RIDGEDALE FEDERAL CREDIT UNION - East Hanover, NJ

Welcome to Ridgedale, your trusted partner in financial wellness since 1947! Located at 124 S Ridgedale Ave, East Hanover, NJ 07936, we are proud to serve our community with a commitment to exceptional service and financial empowerment. With a strong membership of 3,924 individuals and total assets reaching an impressive $99,710,653, Ridgedale is more than just a credit union; we are a cornerstone of the East Hanover community. At Ridgedale, our members enjoy a variety of services tailored to meet their personal and business banking needs. We offer everything from checking and savings accounts to auto loans and mortgage refinancing. Our financial products are designed to provide flexibility and support as you navigate your financial journey. With total deposits of $2,184,779 and a solid net worth of $9,559,470, you can trust that your money is in safe hands. Our dedicated team of 17 employees, led by CEO Linda Rheiner and Board President Michael Hatolski, works diligently to ensure that every member receives personalized attention. We believe in building relationships based on trust and transparency, making us the go-to choice for all your financial needs. While members can visit us at our branch location, any official correspondence should be sent to the same address: 124 S Ridgedale Ave, East Hanover, NJ 7936. We invite you to explore our website at Ridgedale FCU for more information about our services or give us a call at 973-947-1000. Join us today and discover how Ridgedale can help you achieve your financial goals!

Becoming a member of Ridgedale feels like joining a close-knit family that truly cares about your financial well-being. If you're looking to experience the benefits of personalized banking, you're in the right place! At Ridgedale, we're excited to welcome individuals who live, work, or worship in our community. This means if you're part of our local area, you likely qualify for membership. We believe everyone deserves access to affordable financial services and support, and becoming a member opens the door to great perks like lower loan rates and higher savings yields. To learn more about the specific eligibility criteria, feel free to visit our website at . The process to join is simple and straightforward just reach out to us at (973) 947-1000, and our friendly staff will guide you through every step. You can also stop by our branch located at 124 S Ridgedale Ave East Hanover Nj 07936 during our operating hours from 8:00 AM to 5:30 PM, Monday through Friday. We can't wait to help you become a part of our community!

At Ridgedale, we understand that convenience and security are essential for managing your finances in today's fast-paced world. That's why we offer a range of digital and online banking services designed to keep you connected and in control, all from the comfort of your home or on the go. With our 24/7 online banking services available at https://ridgedalefcu.org/ , you can access your accounts whenever you need to. This means checking balances, transferring funds, and paying bills can happen anytime, anywhere. We also provide e-statements, so you can go paperless while keeping track of your financial activities easily. Need to send money quickly? Our person-to-person transfers allow you to send funds directly to friends or family without hassle. And if you're out shopping, take advantage of our mobile payments feature that makes transactions quick and secure right from your smartphone. While we currently do not have a mobile application, our website is fully optimized for mobile use, ensuring that you can still manage your accounts effortlessly on any device. Plus, if you ever need to sign documents electronically, rest assured that our platform supports secure electronic signature authorization. At Ridgedale, your safety is our priority. We utilize robust security measures to protect your personal information and ensure safe transactions. Enjoy the ease of real-time account management with tools that fit seamlessly into your lifestyle. Join us today and experience banking that adapts to your needs! For more information about our digital services, visit https://ridgedalefcu.org/ .

At Ridgedale, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we're proud to share our financial strength with you. With a net worth of $9,559,470, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,976,255 in share certificates and $25,022,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $121, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe in reinvesting in our community. With $8,493,176 in undivided earnings, we enhance our banking tools, lending options, and security measures to serve you better. Our capacity for lending is robust; with $186 in used auto loans and $45,930,425 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees dedicated to providing excellent service at every visit. With a total of 12,435 share accounts, it's clear that our member base trusts us with their finances. This trust is the cornerstone of what we do at Ridgedale, where your financial well-being comes first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ridgedale is your trusted partner. Visit us at 124 S Ridgedale Ave East Hanover Nj 07936 or call (973) 947-1000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*