Rincones Presbyterian Credit Union Chacon NM | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Rincones Presbyterian, your trusted partner in financial well-being since 1960. Located at 11 Kingfisher Road, Chacon, NM 87713, we take pride in serving our community with integrity and dedication. With a total membership of 763, we are more than just a credit union; we are a family that believes in empowering our members through personalized financial services. At Rincones Presbyterian, we understand the importance of security and growth in your financial journey. That's why we've built a solid foundation with total assets amounting to $4,875,283 and total deposits reaching $381,313. Our commitment to responsible lending has led us to manage 305 loans and leases, helping our members achieve their dreams from buying homes to financing vehicles. Under the leadership of our CEO, Alfrida Valencia, and Board President, Nicholas Casados, we strive to create an environment where every member feels valued and supported. Our team of 4 employees is dedicated to providing exceptional service and guidance tailored to your unique needs. While you can reach us directly at 575-387-6339, please note that if you need to send official correspondence, it should be directed to our mailing address: PO Box 149, Chacon, NM 87713. We invite you to explore the wide range of services we offer whether it's personal banking solutions or business financing options. Visit us today or check out our website at rpcu.online for more information on how we can assist you on your financial journey. We look forward to being part of your success!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we understand the importance of staying current with technological advancements. Although we do not currently offer online banking or mobile payment options, we are committed to providing user-friendly services through our mobile application and ensuring ADA compliance throughout our facilities. Our operating hours are designed for your convenience: Monday through Thursday from 8:00 AM to 4:30 PM and Friday from 8:00 AM until noon. Unfortunately, we do not have ATM or drive-thru services available at this time.

Join Us

At Rincones Presbyterian, we're more than just a credit union; we're your partners in achieving financial success. We invite you to become part of our growing family. Experience firsthand how we can help you navigate your financial journey with care and dedication. Reach out today at (575) 387-6339 or visit us during our operating hours we look forward to serving you!

Our Journey

From our humble beginnings, Rincones Presbyterian has focused on providing personalized financial services tailored to meet the diverse needs of our community. Over the decades, we have adapted to changes in technology and member expectations while maintaining our core mission: to empower individuals and families through accessible banking solutions. Our location at 11 Kingfisher Road is not just a branch; it's a community hub where members can come together to learn, grow, and achieve their financial goals. While members can visit us at 11 Kingfisher Road Chacon Nm 87713, official correspondence should be sent to PO Box 149, Chacon, NM 87713.

Our Mission

Our mission at Rincones Presbyterian is simple yet profound: We are dedicated to improving the financial lives of our members while actively contributing to the growth of our community. We strive to provide exceptional personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We recognize that strong communities build strong futures. That's why we engage in local outreach efforts and partner with various organizations to support initiatives that uplift our neighborhoods. Whether it's through financial education programs or community service projects, we aim to make a meaningful impact beyond just banking.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can easily navigate our space. Plus, ample parking is available right outside the entrance, making it simple for you to drop in whenever you need assistance.

Finding Us

While you can visit us at our main location on Kingfisher Road, any official correspondence should be sent to our mailing address: PO Box 149, Chacon, NM 87713. We are proud to be close to local landmarks that enhance our community spirit, and we invite you to come experience the warmth of Rincones Presbyterian firsthand.

Get in Touch

If you have questions or would like more information about our services, don't hesitate to call us at 575-387-6339. We look forward to welcoming you into our branch where community and care come together. Come visit us today!

Operating Hours

Our doors are open Monday through Thursday from 8:00 AM to 4:30 PM and Friday from 8:00 AM until noon. We strive to accommodate your busy schedule so you can find the time that works best for you.

Services Offered

At Rincones Presbyterian, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans and refinancing, as well as credit cards with rewards. For those who own a business, we provide merchant services and business loans too! Although we don't have an ATM or drive-thru service at this location, our team is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Rincones Presbyterian feels like joining a warm, welcoming family where your financial well-being is the priority. To be eligible, you simply need to be part of our community whether you're a resident in the area or affiliated with certain organizations we serve. It's designed to be inclusive and supportive, making it easy for anyone who shares our values to join us. Once you're a member, you'll enjoy a range of benefits tailored to help you thrive financially, from competitive loan rates to personalized service. If you're ready to take the next step toward membership at Rincones Presbyterian, the process is straightforward! You can find all the details about eligibility and account opening by visiting our website. If you have any questions or need assistance, feel free to reach out to us at (575) 387-6339. We're here to help you every step of the way as you embark on this exciting journey with us at 11 Kingfisher Road Chacon Nm 87713!

Business Banking & Commercial Services

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we recognize the importance of providing access to capital for all businesses in our community. Imagine being able to purchase new equipment that boosts your production capacity or having the flexibility to manage your cash flow during seasonal fluctuations. Our merchant services make transactions smoother, allowing you to accept payments easily and efficiently. This means more time focusing on what really matters growing your business. At Rincones Presbyterian, located at 11 Kingfisher Road Chacon Nm 87713 in Chacon, NM, we're here to assist you with practical financial solutions that align with your goals. Connect with us today at (575) 387-6339 and see how we can help turn your business ambitions into reality!

Comprehensive List Of Services

Additional Services

While we currently do not offer ATM services at this location, our commitment remains strong in providing excellent customer service through other channels. If you ever have questions or need assistance, feel free to reach out via phone at (575) 387-6339, and we'll be happy to help! At Rincones Presbyterian, we're dedicated to meeting your financial needs with personalized service and innovative solutions. Discover how we can assist you by visiting us or reaching out today!

Business Banking

For small business owners, we also have robust offerings under our business banking category. From essential merchant services that simplify transactions to tailored business loans, we're committed to helping your enterprise thrive. We know how important it is for businesses to have reliable financial support.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we proudly feature online and mobile banking options that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills at your fingertips all without needing to visit the branch in person.

Home Financing

When it comes to homeownership, we understand that finding the right mortgage can be overwhelming. That's why we offer a range of mortgage loans and refinancing options that cater to various budgets and lifestyles. Our knowledgeable staff is ready to guide you through the process, making sure you feel confident about your choices.

Personal Banking

Starting with personal banking, we provide comprehensive checking and savings accounts designed for everyday use. Imagine having easy access to your funds whenever you need them, all while benefiting from competitive interest rates that help your savings grow. For those considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car without breaking the bank.

Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We provide flexible terms and competitive rates to help you manage life's challenges without added stress. And if you're looking for a little extra purchasing power, our credit cards with rewards offer great benefits for everyday spending.

Digital & Online Banking

At Rincones Presbyterian, we understand that managing your finances should be as convenient and secure as possible. Our digital and online banking services are designed with you in mind, offering a range of features that make banking easier than ever. With our online banking portal, you can access your accounts anytime, anywhere. While we currently do not offer e-statements or mobile payments, our mobile application is available for those who prefer banking on the go. You can check your account balance, view recent transactions, and manage your finances right from your smartphone. We prioritize security in all our digital services. Although electronic signature authorization isn't available at this time, rest assured that your personal information is protected through secure login processes. Additionally, while person-to-person transfers are not supported yet, we are continually working to enhance our offerings. Our commitment to 24/7 online banking ensures that you can always stay connected to your accounts. Even if you're unable to visit us in person at our branch located at 11 Kingfisher Road Chacon Nm 87713, our mobile app allows you to monitor your accounts in real-time. This means no more waiting until business hours to check on your finances. Whether you're making a quick balance check or planning future savings, Rincones Presbyterian's digital banking services provide the flexibility and support you need for effective money management. Visit us today or explore more about our services at our website.

Financial Strength

A Trusted Partner for Your Financial Future

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 863, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rincones Presbyterian is your trusted partner. Visit us at 11 Kingfisher Road Chacon Nm 87713 or call (575) 387-6339 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $553,869 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our lending operations boasting $172 in used auto loans and $4,196,994 in total loans and leases. This shows our readiness to assist you across various sectors.

Member-Centric Savings

Members' savings are secured through $2,401,283 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $9,918, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 3 part-time employees dedicated to providing you with knowledgeable service every day.

Solid Financial Foundation

With a net worth of $573,170, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Rincones Presbyterian, we understand that financial needs can vary greatly, whether you're looking to purchase a new car, buy your first home, or manage everyday expenses. That's why we offer a range of loan products designed to meet the diverse needs of our members in Chacon, NM. With over 305 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are especially popular; if you're looking to buy a new car, you'll be pleased to know that we've already provided $953,291 in new vehicle loans and $2,164,614 in used vehicle loans. Our competitive rates make it easier for you to get on the road without breaking the bank. Thinking about homeownership? While we currently don't have mortgage options available, we encourage you to check back with us as we frequently review our offerings. In addition, we provide flexible terms on credit lines totaling $250,000, which can be an excellent resource for managing your finances effectively. For those interested in credit cards, although our unsecured credit card loans are currently at $0, we are committed to providing competitive options as our services expand. If you have specific needs like refinancing or eligibility questions, our team is ready to assist you. You can reach us at 575-387-6339 or visit us at 11 Kingfisher Road Chacon NM 87713 during our lobby hours from Monday through Thursday 8:00 AM to 4:30 PM and Friday from 8:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our commitment is to help you navigate your financial journey with ease and confidence. Whether it's securing an auto loan or exploring other lending options, we're here for you every step of the way.

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RINCONES PRESBYTERIAN CREDIT UNION - Chacon, NM

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