Revity Credit Union Granite City IL | Top Mortgage Loans & Rewards Cards

Introduction

Welcome to Revity, your trusted partner in financial growth and community support. Located at 3970 Maryville Rd, Granite City, IL 62040, we have been serving our members since 1941. With a strong commitment to fostering financial well-being, our credit union proudly boasts over 37,000 members and total assets of $457,396,893. At Revity, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we're here to help you navigate your financial options. Our team is dedicated to making banking simple and accessible through both online and mobile platforms. Under the leadership of our CEO, Keith Burton, and Board President Jim Devine, our staff of 106 employees is committed to providing exceptional service with a personal touch. We believe in building relationships that go beyond transactions our goal is to empower our members with the tools they need for financial success. While members can visit us at our branch location, official correspondence should be sent to 3970 Maryville Road, Granite City, IL 62040-4179. For any inquiries or assistance, feel free to contact us at (618) 797-7993 during our operating hours: Monday, Tuesday, Thursday from 8:30 AM - 5:00 PM; Wednesday from 10:00 AM - 5:00 PM; Friday from 8:30 AM - 6:00 PM; and Saturday from 8:30 AM - 12:00 PM. Join us at Revity and experience the difference a community-focused credit union can make in your financial life. Visit us today or explore more about what we offer at revitycu.com. Your journey toward financial empowerment starts here!

Branch History & Mission

At Revity, we believe in the power of community and the importance of financial stability. Since our establishment in 1941, right here in Granite City, Illinois, we have dedicated ourselves to serving our members with integrity and care. Located at 3970 Maryville Rd, our branch has become a trusted partner for thousands of individuals and families seeking financial solutions tailored to their needs. Over the years, Revity has grown significantly. Today, we proudly serve over 37,000 members with total assets exceeding $457 million. Our journey has been marked by milestones that reflect our commitment to innovation and accessibility. We understand that banking is not just about transactions; it's about relationships. That's why we've focused on enhancing our services through digital advancements while ensuring ADA compliance, making banking easier for everyone. Our mission is simple yet powerful: to provide exceptional financial services while actively supporting our community. We are not just a credit union; we are your neighbors. Whether you need a checking account, an auto loan, or business banking solutions, we strive to empower you every step of the way. Our offerings include personal loans, mortgage refinancing, and credit cards with rewards that truly benefit our members. While members can visit us at 3970 Maryville Rd, official correspondence should be sent to our mailing address: 3970 Maryville Road, Granite City, IL 62040-4179. We take pride in offering convenient operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM to ensure that we are available when you need us most. We also recognize the importance of accessibility in today's fast-paced world. That's why we provide ATM services and drive-thru banking options for quick transactions on the go. Our dedication extends beyond financial products; it includes partnerships with local organizations aimed at uplifting our community. Join us at Revity and experience firsthand how we blend personal touch with professional service. Together, let's build a brighter financial future for you and your family. Reach out today at (618) 797-7993 or visit us online at Revity to learn more about how we can support your goals!

Branch Location & Accessibility

Convenient Access and Features

At Revity, we prioritize accessibility for all our members. Our branch is ADA-compliant, featuring ramps and spacious parking to ensure everyone can enjoy their banking experience without hassle. Plus, we offer drive-thru banking for those who prefer a quick and easy transaction from the comfort of their vehicle. Need to withdraw cash? You're in luck our ATM is available on-site for your convenience. While visiting us at 3970 Maryville Rd, feel free to send any official correspondence to our mailing address at 3970 Maryville Road, Granite City, IL 62040-4179 if needed.

Operating Hours Tailored for You

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. We're open Monday through Tuesday and Thursday from 8:30 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, and Friday until 6:00 PM. On Saturdays, we're here for you from 8:30 AM until noon. Whether you need assistance with personal banking services or have questions about loans and financing options, our friendly staff is ready to help during these hours.

Reach Out Anytime!

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 618-797-7993. Whether you're looking for checking accounts, savings options, auto loans, or even mortgage assistance, Revity has the tools you need to achieve your financial goals. We can't wait to see you soon!

Member Eligibility

At Revity, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our service area, you're already eligible to join us. We're here to provide you with personal banking options that fit your lifestyle, from checking and savings accounts to loans and credit cards. Membership comes with many benefits, including competitive rates and a commitment to your financial well-being. For more detailed eligibility criteria, feel free to check out our website at . When you're ready to open an account, visit us at 3970 Maryville Rd Granite City Il 62040 or give us a call at (618) 797-7993; we can't wait to welcome you into the Revity family!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer comprehensive merchant services that simplify payment processing and enhance customer experience. Imagine having the ability to accept payments easily, whether in-store or online. Our solutions help you focus on what you do best running your business while we take care of the payment details. Located at 3970 Maryville Rd Granite City Il 62040 in Granite City, IL, our team is ready to help you find the right solutions tailored to your needs. Connect with us today at (618) 797-7993 to explore how we can assist in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,152,596, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We understand that life can be busy, which is why our branch offers extended hours throughout the week. Visit us from 8:30 AM to 5:00 PM Monday through Tuesday and Thursday, 10:00 AM to 5:00 PM on Wednesday, and 8:30 AM to 6:00 PM on Fridays. You can also reach us at (618) 797-7993 for any questions or assistance. At Revity, we believe in building strong relationships with our members through personalized service and community involvement. Explore all the ways we can support your financial goals by visiting us at our website. Join us today and experience the difference a community-focused credit union can make!

Business Banking Services

If you're a business owner, our business banking services are tailored just for you. We offer merchant services to facilitate transactions and streamline payments. Need funding? Our business loans can help finance your operations or expand your enterprise.

Credit Cards and Rewards

Our credit cards with rewards give you more than just a means of payment; they offer benefits that can enhance your spending power. Enjoy cashback on everyday purchases or travel rewards that can lead to exciting adventures all while managing your credit responsibly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Revity, we provide robust online and mobile banking features. Access your accounts anytime, anywhere! With tools like mobile payments and person-to-person transfers, managing your money has never been easier. Plus, our ATM services ensure you have access to cash when needed, with basic drive-thru banking available for simple transactions.

Personal Banking Solutions

For individuals and families, our personal banking services are designed to help you manage your finances effortlessly. From checking and savings accounts that allow for easy day-to-day transactions to auto loans and vehicle financing options that can help get you on the road, we strive to meet your needs. If you're considering a home purchase or refinancing an existing mortgage, our mortgage loans provide competitive rates and terms. Additionally, we offer personal loans for those times when you need a little extra cash, whether it's for debt consolidation or unexpected expenses.

Digital & Online Banking

At Revity, we understand that convenience and security are key in today's fast-paced world. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With just a few clicks or taps, you can manage your finances from the comfort of your home or on the go. One of the standout features is our 24/7 Online Banking service, which allows you to access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money, it's all available at https://www.revitycu.com/ . You can even set up E-Statements, making it easy to keep track of your transactions without the clutter of paper statements. For those who prefer mobile banking, our Mobile Application is here to help. This user-friendly app enables you to conduct transactions on the go. Plus, with our Mobile Payments feature, you can make purchases directly from your phone no cash or card needed! Want to split a bill with a friend? Our Person-to-Person Transfers make sending money as easy as sending a text. Security is always a priority at Revity. We use advanced measures to protect your information and ensure that your online banking experience is safe. Plus, our Electronic Signature Authorization feature streamlines processes like loan applications and account openings right from your device. With these tools at your fingertips, managing your finances has never been easier. Join us at Revity today and explore how our digital banking services can simplify your life!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $53,383,489 in undivided earnings. This allows us to reinvest in innovative banking tools and enhanced security measures to serve our members better. With $5,627 in used auto loans and $264,668,786 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

We are grateful for the trust placed in us by our growing member base of 74,396 accounts. This strong membership reflects the confidence you have in us as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Revity is your trusted partner. Visit us at 3970 Maryville Rd Granite City Il 62040 or call (618) 797-7993 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 102 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are safe with us. We have $88,949,192 in share certificates and $35,837,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $250,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $55,257,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,508,723 in used vehicle loans and $28,741,790 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $7,152,596 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and strive to offer solutions that cater specifically to their needs. Our team is dedicated to helping you find the right loan product for your situation. If you're interested in refinancing or have questions about eligibility options for any of our loan products, please reach out! You can contact us at (618) 797-7993 or visit us at 3970 Maryville Rd Granite City IL 62040 during our operating hours: 8:30 AM - 5:00 PM Monday through Tuesday and Thursday; 10:00 AM - 5:00 PM Wednesday; 8:30 AM - 6:00 PM Friday; and 8:30 AM - 12:00 PM Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our offerings today and take the first step toward achieving your financial goals with Revity!

Credit Lines and Unsecured Loans

For those who need extra flexibility with their finances, we also offer total credit lines amounting to $112,744,324. Additionally, our unsecured credit card loans total $14,754,089, providing convenient access to funds without needing collateral. These products help our members manage unexpected expenses or fund personal projects easily.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,331,531, make buying or refinancing simple. We are here to support you through every step of the process, ensuring you understand all your options for securing a comfortable living space.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, which helps you make informed decisions about your borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh is at connecting borrowers with competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. Each comparison reflects actual loan terms available in the market, so you can trust that you're seeing accurate information.

REVITY CREDIT UNION