Revity Credit Union O Fallon IL | Best Auto Loans & Business Banking

Introduction

Community Focus

At Revity, we're not just about numbers; we're about people. We care deeply about the communities we serve in O'Fallon and beyond. Our team of 106 employees is here to assist you every step of the way, whether it's through our convenient online banking services or our friendly branch interactions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1119 S Lincoln Ave, O'Fallon, IL 62269-2694.

Our Commitment to You

With total assets reaching an impressive $457,396,893, we are well-equipped to support your financial journey. Whether you're looking for a new vehicle with our auto loans or need help managing your savings with our competitive deposit accounts totaling $1,706,374, we've got you covered. We also focus on helping businesses thrive with a net member business loan balance of $6,199,535. Our leadership team is committed to ensuring that your experience with us is exceptional. Under the guidance of CEO Keith Burton and Board President Jim Devine, we strive to create a welcoming environment where you feel valued and understood.

Reach Out Anytime

We invite you to explore all that Revity has to offer. If you have any questions or need assistance, don't hesitate to give us a call at (618) 797-7993. Our doors are open during lobby hours from 8:30 AM - 5:00 PM Monday, Tuesday, Thursday, and from 10:00 AM - 5:00 PM Wednesday; we also stay open late until 6:00 PM on Fridays and are available from 8:30 AM - 12:00 PM on Saturdays. Join us at Revity together we'll navigate your financial future! For more information about our services or to learn how we can help you achieve your goals, please visit us online at Revity.

Branch History & Mission

At Revity, our story began in 1941, when we opened our doors in O'Fallon, Illinois. Since then, we have proudly served our community and watched our membership grow to over 37,000 members. Located at 1119 S Lincoln Ave, our branch has become a vital part of the neighborhood, offering a range of financial services tailored to meet the needs of families and businesses alike. Our mission is simple yet impactful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking solutions, which is why we strive to create an inclusive environment where all members feel valued. As we continue to expand our offerings, we focus on empowering our members through education and support. Over the years, Revity has achieved significant milestones. Our total assets now stand at an impressive $457 million, reflecting our commitment to responsible growth and financial stability. We offer a variety of products including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. We understand the importance of convenience in today's fast-paced world. That's why we provide robust online and mobile banking options alongside traditional services like drive-thru banking and ATM access. Our operating hours accommodate busy schedules: Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to 12:00 PM. While members can visit us at our O'Fallon location for all their banking needs, official correspondence should be sent to our mailing address at 1119 S Lincoln Ave, O'Fallon, IL 62269-2694. At Revity, we are not just about numbers; we are dedicated to making a difference in the lives of those around us. We actively participate in community outreach programs and partnerships aimed at improving the quality of life for residents in O'Fallon and beyond. We invite you to join Revity today and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or assistance, please reach out to us at (618) 797-7993.

Branch Location & Accessibility

Accessibility and Features

We prioritize making banking accessible for everyone. Our branch is ADA compliant, featuring ramps and other accessibility options to ensure that all members can comfortably access our services. Plus, we offer ample parking so you can visit us hassle-free.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 618-797-7993. Our dedicated team is here to help you navigate all your financial needs with a smile. Come visit us at the Revity O'Fallon Branch today we look forward to welcoming you into our family!

Location Highlights

While you can visit us at our main address for all your banking needs, please note that any official correspondence should be directed to the same location: 1119 S Lincoln Ave, O'Fallon, IL 62269-2694. Our branch is situated in the heart of Saint Clair County, making it a great spot for anyone in the area. Whether you're stopping by after work or running errands on the weekend, we're here to serve you.

Operating Hours

We understand that life gets busy. That's why our lobby hours are designed to accommodate your schedule. You can drop by from 8:30 AM to 5:00 PM on Monday, Tuesday, and Thursday; from 10:00 AM to 5:00 PM on Wednesday; and from 8:30 AM to 6:00 PM on Friday. We also welcome you on Saturdays from 8:30 AM until noon!

Services Offered

At Revity, we offer a wide array of services tailored for both personal and business needs. From checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we've got you covered! Need cash? We have an ATM on-site for quick withdrawals and balance checks. If you prefer drive-thru banking, our basic drive-thru service makes deposits and simple transactions a breeze.

Member Eligibility

Joining the Revity family means becoming part of a close-knit community that values support and shared success. At Revity, we believe that everyone deserves access to friendly financial services tailored to their needs. To become a member, you'll need to meet certain eligibility criteria, which mainly revolve around residency or employment in specific areas, including O'Fallon and its surrounding communities. This ensures that our members have a genuine connection to our mission. For detailed eligibility requirements, feel free to check out our website at . Opening an account is a breeze! Whether you're looking for checking and savings options or loans tailored just for you, Revity is here to help every step of the way. Our welcoming team is ready to assist you with any questions you may have. Just give us a call at (618) 797-7993, and let's get started on your journey to becoming a valued member of Revity. We're excited to have you join us at our branch located at 1119 S Lincoln Ave O Fallon Il 62269!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,152,596, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments anytime, anywhere. Our merchant services make it easy for you to process transactions smoothly and efficiently. From credit card processing to mobile payment solutions, we equip your business with the tools needed to thrive in today's market. Visit us at 1119 S Lincoln Ave, O'Fallon, IL 62269, or call us at 618-797-7993 to learn more about how Revity can help your business flourish!

Comprehensive List Of Services

Accessing Services Made Simple

For those who prefer face-to-face interactions, our drive-thru service provides basic banking transactions like deposits and withdrawals efficiently. This way, you can handle your banking needs quickly without leaving your car. At Revity, we are dedicated to ensuring that all members have access to the tools and resources they need to achieve their financial goals. If you're ready to take the next step in managing your finances or if you have any questions about our services, feel free to reach out at (618) 797-7993 or visit us at 1119 S Lincoln Ave O Fallon Il 62269. We're excited to assist you on your financial journey!

Business Banking Solutions

For local businesses, we offer tailored business banking services, including merchant services and business loans. We understand the challenges entrepreneurs face, which is why we're here to support your growth with customized solutions.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone, you can check balances, transfer money, and even pay bills without stepping foot in the branch. Plus, our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options can help turn that dream into reality. With competitive rates and flexible terms, we make purchasing a vehicle more affordable than ever. We also offer mortgage loans and refinancing options for those looking to buy a home or lower their current mortgage payments. Picture yourself settling into your new home with ease, thanks to our supportive financing team.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, we've got you covered with our personal banking options. Imagine having a checking account that fits your lifestyle, with easy access through online and mobile banking. You can manage your funds anytime, anywhere, making it simple to keep track of your spending and savings.

Simplifying Borrowing

If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can provide the assistance you need. Our credit cards come with rewards that can help you earn while you spend, making everyday purchases more rewarding.

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at https://www.revitycu.com/ , you can easily check your account balance, pay bills, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services ensure you have access to your financial information whenever you need it. Plus, our mobile application takes this convenience further by allowing you to manage your accounts right from your smartphone.

Effortless Payments and Transfers

Need to send money to a friend? With our person-to-person transfer service, it's as easy as sending a text. And if you're out shopping, our mobile payments feature lets you make purchases quickly and securely using your phone. At Revity, we're dedicated to providing user-friendly solutions that enhance your banking experience. Join us today and discover how our digital banking services can help simplify your financial life!

Go Paperless with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to receive your account statements electronically, giving you easy access to important documents while helping the environment. Enjoy the peace of mind that comes with knowing your statements are secure and readily available.

Secure Transactions

Security is our top priority. We utilize advanced technology to protect your personal and financial information. You can sign documents electronically with our electronic signature authorization feature, making transactions quick and hassle-free. Whether you're setting up a new account or applying for a loan, we've made the process smooth without compromising on safety.

Financial Strength

Commitment to Growth and Innovation

With $53,383,489 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity, with $5,627 in used auto loans and $264,668,786 in total loans and leases supporting our members' financial goals across various sectors.

Growing Trust

Total Share and Deposit Accounts: 74,396, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, highlighting our focus on facilitating your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Revity is your trusted partner. Visit us at 1119 S Lincoln Ave O Fallon Il 62269 or call (618) 797-7993 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $88,949,192 in share certificates and $35,837,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is backed by a net income of $0, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $55,257,938, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,508,723 in used vehicle loans and $28,741,790 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $7,152,596 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are committed to providing support tailored to your needs. Our loan products are designed with flexibility in mind. If you're interested in understanding your eligibility or want more information about refinancing options available for any of our loan products, don't hesitate to reach out. You can contact us at 618-797-7993 during our operating hours: Monday, Tuesday, Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here for all your lending needs let's work together toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,331,531, making buying or refinancing simple and accessible. We're here to guide you through every step of the process to ensure you find a solution that fits your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,754,089 in loans helping members manage their finances effectively. This can be a great option if you need quick access to funds without putting up collateral.

Loan Aggregator

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REVITY CREDIT UNION