RHODE ISLAND CREDIT UNION - Kingston, RI

Welcome to Rhode Island Credit Union, a trusted partner in your financial journey since 1946. Located at 50 Lower College Rd, Kingston, RI 02881, we pride ourselves on offering personalized banking services tailored to meet the needs of our over 27,800 members. Our commitment to our community is reflected in our robust financial health, boasting total assets of $407,833,086 and total deposits reaching $15,001,566. While you can visit us directly at our Kingston branch for all your banking needs, please direct any official correspondence to our mailing address at 160 Francis Street, Providence, RI 2903. At Rhode Island Credit Union, we believe that sound financial management begins with trust and transparency. Our dedicated team of 79 employees works tirelessly to ensure that each member feels valued and understood. Under the leadership of CEO David Suvall and Board President Jane Correia, we are committed to providing quality service that empowers you to achieve your financial goals. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With a focus on innovation, our online and mobile banking options make it easier than ever for you to manage your finances on the go. Join us today and discover how we can help you build a brighter financial future. For inquiries or assistance, feel free to reach out at 401-789-0253. We look forward to welcoming you into our community!

Welcome to the Rhode Island Credit Union, conveniently located at 50 Lower College Rd in Kingston, RI. Our branch is nestled in a vibrant area close to local landmarks, making it easy for you to stop by while running errands or enjoying the beautiful surroundings. Whether you're heading to the nearby University of Rhode Island or exploring the charming shops and restaurants in Kingston, we are here to serve your banking needs. At our Kingston branch, you'll find ample parking, ensuring a hassle-free visit. We are committed to accessibility, with features designed to accommodate all members, including ADA-compliant ramps and spacious entryways. For those who prefer self-service options, our ATM is available for quick withdrawals and balance checks. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday until 5:00 PM. If you have any questions or need assistance with personal banking services such as checking and savings accounts, auto loans, or mortgages, don't hesitate to give us a call at 401-789-0253. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 160 Francis Street, Providence, RI 2903. We invite you to come in and see how we can help you achieve your financial goals. Your journey starts here at the Rhode Island Credit Union!

At Rhode Island, we believe that joining our community should be a warm and welcoming experience. Becoming a member is simple and open to those who live, work, or attend school in our area. Whether you're looking for personal banking solutions or want to tap into our range of loans, you'll find that we're dedicated to supporting your financial journey. We encourage anyone interested to explore the specific eligibility criteria on our website at . If you're ready to start enjoying the benefits of membership, opening an account is a breeze just visit us online at https://internetloanapplication.cudl.com/rhodeisland/ or give us a call at (401) 789-0253 for any questions. We're here to help you every step of the way!

At Rhode Island, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your finances, which is why we are proud to share our strong financial standing with you. With a net worth of $44,130,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,785,275 in share certificates and $18,437,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving our members is reflected in our operations. With $38,257,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We are also equipped to support your financial goals with $6,959 in used auto loans and $279,353,935 in total loans and leases. Our operational efficiency is evident in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 79 full-time employees ready to assist you with knowledge and care. As of now, we have a total of 43,684 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $11,305,849, further emphasizing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rhode Island is your trusted partner. Visit us at 50 Lower College Rd Kingston Ri 02881 or call (401) 789-0253 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.