Riegel Credit Union Clinton NJ | Affordable Auto Loans & Personal Banking

Introduction

At Riegel Federal Credit Union, we believe in building strong financial foundations for our members and the communities we serve. Located conveniently at 178 Center St, Clinton, NJ 08809, our branch has been a trusted financial partner since 1960. With a commitment to providing personalized banking services, we proudly support over 8,327 members with a total asset base of $164,828,262. Our dedicated team of 35 employees, led by CEO Scott Husted and Board President David Szwec, works tirelessly to ensure that you receive the best service possible. We offer a wide array of financial products including personal loans, auto financing, and business banking services designed to meet your unique needs. As of now, our total deposits stand at $7,199,268, showcasing the trust our members place in us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 178 Center St, Clinton, NJ 08809-2622. Whether you're looking to open a new account or apply for a loan our friendly staff is here to assist you. With an impressive net worth of $16,448,922 and cash reserves exceeding $2,305,307, we are well-equipped to provide you with secure and reliable financial solutions. Our commitment extends beyond banking; we strive to enhance the lives of our members through community engagement and support. We invite you to explore the many ways Riegel Federal Credit Union can help you achieve your financial goals. To learn more about our services or to get started on your membership journey today, visit us online at Riegel Federal Credit Union or call us at 908-730-8773. Your financial success is just a visit or phone call away!

Branch History & Mission

Welcome to Riegel Federal Credit Union, a cornerstone of the Clinton community since 1960. Nestled at 178 Center St, Clinton, NJ 08809, our branch has a rich history rooted in serving the financial needs of our members with dedication and care. Over the years, we have grown alongside the community, expanding our services and membership base while maintaining our core mission: to provide accessible financial solutions that foster growth and support for all. From humble beginnings, Riegel Federal Credit Union has blossomed into a trusted financial partner for over 8,300 members. With total assets reaching an impressive $164,828,262, we pride ourselves on being a solid choice for those seeking personal banking, auto loans, mortgages, and more. Our journey is marked by key milestones that reflect our commitment to innovation and service excellence. We continually strive to enhance our offerings through advancements in online and mobile banking, ensuring that members can manage their finances conveniently and securely. Our mission is not just about providing financial services; it's about making a meaningful impact in our community. We believe in fostering relationships based on trust and support. Whether it's through community outreach programs or partnerships with local organizations, we are dedicated to improving the lives of those we serve. Our drive-thru banking service and ATM availability ensure that you have access to your funds when you need them most. While members can visit us at 178 Center St, official correspondence should be sent to our mailing address at 178 Center St, Clinton, NJ 08809-2622. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. At Riegel Federal Credit Union, we invite you to join our family and experience the benefits of becoming a member. Discover how our personalized approach can help you achieve your financial goals while contributing to the vibrant community of Clinton. For more information or to get started today, feel free to call us at 908-730-8773 or visit our website at Riegel FCU. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Riegel Federal Credit Union branch, your friendly neighborhood financial partner located at 178 Center St, Clinton, NJ 08809. Nestled in the heart of Hunterdon County, our branch is easily accessible and conveniently situated near popular local landmarks, making your visit a breeze. Whether you're coming from downtown Clinton or nearby areas, you'll find us just off the main road with ample parking available for your convenience. At Riegel Federal Credit Union, we understand how important accessibility is for all our members. Our branch is equipped with features to ensure everyone can enjoy their banking experience comfortably, including ADA-compliant entrances and ramps. We pride ourselves on offering flexible operating hours to fit your busy schedule. You can visit us Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturdays from 9:00 AM to 12:00 PM. Need assistance? Don't hesitate to give us a call at (908) 730-8773 our team is always ready to help! For those who prefer banking on-the-go, we offer ATM services right here at our branch and a drive-thru option for quick deposits and withdrawals without leaving your car. While you're here, feel free to explore our range of services including personal banking options like checking and savings accounts, auto loans, credit cards with rewards, and more. If you need to send any official correspondence, please note that while members can visit us at our physical address, official mail should be directed to our mailing address at 178 Center St, Clinton, NJ 08809-2622. We invite you to stop by today and discover how Riegel Federal Credit Union can assist you with all your financial needs. Your journey towards better banking starts here!

Member Eligibility

At Riegel, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us, we'd love to have you! Membership is open to individuals who live, work, worship, or attend school in our local area. It's that simple! We embrace diversity and strive to support all our members' financial journeys. Plus, as a member of Riegel, you gain access to a variety of benefits designed just for you, like competitive loan rates and personalized service. Ready to become a part of our family? You can find more detailed eligibility criteria on our website at http://www.riegelfcu.org/home/about/membership . If you're eager to open your account, it's an easy process! Just visit https://www.loanliner.com/loanrequest/presenter/loanlist ?cuid=02905938&loanlistid=2205&channelid=9191692617004130038&locationid=3972328900343173241&isframed=f or give us a call at (908) 730-8773 for any questions. We're located at 178 Center St Clinton Nj 08809, and we can't wait to welcome you through our doors!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine being able to accept payments anytime, anywhere, allowing you to focus on what matters most growing your business. Whether you're a local shop or an online retailer, our tools are here to make transactions smooth and efficient. Visit us at 178 Center St Clinton Nj 08809 in Clinton, NJ, or call us at (908) 730-8773 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $545,087, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are competitive and straightforward. We work with you to find a loan that fits your budget, making the process simple so you can get back on the road in no time.

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans. We understand the challenges of running a business and are dedicated to helping you thrive in today's economy.

Convenient Access Options

We know that convenience matters. That's why we offer ATM services for easy cash withdrawals and balance checks whenever you need them. Plus, our drive-thru banking allows for quick deposits and simple transactions without leaving your car. At Riegel, we pride ourselves on being more than just a credit union; we're your financial partner committed to helping you succeed. With friendly staff ready to assist at (908) 730-8773, we invite you to explore how our services can meet your unique needs. Ready to take the next step? Visit us online at Riegel Federal Credit Union or come see us in person at our branch in Clinton! Let's work together towards achieving your financial dreams today!

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can earn you points or cash back. It's like getting paid for spending money! Use it for everyday purchases and watch your rewards grow.

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're considering refinancing an existing mortgage, our expert team is here to guide you through the process. We offer mortgage loans that suit various needs and budgets, ensuring that finding a place to call home is both achievable and affordable.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine effortlessly managing your day-to-day expenses while also saving for those special moments our accounts make it easy. With features like online and mobile banking, you can check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Need some extra cash? Our personal loans can help with everything from unexpected expenses to debt consolidation. We're here to help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

At Riegel, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a comprehensive suite of digital and online banking services designed to give you easy access to your finances anytime, anywhere. With our user-friendly platform, managing your money has never been simpler. One of the standout features is our 24/7 Online Banking Services available at https://www.riegelfcu.org/home/home . Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. Plus, our Mobile Application makes it even easier to stay connected with your accounts right at your fingertips. Need to send money to a friend? Our Person-to-Person Transfers feature allows you to send money quickly and securely without any hassle. Additionally, if you prefer paperless options, we provide E-Statements Availability, so you can view your statements online whenever you need them. To ensure that all transactions are secure, we offer Electronic Signature Authorization, making it safe to sign documents digitally. You can also enjoy the convenience of Mobile Payments, letting you make purchases directly from your smartphone without needing cash or cards. At Riegel, we prioritize accessibility and ease-of-use in all our digital banking offerings. So whether you're at home or out and about, rest assured that managing your finances is just a click away. Join us today and experience the benefits of modern banking!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $27,816. Total Share and Deposit Accounts: 14,222, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riegel is your trusted partner. Visit us at 178 Center St Clinton Nj 08809 or call (908) 730-8773 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $13,629,822 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals with $452 in used auto loans and $46,275,050 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $20,531,540 in share certificates, offering stable and rewarding financial growth opportunities. This is part of our commitment to prioritize your needs over traditional banking practices. Unlike other institutions, we focus on benefiting our members first.

Solid Financial Foundation

With a net worth of $16,448,922, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,845,854 in used vehicle loans and $8,540,163 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles, ensuring that you find the right fit for your budget. Plus, if you're interested in refinancing an existing auto loan, we can help with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $545,087 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need funding for operational costs, our team is ready to assist you in finding the best solution for your business needs. At Riegel, we are committed to helping our members navigate their financial journeys with confidence. If you're unsure about eligibility or want to explore refinancing options, don't hesitate to reach out! You can contact us at (908) 730-8773, visit us at 178 Center St Clinton Nj 08809, or check out our website at https://www.riegelfcu.org/home/home for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,834,831, make buying or refinancing simple. Our team will guide you through the process to ensure you understand all your options and find a plan that works for you.

Unsecured Credit Card Loans

Managing expenses can be tricky, but our flexible terms on unsecured credit card loans are here to help. With a total of $1,678,623 in loans assisting members, we provide a reliable way to manage everyday purchases without the stress of high-interest rates.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means that users receive fair and consistent offers from reputable lenders.

Benefits of Using LendMesh

- Verified Data: All loan offers displayed on LendMesh come from legitimate financial institutions. This guarantees that users can trust the information they receive. - No Sponsored Listings: LendMesh prioritizes unbiased results over paid promotions. This approach allows users to view loan options based purely on their merits rather than marketing tactics. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across various institutions, ensuring they are well-informed as they navigate their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in connecting borrowers with the best available rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RIEGEL FEDERAL CREDIT UNION - Clinton, NJ