Revity Credit Union Granite City IL | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Revity, your trusted partner in financial well-being, located at 4101 State Route 111, Granite City, IL 62040. Since our establishment in 1941, we have been dedicated to serving our community with a focus on personal and business banking solutions tailored to meet your unique needs. With over 37,000 members enjoying the benefits of membership, we pride ourselves on being more than just a financial institution; we are a part of your community. At Revity, we understand that financial health is crucial for both individuals and businesses. Our total assets stand at an impressive $457,396,893, reflecting our strong commitment to supporting our members' financial journeys. With a robust loan portfolio of 19,664 loans and leases, we offer a variety of services including auto loans, mortgages, personal loans, and business financing options that cater to all walks of life. For those looking to save and grow their money, we manage $1,706,374 in deposits and maintain a net worth of $55,257,938, ensuring that your funds are secure with us. We also hold approximately $3,984,357 in cash available for immediate needs. Our dedicated team of 106 employees is here to assist you every step of the way. Under the leadership of CEO Keith Burton and Board President Jim Devine, our mission remains clear: empower our members through exceptional service and financial education. Whether you're visiting us in person or accessing our services online at revitycu.com, we're committed to making banking easy and accessible for everyone. While you can reach us directly at (618) 797-7993, we encourage you to stop by our branch during our operating hours Monday, Tuesday, Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to 12:00 PM. Join us today and discover how Revity can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Revity is more than just a credit union; we are your neighbors. We actively engage in community outreach and support various local programs that uplift and empower residents. Whether it's sponsoring local events or partnering with schools for financial literacy workshops, we strive to make a meaningful difference. While members can visit us at our branch location for all their banking needs, including convenient drive-thru services and ATM access, official correspondence should be sent to our mailing address: 4101 State Route 111, Granite City, IL 62040-4306.

Embracing Innovation

As we move forward in an increasingly digital world, Revity embraces technology to enhance member experience. We provide robust online and mobile banking options that allow you to manage your finances anytime and anywhere. From electronic signatures to mobile payments, our goal is to make banking easier while ensuring accessibility for everyone. In closing, we invite you to join Revity and experience the benefits of being part of a community-focused credit union. With our dedicated staff ready to assist you during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM you'll find that banking with us is not just about transactions but building lasting relationships. Let's grow together! For more information or assistance, don't hesitate to reach out at (618) 797-7993. Join us today at Revity!

Our Journey

Since our inception, Revity has been dedicated to providing personalized financial services that empower individuals and families. As we expanded over the years, we reached significant milestones. Today, we manage total assets of approximately $457 million, reflecting our stability and trustworthiness. Our growth is not just about numbers; it's about the impact we've made on our community through loans, savings opportunities, and educational resources. Our mission is clear: to foster financial well-being for all members while also supporting local initiatives. We believe that when our members succeed financially, the entire community thrives. This philosophy drives us to offer a wide range of services from personal checking accounts and auto loans to business banking solutions.

Branch Location & Accessibility

Convenient Access

Our location provides ample parking with easy access for everyone. We take pride in being ADA compliant, ensuring that our facilities are accessible to all members of the community. If you need assistance, just let our staff know they're always ready to help!

Get in Touch

Whether you're looking to open an account or inquire about our loan options, feel free to give us a call at 618-797-7993. We can't wait to welcome you into our community and assist you with all your financial goals! Come visit us today!

Operating Hours

At Revity, we understand that life can be busy. That's why our lobby hours are designed with your schedule in mind: we're open from 8:30 AM to 5:00 PM on Monday, Tuesday, and Thursday; 10:00 AM to 5:00 PM on Wednesday; and 8:30 AM to 6:00 PM on Friday. Plus, if you have errands to run on Saturday, stop by between 8:30 AM and noon.

Services Offered

We offer a wide range of services tailored for your needs, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Our drive-thru service makes it easy for you to handle deposits or withdrawals without leaving your car. And yes, we have ATMs available too! While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to the same mailing address at 4101 State Route 111, Granite City, IL 62040-4306.

Member Eligibility

At Revity, we believe that becoming a member is like joining a caring community where your financial needs are prioritized. If you're looking to become part of our family, you'll be pleased to know that eligibility is open to anyone who lives or works in the area, as well as their family members. This means that if you're located near us at 4101 State Route 111 Granite City Il 62040, you can easily take advantage of our range of services and benefits designed just for you. For more specific details about eligibility criteria, feel free to check out our website for the most accurate and updated information. Opening an account with us is straightforward and welcoming. Whether you're interested in personal banking, auto loans, or business services, we've got something for everyone. We're here to support you every step of the way! If you have any questions or need assistance, don't hesitate to give us a call at (618) 797-7993. Join us today and experience the advantages of being part of Revity!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Managing payments shouldn't be a hassle. With our merchant services, businesses can easily accept payments from customers using various methods whether it's credit cards, mobile payments, or online transactions. This not only boosts sales but also enhances customer satisfaction by offering convenience. For more information about how Revity can help your business grow, visit us at 4101 State Route 111, Granite City, IL 62040 or call us at 618-797-7993. Let's work together to turn your business dreams into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,152,596, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer comprehensive business banking solutions, including merchant services and business loans. We recognize that running a business requires financial agility, and we're committed to providing the tools necessary for your success.

Credit Cards with Rewards

Make everyday purchases work for you! Our credit cards with rewards allow you to earn points on every dollar spent, offering benefits that enhance your shopping experience while helping you manage your budget.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that let you manage your finances anytime, anywhere. From paying bills to transferring money between accounts, everything is just a few clicks away. Plus, with our ATM & cash withdrawal services available at various locations, accessing your funds has never been easier.

Drive-Thru & ATM Access

For quick transactions, take advantage of our basic drive-thru banking services for deposits and withdrawals or utilize our ATMs for balance checks and cash withdrawals. Whether you're in a hurry or prefer face-to-face interactions, we've got options that fit your lifestyle. At Revity, we are dedicated to providing personalized service with genuine care for all your financial needs. If you're ready to explore how we can support you further, feel free to reach out at (618) 797-7993 or visit us at our branch location in Granite City, IL. Join us today and discover how easy managing your finances can be!

Home Financing Solutions

Dreaming of homeownership? Our team is here to assist with mortgage loans and refinancing options tailored to your financial situation. We understand that buying or refinancing a home is a big step, and we're dedicated to making this process as smooth as possible for you.

Personal Banking

Whether you're opening your first checking account or saving for a dream vacation, our personal banking services are designed with you in mind. We offer flexible checking and savings accounts that cater to various lifestyles. If you're looking to make a significant purchase, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank.

Personal Loans

Life can throw unexpected expenses your way. With our personal loans and debt consolidation services, you can manage those costs more effectively. Whether it's medical bills or home repairs, we're here to provide support when you need it most.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you manage your money efficiently. You can enjoy the convenience of electronic signature authorization, allowing you to sign documents quickly and securely without ever needing to visit a branch. Plus, with e-statements available, you can go paperless while keeping track of your finances in a tidy digital format. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds instantly from your account to theirs, no hassle required. And if you're on the go, our mobile application puts all these services right in your pocket. With mobile payments enabled, you can pay for purchases directly from your phone making transactions faster than ever.

Security and Accessibility

We prioritize your security with robust measures that protect your personal information. With features like two-factor authentication and secure encryption, you can bank with peace of mind knowing that your data is safe. Managing your finances has never been easier. From setting up automatic payments to viewing real-time transaction history, our digital banking services are designed with accessibility in mind. At Revity, we believe that banking should empower you so dive into our online services today at https://www.revitycu.com/ and take control of your financial journey!

Financial Strength

At Revity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial foundation that ensures we can continue to serve our community with confidence. With a net worth of $55,257,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $88,949,192 in share certificates and $35,837,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $53,383,489 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity for lending is robust; we have provided $56,272,000 in used auto loans and have a total of $264,668,786 in loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 74,396, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Revity is your trusted partner. Visit us at 4101 State Route 111 Granite City IL 62040 or call 618-797-7993 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,508,723 in used vehicle loans and $28,741,790 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a solution that fits your budget.

Credit Lines

In addition to our loan products, we have total credit lines amounting to $112,744,324, providing additional flexibility for personal or business needs. Whether you need extra cash flow for unexpected expenses or want to fund a project without tying up capital in long-term loans, our credit lines can help. For business owners, our outstanding commercial loans totaling $7,152,596 provide the capital needed to grow and expand. We understand that every business has unique financing needs and are committed to supporting local entrepreneurs through tailored solutions. At Revity, we also recognize that refinancing options may be beneficial for many borrowers. If you're interested in discussing eligibility options or exploring how refinancing could work for you, please don't hesitate to reach out. For more information or assistance with any of our loan products, call us at (618) 797-7993. Our friendly team is here to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,331,531, make buying or refinancing simple. We aim to provide straightforward processes and competitive rates so you can feel confident about your investment in a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,754,089 in loans helping members manage their finances effectively. These cards come with no collateral requirement and are ideal for those looking to build or improve their credit score while enjoying the convenience of easy access to funds.

Loan Aggregator

Key Features of LendMesh

LendMesh provides several features that enhance the user experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are looking at accurate information when comparing rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see loan options based solely on their merits. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delay. This feature allows for quick comparisons so you can find the best deal in minutes. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

REVITY CREDIT UNION - Granite City, IL

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