Revity Credit Union Pascoag RI | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Rhode Island Credit Union, your trusted financial partner located at 60 N Main St, Pascoag, RI 02859. Since our establishment in 1946, we have been dedicated to serving the community and enhancing the financial well-being of our 27,800 members. With a robust total asset base of $407,833,086, we are committed to providing personalized banking solutions tailored to meet your needs. At Rhode Island Credit Union, we pride ourselves on fostering a welcoming atmosphere where you can feel secure about your finances. Our knowledgeable staff is always ready to assist you with a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Whether you're looking for personal loans or credit cards with rewards, our goal is to empower you on your financial journey. Our leadership team, led by CEO David Suvall and Board President Jane Correia, works tirelessly to ensure that we remain financially strong and community-focused. With a net worth of $44,130,392 and total deposits amounting to $15,001,566, you can trust that your money is in safe hands. We understand the importance of having access to your funds when you need them most; that's why we offer convenient services like online banking and ATMs for easy transactions. While members can visit us at our branch in Pascoag, official correspondence should be sent to our mailing address: 160 Francis Street, Providence, RI 02903-1118. If you have any questions or need assistance, feel free to call us at 401-568-6271 during our operating hours: Monday through Wednesday from 8:30 AM to 4:00 PM, Thursday from 8:30 AM to 5:00 PM, and Friday from 8:30 AM to 6:00 PM. Join us today and discover how Rhode Island Credit Union can help you achieve your financial goals! Visit our website at www.ricreditunion.org for more information or to open an account online. Your future starts here!

Branch History & Mission

Commitment to Accessibility

In today's fast-paced world, we understand the importance of convenience. That's why we offer ATM access and a drive-thru service, making it easier for you to manage your finances on your schedule. Additionally, our digital offerings include online banking and mobile payments, allowing you to bank securely from anywhere. While members can visit us at 60 N Main St, official correspondence should be sent to 160 Francis Street, Providence, RI 02903-1118. Whether you reach out via phone at 401-568-6271 or drop by during our operating hours Monday through Wednesday from 8:30 AM to 4:00 PM, Thursday from 8:30 AM to 5:00 PM, and Friday from 8:30 AM to 6:00 PM we are here for you. As we look ahead, we invite you to join the Rhode Island Credit Union family. Experience firsthand how our commitment to excellence can help you navigate your financial journey. Together, let's build a brighter future for ourselves and our community! For more information about our services or to become a member today, please visit us at www.ricreditunion.org.

Our Mission

The mission of Rhode Island Credit Union is clear: to provide accessible financial services while fostering a supportive environment for all our members. We believe that everyone deserves the opportunity to achieve their financial goals and dreams. Our approach combines innovative solutions with genuine care for our community, ensuring that each member feels valued and supported. We are not just a financial institution; we are a vital part of Pascoag's fabric. Our dedication extends beyond banking services we actively engage in community outreach initiatives that uplift and empower those around us. We partner with local organizations to promote financial literacy and support programs that benefit families in need.

Branch Location & Accessibility

Accessibility Features

At Rhode Island, we believe in making banking accessible for everyone. Our branch is fully ADA compliant, featuring ramps and other accessibility features to ensure that all members can visit us comfortably. Parking is available right by the entrance, making it easy for you to pop in for your banking needs.

Connect With Us

If you have any questions or need assistance, don't hesitate to give us a call at (401) 568-6271. We invite you to visit us soon at Rhode Island where your financial goals are our priority!

Operating Hours

We're open throughout the week to accommodate your schedule. You can visit us Monday through Wednesday from 8:30 AM to 4:00 PM, Thursday until 5:00 PM, and Friday until 6:00 PM. Our dedicated team is ready to assist you during these hours!

Services Offered

Whether you're looking for personal banking services like checking accounts or auto loans, or need assistance with business banking options, we've got you covered! Our drive-thru service makes quick transactions a breeze, while our ATM offers convenient cash withdrawal services anytime you need them.

Member Eligibility

At Rhode Island, we believe that everyone deserves to be part of a welcoming and supportive financial community. Becoming a member is simple and open to those who live, work, or worship in our area, as well as their family members. Our mission is to provide the best possible services while ensuring you feel valued and connected. By joining us at our branch located at 60 N Main St Pascoag Ri 02859, you can take advantage of a range of benefits, including personalized banking solutions tailored to your needs. Ready to start your membership journey? Opening an account is easy! Just visit our website for more details on how to get started: https://internetloanapplication.cudl.com/rhodeisland/ . If you have any questions or need assistance, don't hesitate to reach out to us at (401) 568-6271. For complete eligibility criteria, check out this resource: . We can't wait to welcome you into the Rhode Island family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're here to assist you with flexible financing options when the time comes. Whether you're looking to expand your operations or invest in new equipment, our dedicated team is ready to guide you through the loan process.

Merchant Services that Matter

In addition to loans, we offer essential merchant services designed to make daily transactions easier for your business. Imagine having a streamlined payment process that allows your customers to pay easily and securely, freeing up your time to focus on what you do best growing your business! At Rhode Island, we know these tools are vital for managing cash flow and enhancing customer satisfaction. Located at 60 N Main St Pascoag Ri 02859 in Pascoag, RI, we invite local businesses to reach out and explore how our banking services can support your financial goals. For more information, give us a call at (401) 568-6271 or visit our website at https://www.ricreditunion.org/ . Let's work together to achieve success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash? Our branch provides reliable ATM access for withdrawals and balance checks whenever you need it. Plus, if you're on the go but still want personalized service, our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions all from the comfort of your vehicle. With all these services available at Rhode Island, located at 60 N Main St Pascoag Ri 02859, we strive to make your banking experience as smooth as possible. If you have questions or want more information about any of our offerings, don't hesitate to give us a call at (401) 568-6271. Join us at Rhode Island Credit Union, where we're committed to empowering our members with the financial tools they need for success!

Business Services

For business owners, we offer specialized services such as merchant services and business loans that can help streamline operations and fuel growth. We understand that running a business is no small feat, so we're here to simplify banking for you.

Digital Banking Features

In today's busy world, convenience is key. That's why Rhode Island offers robust online and mobile banking features. With just a few clicks or taps on your smartphone, you can access your accounts anytime, anywhere. You'll enjoy quick transfers through our person-to-person payment service, allowing you to send money securely to friends or family without hassle.

Loans and Credit

Life can sometimes throw unexpected expenses your way. That's why we also provide personal loans and debt consolidation solutions to help ease financial burdens. Our credit cards with rewards add extra value to your everyday spending, allowing you to earn while you shop.

Personal Banking

We offer various personal banking options tailored just for you. Our checking and savings accounts help you manage your day-to-day finances effortlessly. If you're thinking about buying a car, consider our auto loans and vehicle financing options, which make it easy to get behind the wheel of your dream vehicle without breaking the bank. For larger purchases like a home, our mortgage loans and refinancing services provide competitive rates and flexible terms.

Digital & Online Banking

Enhanced Features

For those who prefer paperless statements, we offer e-statements, giving you a quick and eco-friendly way to keep track of your finances. And if you ever need to send money to friends or family, our person-to-person transfer feature allows you to do so with ease. Security is our top priority. While we currently don't support electronic signature authorization for documents, rest assured that all transactions through our online platform are protected by advanced security measures. With all these tools at your fingertips, managing your finances has never been easier. Join us at Rhode Island today and experience the simplicity of digital banking!

Key Services

Our online banking features allow you to view your account balances, check transaction history, and pay bills effortlessly. Plus, with 24/7 online banking services, you can handle your financial needs at any hour that suits you best. Whether it's day or night, your accounts are always just a tap away. If you're on the go, our mobile application makes banking even easier. You can manage your accounts from your smartphone and enjoy the added convenience of mobile payments. Say goodbye to fumbling for cash or cards; simply use your phone to make purchases securely.

Financial Strength

At Rhode Island, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you with reliability and trust. With a net worth of $44,130,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,785,275 in share certificates and $18,437,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,257,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $6,959 in used auto loans and $279,353,935 in total loans and leases, supporting your financial goals across various sectors. While our current net income stands at $0, this reflects our operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 0 part-time employees ready to assist you with knowledgeable service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rhode Island is your trusted partner. Visit us at 60 N Main St Pascoag Ri 02859 or call (401) 568-6271 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $105,045,197 in used vehicle loans and $32,363,361 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle.

Credit Lines and Additional Support

For those seeking more flexibility, our total credit lines amounting to $42,018,543 can be an excellent option for managing unexpected expenses or funding special projects. If you're considering refinancing any of these loans, we provide guidance and support to ensure you find the best solutions available. Our dedicated team is ready to assist you through every step of the application process. For more information about our loan products or to discuss your options further, please feel free to reach out at (401) 568-6271 during our operating hours: Mon - Wed: 8:30am - 4:00pm; Thurs: 8:30am - 5:00pm; Fri: 8:30am - 6:00pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Rhode Island, we are committed to helping you succeed financially with personalized service and community-focused solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,934,908, make buying or refinancing simple. We believe in making the process as straightforward as possible so you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,516,829 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that add value to your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers for all users.

RHODE ISLAND CREDIT UNION - Pascoag, RI