Riegel Credit Union Milford NJ | Affordable Auto Loans & Checking

Introduction

Welcome to Riegel Federal Credit Union, your trusted partner in financial well-being since 1960. Located at 515 Milford Warren Glen Rd, Milford, NJ 08848, we are proud to serve a vibrant community with a commitment to providing personalized banking solutions that meet your needs. With over 8,327 members and total assets of $164,828,262, we understand the importance of building lasting relationships based on trust and service. At Riegel Federal Credit Union, we prioritize our members' financial success. Our diverse offerings include checking and savings accounts, auto loans, mortgages, and business banking services. As of now, we have facilitated 9,561 loans and leases, showcasing our dedication to helping you achieve your financial goals. We are also proud of our strong financial foundation, which boasts a net worth of $16,448,922 and cash reserves totaling $2,305,307. Our leadership team is here to guide you every step of the way. Under the guidance of CEO Scott Husted and Board President David Szwec, we strive to create an inclusive environment that fosters growth for both individuals and businesses alike. Whether you're looking to save for a dream vacation or secure financing for your business venture, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 515 Milford Warren Glen Rd, Milford, NJ 08848-1881. We invite you to explore our website at Riegel Federal Credit Union for more information about our services or give us a call at 908-995-2326. Join us today and experience the difference a member-focused credit union can make in your life!

Branch History & Mission

Riegel Federal Credit Union has a rich legacy that began in 1960, when it first opened its doors to the community of Milford, NJ. Located at 515 Milford Warren Glen Rd, our branch has been a cornerstone for local families and businesses alike, growing alongside our members and adapting to their financial needs over the decades. Today, we proudly serve over 8,327 members, with total assets amounting to $164,828,262. From our humble beginnings, Riegel Federal Credit Union has embraced a mission centered on providing affordable financial services while fostering a spirit of community support. We believe that every member deserves personalized attention and access to resources that can help them achieve their financial goals. Our commitment extends beyond banking; we actively engage in community outreach efforts and partnerships designed to uplift and empower those around us. As we evolved through the years, Riegel has integrated modern technology into our offerings. We provide online banking services, mobile payments, and e-statements to ensure our members have convenient access to their accounts anytime, anywhere. Our ADA-compliant facilities also reflect our dedication to inclusivity and accessibility for all members of our community. While you can visit us at our branch location for your banking needs, official correspondence should be sent to 515 Milford Warren Glen Rd, Milford, NJ 08848-1881. We are proud to offer drive-thru services for quick transactions and ATM availability for your convenience. At Riegel Federal Credit Union, our mission is simple: to be your trusted financial partner. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we're here to help you navigate your financial journey with care. If you're ready to experience the benefits of membership with Riegel Federal Credit Union, we invite you to join us today! Visit our website at Riegel FCU or call us at 908-995-2326 for more information on how we can assist you in achieving your financial dreams. Together, let's build a stronger future for our community!

Branch Location & Accessibility

Convenient Features

At Riegel, we prioritize your convenience. Our branch offers ample parking and features designed with accessibility in mind, including ADA-compliant entrances and ramps. Whether you prefer to walk in or take advantage of our drive-thru service, we have options that cater to your needs. Our ATM is available for quick cash withdrawals and balance checks, ensuring you have access to your funds when you need them.

Operating Hours

We know that life can get busy, which is why our operating hours are designed to fit into your schedule. Our lobby is open from 9:00 AM to 5:00 PM Monday through Wednesday and extends until 6:00 PM on Thursday and Friday. We also welcome you on Saturday from 9:00 AM to 12:00 PM.

Services Just for You

At Riegel Federal Credit Union, we offer a variety of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. If you're looking for business banking solutions or credit cards with rewards, we've got you covered as well! Our friendly staff is ready to assist you with any questions or transactions. We invite you to stop by or give us a call at 908-995-2326. Come experience the welcoming atmosphere at Riegel Federal Credit Union today!

Member Eligibility

At Riegel, we believe that everyone deserves a chance to be part of a welcoming financial community. Becoming a member is simple and open to many! If you live, work, or worship in our local area or have family members who are already part of our credit union, you're likely eligible to join us. We're here to provide you with personal banking services designed with your needs in mind, whether it's opening a checking account, applying for a loan, or simply accessing our online banking features. For detailed eligibility information, feel free to visit our website at http://www.riegelfcu.org/home/about/membership. If you're ready to take the next step, the account opening process is straightforward and can be started by visiting https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=02905938&loanlistid=2205&channelid=9191692617004130038&locationid=3972328900343173241&isframed=f. Should you have any questions or need assistance, don't hesitate to give us a call at (908) 995-2326. Join us today at 515 Milford Warren Glen Rd Milford Nj 08848 and experience the benefits of being part of Riegel!

Business Banking & Commercial Services

Practical Merchant Services

But it's not just about loans. Our merchant services help streamline your payment processes, making it easier for you to manage transactions and keep your cash flow steady. Imagine a busy Saturday at your store customers are eager to check out, but long lines can be frustrating. Our efficient payment solutions ensure that your customers can pay quickly and easily, leaving them satisfied and ready to return. Visit us at 515 Milford Warren Glen Rd Milford Nj 08848 in Milford, NJ or call us at (908) 995-2326 to learn more about how our business banking and commercial services can help you thrive. Your success is our mission!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $545,087, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

At Riegel, we believe in making banking accessible. That's why our branch includes basic drive-thru banking for quick transactions like deposits and withdrawals without needing to leave your vehicle. Plus, our ATM services allow for balance checks and cash withdrawals at any time. If you're ready to explore what Riegel has to offer or have questions about our services, don't hesitate to reach out! Call us at 908-995-2326 or visit us online at Riegel Federal Credit Union. We're here to help you achieve your financial goals with ease and confidence.

Credit and Business Services

In today's fast-paced world, having access to credit is essential. Our Credit Cards with Rewards allow you to earn while you spend, making your purchases even more rewarding. For those who run their own businesses, we offer specialized services like Merchant Services & Business Loans to help you thrive in your industry.

Digital and Convenient Banking

We know how busy life can get, which is why we emphasize the importance of convenience through our Online & Mobile Banking platforms. With features such as mobile payments and person-to-person transfers, managing your finances from anywhere has never been easier. You can also access our ATM and cash withdrawal services whenever needed, ensuring that you're never far from your funds.

Personal Banking Solutions

Managing your finances should be simple and straightforward. That's why we offer Checking & Savings Accounts designed to help you save for the future or manage everyday expenses easily. Whether you're opening your first account or looking to switch, our team is ready to assist you every step of the way. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easy for you to drive away in the car you want. We understand that buying a home is a significant milestone, which is why we provide competitive Mortgage Loans & Refinancing options tailored just for you. Need some extra cash for personal projects or debt relief? Our Personal Loans & Debt Consolidation can help lighten your financial load.

Digital & Online Banking

Keeping You Secure

Your security is our top priority. Our online banking platform includes advanced security measures to protect your data, ensuring that only you have access to your accounts. Additionally, if you opt for e-statements, you'll receive secure electronic versions of your statements directly in your inbox, helping you stay organized and reducing paper clutter. At Riegel, we're committed to providing accessible and user-friendly digital banking options that fit into your lifestyle. Explore our services today at https://www.riegelfcu.org/home/home and take control of your finances with confidence!

Key Features for Your Convenience

Our online banking platform allows you to manage your accounts in real time. You can check your balances, transfer funds, and pay bills with just a few clicks. If you're always on the go, our mobile application is here to help! It offers features like mobile payments, so you can shop or pay friends easily without reaching for your wallet. Need to send money quickly? Our person-to-person transfer service makes it simple to send cash to anyone with just their email or phone number. Plus, with electronic signature authorization, signing documents is as easy as a few taps on your screen no more printing and mailing forms!

Financial Strength

Commitment to Growth and Innovation

With $13,629,822 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $452 in used auto loans and $46,275,050 in total loans and leases supporting your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 14,222, showing a strong and growing member base that trusts us with their finances. This growth is not just numbers; it's a testament to the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riegel is your trusted partner. Visit us at 515 Milford Warren Glen Rd Milford Nj 08848 or call (908) 995-2326 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $20,531,540 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $16,448,922, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,845,854 in used vehicle loans and $8,540,163 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options that make it easy and affordable.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $545,087 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to offering solutions that help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,834,831, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that suit your budget. Our team is here to guide you through the process every step of the way.

Refinancing Options

If you're interested in refinancing any existing loans or exploring eligibility options for our products, our team can assist you with personalized advice tailored to your financial situation. At Riegel Federal Credit Union located at 515 Milford Warren Glen Rd, Milford NJ 08848, we prioritize your financial well-being and are dedicated to providing you with exceptional service. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at 908-995-2326. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan options today and see how we can help you reach your financial aspirations!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,678,623 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to enhance your purchasing power while ensuring you stay within your means.

Loan Aggregator

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Riegel