has never been easier!

User-Friendly Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://www.riograndecu.org/ to get started. Our online platform allows you to view your account balances, transfer funds, and pay bills all from the comfort of your home or while you're out and about.

Financial Strength

Commitment to Growth

With $46,174,686 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $6,017 in used auto loans and $414,699,378 in total loans and leases, we support our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 95,086, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,343,612. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rio Grande is your trusted partner. Visit us at 1121 4Th St Nw Albuquerque Nm 87102 or call (505) 262-1401 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $220,165,626 in share certificates and $76,484,946 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,651,953, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $53,108,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $121,168,334 in used vehicle loans and $104,643,355 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, our loans can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $18,239,972 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities. That's why our team is here to support your business journey with tailored financing solutions.

Credit Lines

Additionally, we offer various credit line options totaling $74,535,249. These lines can help you manage cash flow and unexpected expenses without breaking the bank. At Rio Grande in Albuquerque, NM (1121 4Th St Nw), we're committed to serving our community's lending needs with transparency and care. If you have any questions about our loan offerings or how to apply, please don't hesitate to call us at 505-262-1401. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your borrowing options today; we're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,881,479, make buying or refinancing simple. We strive to provide straightforward solutions that fit your lifestyle and budget. Plus, if you're considering refinancing your current mortgage, we have options available to help lower your payments or adjust your terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,378,519 in loans helping members manage their finances effectively. These cards come with no collateral requirement and are designed to give you the freedom to spend while keeping your finances in check.

Loan Aggregator

Transparency and Reliability

LendMesh prides itself on delivering verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Importantly, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This focus on unbiased results empowers users to compare options without hidden agendas. With real-time rate comparisons from multiple institutions, LendMesh helps users make informed decisions quickly. You won't have to wade through outdated or biased information everything is up-to-date and straightforward.

User Trust

Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh not only streamlines the search for loans but also delivers significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RIO GRANDE CREDIT UNION