RHODE ISLAND CREDIT UNION - Cranston, RI

Welcome to Rhode Island Credit Union, your trusted financial partner located at 860 Reservoir Ave, Cranston, RI 02910. Established in 1946, we have proudly served our community for over 75 years, building a solid foundation of trust and commitment. With a total membership of 27,800, we are dedicated to providing personalized banking services tailored to meet your unique needs. At Rhode Island Credit Union, we understand that your financial journey is important. That's why we manage assets totaling $407,833,086 while ensuring our members enjoy the benefits of our wide range of services, including auto loans, mortgage loans, and business banking solutions. Our total deposits stand at $15,001,566, reflecting the confidence our members place in us. Led by our CEO David Suvall and Board President Jane Correia, our team is committed to fostering a supportive environment where you can thrive financially. We are proud to maintain a net worth of $44,130,392, showcasing our stability and dedication to sound financial practices. Additionally, with total loans amounting to 15,351, we are here to help you achieve your goals whether it's buying a new car or financing a home. While members can visit us at our Cranston location for all their banking needs, official correspondence should be sent to our mailing address at 160 Francis Street, Providence, RI 02903-1118. We invite you to discover the benefits of being part of Rhode Island Credit Union. Feel free to reach out at 401-941-8770 or explore our services online at www.ricreditunion.org. Join us today and experience financial services designed with you in mind!

At Rhode Island, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you're wondering whether you can join us, it's pretty simple! Our membership is open to anyone who lives, works, or worships in the area, as well as their family members. This means if you have a connection to our vibrant community here in Cranston, you're likely eligible to take advantage of all the benefits we offer. By becoming a member at Rhode Island, located at 860 Reservoir Ave Cranston Ri 02910, you'll gain access to a variety of financial services tailored just for you, including checking and savings accounts, auto loans, and more. Not only do we provide competitive rates and low fees, but we also pride ourselves on our personal service that makes banking feel friendly and approachable. Ready to get started? You can check out the detailed eligibility criteria at and easily open an account by visiting https://internetloanapplication.cudl.com/rhodeisland/ . If you have any questions or need assistance, don't hesitate to give us a call at (401) 941-8770 we're here to help!

At Rhode Island, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that allows us to serve our community effectively. With a net worth of $44,130,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,785,275 in share certificates and $18,437,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,257,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,959 in used auto loans and $279,353,935 in total loans and leases. Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 79 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $11,305,849, we are well-equipped to support your needs. Total Share and Deposit Accounts stand at 43,684, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rhode Island is your trusted partner. Visit us at 860 Reservoir Ave Cranston Ri 02910 or call (401) 941-8770 to learn more about how we can help you achieve your financial goals.