RHODE ISLAND CREDIT UNION - Pawtucket, RI

Welcome to Rhode Island Credit Union, your trusted financial partner located at 594 Central Ave, Pawtucket, RI 02861. Since our establishment in 1946, we have proudly served over 27,800 members, providing a range of services tailored to meet your financial needs. With a strong commitment to our community and an impressive total asset value of $407,833,086, we are dedicated to helping you achieve your financial goals. At Rhode Island Credit Union, we understand that every member is unique. That's why we offer personalized banking options, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our team is led by CEO David Suvall and Board President Jane Correia, who work tirelessly to ensure that our credit union remains a pillar of support for the community. While you can visit us at our Pawtucket branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 160 Francis Street, Providence, RI 2903. We encourage you to take advantage of our user-friendly online services available at www.ricreditunion.org, where you can access your accounts anytime. With total deposits amounting to $15,001,566 and a net worth of $44,130,392, our financial health reflects our commitment to safeguarding your money while providing exceptional service. Whether you're looking for competitive auto financing or need assistance with managing your savings, we're here for you. We invite you to call us at 401-722-8236 or visit us during our lobby hours Monday through Friday from 9 AM to 5 PM (with extended hours on Wednesday until 4:30 PM) and Saturday from 9 AM to 12 PM. Let's work together towards a brighter financial future!

At Rhode Island Credit Union, we take pride in our rich history and commitment to serving the community. Founded in 1946, our branch has grown from a small group of members into a thriving financial institution with over 27,800 members. Located at 594 Central Ave in Pawtucket, RI, our branch is dedicated to providing exceptional financial services tailored to the needs of our local community. Over the years, we have witnessed significant milestones that reflect our evolution and growth. From humble beginnings, we have expanded our offerings and adapted to the changing needs of our members. Today, we proudly hold total assets of $407833086, which enables us to provide a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our mission at Rhode Island Credit Union is simple yet powerful: to empower our members by providing accessible financial services while fostering a sense of community and belonging. We believe that everyone deserves a chance to achieve their financial goals and dreams. This commitment drives us to offer not only competitive rates but also personalized support that helps our members navigate their financial journeys. While you can visit us at our branch location in Pawtucket for all your banking needs, please note that official correspondence should be sent to our mailing address at 160 Francis Street, Providence, RI 2903 if different from the branch address. Our operating hours are designed for your convenience: Monday from 9 AM to 5 PM, Tuesday and Wednesday from 9 AM to 4:30 PM, Thursday and Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. In addition to traditional banking services, we are proud to offer modern conveniences such as online banking and mobile payments. Our branch is equipped with an ATM for easy cash access and features drive-thru banking for quick transactions without leaving your car. We also participate in shared service centers with partner credit unions to further enhance accessibility for our members. At Rhode Island Credit Union, community outreach is at the heart of what we do. We actively seek partnerships with local organizations and engage in initiatives that uplift those around us. Whether it's supporting local charities or hosting educational workshops on financial literacy, we strive to make a positive impact in Pawtucket and beyond. We invite you to join us on this journey toward financial empowerment. Experience the benefits of being part of a credit union that truly cares about its members and the community. Contact us today at 401-722-8236 or visit our website at ricreditunion.org to learn more about how we can help you achieve your financial goals!

Welcome to the Rhode Island community, where becoming a member means joining a supportive family dedicated to your financial well-being. If you're wondering whether you can join us, the good news is that many people qualify! Generally, membership is open to individuals who live, work, or worship in our service areas, making it easy for you to become part of our vibrant community. You'll enjoy benefits like competitive loan rates and personalized service that truly puts you first. To get all the details about eligibility requirements, feel free to check out this resource: . When you're ready to take the next step and open your account, the process is straightforward and welcoming. Just visit our account opening page at https://internetloanapplication.cudl.com/rhodeisland/ , or if you prefer a personal touch, give us a call at (401) 722-8236. We're here to help you every step of the way and can't wait for you to experience all the advantages of being part of Rhode Island at 594 Central Ave Pawtucket Ri 02861!

At Rhode Island, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring you can trust us with your hard-earned money. With a net worth of $44,130,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,785,275 in share certificates and $18,437,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,257,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $6,959 in used auto loans and $279,353,935 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 43,684, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rhode Island is your trusted partner. Visit us at 594 Central Ave Pawtucket Ri 02861 or call (401) 722-8236 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.