Revity Credit Union Bristol RI | Low Mortgage Rates & Business Loans

Introduction

Welcome to Rhode Island Credit Union, your trusted financial partner located at 480 Metacom Ave, Bristol, RI 02809. Established in 1946, we have proudly served over 27,800 members in our community, helping them achieve their financial goals with confidence and care. Our commitment to you goes beyond just numbers; it's about building lasting relationships that empower you to thrive. With total assets amounting to an impressive $407,833,086, we are dedicated to providing a range of services tailored to meet your needs from personal banking and auto loans to business banking solutions. Our $15,001,566 in total deposits reflects the trust our members place in us, and with a solid net worth of $44,130,392, you can rest assured knowing your funds are secure. Under the leadership of our CEO, David Suvall, and Board President, Jane Correia, we strive to create a welcoming environment for all. Our dedicated team of 79 employees is here to support you every step of the way. Whether you need assistance with your checking account or guidance on applying for a loan our doors are always open. While members can visit us at our Bristol branch, official correspondence should be sent to our mailing address at 160 Francis Street, Providence, RI 2903. Feel free to reach out via phone at 401-253-2000 or explore our website at www.ricreditunion.org for more information. Join us today and experience the difference of being part of a credit union that truly cares about your financial wellbeing!

Branch History & Mission

Commitment to Community

Community engagement is integral to who we are. We actively participate in local events and initiatives that uplift and support the residents of Bristol and beyond. By partnering with various organizations and charities, we strive to give back and strengthen the bonds within our community. As technology advances, we remain committed to enhancing our services. Our digital offerings include online banking and mobile applications designed with user experience in mind. We prioritize accessibility for all members by ensuring compliance with ADA standards. We invite you to join us at Rhode Island Credit Union! Experience firsthand how we can help you navigate your financial journey while being part of a supportive community-focused institution. For inquiries or assistance, feel free to call us at 401-253-2000 or visit our website at www.ricreditunion.org. Together, let's build a brighter financial future!

Our Evolution

Since its inception, Rhode Island Credit Union has undergone remarkable growth and transformation. We started with a vision to provide quality financial services that prioritize our members' needs. Over the decades, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. As of today, our total assets stand at an impressive $407,833,086, reflecting our stability and ability to support our members' financial journeys.

Our Mission

The mission of Rhode Island Credit Union is straightforward yet impactful: we aim to empower our members through comprehensive financial solutions while fostering community well-being. We believe that by providing affordable access to essential banking services, we can help individuals and families achieve their financial goals. Our dedicated team works tirelessly to ensure that every member feels valued and supported. While members can visit us at 480 Metacom Ave for all their banking needs during our lobby hours from Monday through Thursday (8:30 AM - 12:00 PM), official correspondence should be sent to our mailing address at 160 Francis Street in Providence.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We ensure that all members can easily navigate our facilities, including ADA-compliant entrances and ramps for those who may need assistance. Plus, ample parking is available for your convenience.

Connect With Us

Got questions or want more information? Don't hesitate to give us a call at 401-253-2000. We look forward to welcoming you into our community and helping you with all your financial needs! Visit us today at Rhode Island Credit Union where your financial well-being matters!

Operating Hours

We are here to serve you Monday through Thursday from 8:30 AM until 12:00 PM. These hours give you plenty of time to stop by and take care of your banking needs before or after work.

Services Offered

At Rhode Island Credit Union, we provide a wide array of personal banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need assistance? Our friendly staff is always ready to help!

Member Eligibility

At Rhode Island, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We embrace a diverse membership, so whether you're just starting out or looking for more options in your financial journey, we have something for you. Our members enjoy a range of benefits, including personalized service and competitive rates on loans and savings. To learn more about the specific eligibility criteria, check out our detailed informati. If you're ready to take the next step, opening an account is easy! Just visit us online at https://internetloanapplication.cudl.com/rhodeisland/ or give us a call at (401) 253-2000. We're located at 480 Metacom Ave Bristol Ri 02809, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Beyond loans, we offer merchant services designed to make transactions easy and efficient. Imagine having a streamlined payment process that allows you to focus on what matters most growing your business. Our services can help you accept payments quickly, manage sales efficiently, and provide your customers with a smooth shopping experience. Visit us at 480 Metacom Ave Bristol Ri 02809 in Bristol, RI, or give us a call at (401) 253-2000 to learn more about how our business banking solutions can empower your entrepreneurial journey!

Comprehensive List Of Services

Convenient Access

While we currently do not have ATM facilities or drive-thru services at this branch, we strive to ensure that all other aspects of banking with us are as convenient as possible. Our dedicated staff is here during lobby hours (Monday - Thursday: 8:30 AM - 12:00 PM) to assist you with any inquiries or transactions you may need.

Credit Cards & Business Banking

Looking to earn rewards while spending? Our credit cards with rewards program offers benefits that can enhance your everyday purchases. Whether you're using them for groceries or travel, you'll gain points that can be redeemed for exciting perks. For our business members, we understand the unique financial needs that come with running a business. Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs like you.

Join Us Today!

We invite you to visit us at 480 Metacom Ave Bristol Ri 02809 or give us a call at (401) 253-2000 to learn more about how our comprehensive suite of services can meet your financial needs. At Rhode Island, we're more than just a credit union; we're your partner in achieving financial success. For more information about opening an account or applying for a loan, please check out our website at https://www.ricreditunion.org/. Let's work together towards your financial goals!

Online and Mobile Banking

In today's fast-paced world, managing your finances on-the-go is essential. That's why at Rhode Island, we provide robust online and mobile banking services. With features like mobile payments and person-to-person transfers, accessing your accounts has never been easier. You can check balances, pay bills, or transfer funds anytime from your smartphone or computer.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer various checking and savings accounts that fit your lifestyle, whether you're saving for a special occasion or just need an everyday account. For those considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to help you hit the road without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans can make that process smoother. We take pride in guiding our members through every step of home financing. Additionally, if you're facing debt challenges, our personal loans can assist you in consolidating existing debts into one manageable payment.

Digital & Online Banking

Convenient Online Banking

Our online banking platform at https://www.ricreditunion.org/ is user-friendly and available 24/7. You can check your account balances, pay bills, and transfer money between accounts without any hassle. Whether you're at home or on the go, our online services put you in control of your finances.

E-Statements and Mobile Features

Opt for e-statements to go paperless while keeping track of your financial transactions easily. With the option for mobile payments, you can make purchases directly from your smartphone. Plus, our dedicated mobile application allows you to manage all your banking needs right from your pocket.

Easy Transfers and Security

Need to send money to a friend? Use our person-to-person transfer feature to send funds quickly and securely. We prioritize your security with robust measures in place, ensuring that every transaction is protected. At Rhode Island, we believe banking should be simple and stress-free. Our digital services are designed with you in mind providing accessibility, ease-of-use, and real-time account management to keep you informed about your finances whenever you need it. Join us today and experience the convenience of modern banking!

Financial Strength

At Rhode Island, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which stands as a testament to our commitment to you. With a net worth of $44,130,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reinforced by our net worth ratio of 10.81%, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $81,785,275 in share certificates and $18,437,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,257,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,959 in used auto loans and $279,353,935 in total loans and leases. Our financial performance is reflected in our $142,839, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees ready to assist you, ensuring that our branches provide knowledgeable service every day. Net Shares (funds available for lending and investments) stand at $11,305,849, while our growing member base is evident with a total of 43,684 share accounts entrusted to us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rhode Island is your trusted partner. Visit us at 480 Metacom Ave Bristol Ri 02809 or call (401) 253-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $105,045,197 in used vehicle loans and $32,363,361 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Credit Lines

If you're looking for additional flexibility in managing expenses, our total credit lines amounting to $42,018,543 provide an excellent resource for unexpected costs or planned purchases. At Rhode Island, we believe that everyone deserves access to financial support tailored to their needs. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to guide you every step of the way. Feel free to reach out to us at (401) 253-2000 for any questions or visit us at our branch located at 480 Metacom Ave Bristol Ri 02809 in Bristol, RI. We're committed to helping you find the right loan solution that fits your life!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,934,908, make buying or refinancing simple. We strive to make the process straightforward and accessible, allowing you to focus on what really matters your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,516,829 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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RHODE ISLAND CREDIT UNION - Bristol, RI

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