Revity Credit Union Collinsville IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Revity, your trusted partner in financial services right here in Collinsville, Illinois! Located at 1502 Vandalia St, our branch has been serving the community since 1941. With a total membership of over 37,000 individuals, we pride ourselves on offering personalized banking solutions tailored to meet your unique needs. At Revity, we understand that financial matters can be daunting. That's why our team is committed to making banking as straightforward and accessible as possible. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered with a wide range of services designed for every stage of life. Our assets total an impressive $457,396,893, reflecting our stability and dedication to helping members achieve their financial goals. Our leadership is rooted in community values. Under the guidance of CEO Keith Burton and Board President Jim Devine, our team of 106 employees is here to support you every step of the way. With a net worth of $55,257,938 and cash in hand amounting to $3,984,357, you can trust that your funds are secure with us. While members can visit us at our Collinsville location, official correspondence should be sent to the same address: 1502 Vandalia St, Collinsville, IL 62234-4457. We also offer convenient access to banking through online platforms and mobile applications. Experience the difference with Revity today! Give us a call at 618-797-7993 or visit our website at revitycu.com for more information. Your journey towards financial empowerment starts here!

Branch History & Mission

At Revity, our journey began in 1941, when we opened our doors to serve the community of Collinsville, IL. Since that time, we have evolved into a trusted financial partner for over 37,000 members, building a legacy of support and growth that continues to this day. Located at 1502 Vandalia St Collinsville, IL 62234, our branch is more than just a place for transactions; it's a hub where relationships are built and futures are shaped. Over the years, Revity has achieved significant milestones, including reaching total assets of nearly $457 million. Our commitment to providing accessible financial services has allowed us to thrive while also ensuring that we give back to the community we love. We offer a wide range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. This allows us to meet the diverse needs of our members while fostering economic growth in Collinsville. Our mission at Revity is clear: to empower our members by offering exceptional financial services while remaining dedicated to community support. We believe in creating opportunities for everyone, whether it's through responsible lending practices or educational resources that help our members make informed financial decisions. We strive to be more than just a credit union; we aim to be a cornerstone of support for individuals and families in our area. While members can visit us at 1502 Vandalia St, official correspondence should be sent to 1502 Vandalia St, Collinsville, IL 62234-4457. Our operating hours are designed with your convenience in mind: Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to 12:00 PM. We also provide ATM access and drive-thru banking for those on the go. Revity has embraced digital advancements as well. With online banking options and mobile payment capabilities, we ensure that managing your finances is easier than ever. Our commitment extends beyond banking; we actively engage in community outreach efforts that uplift local organizations and provide assistance where it's needed most. We invite you to become part of our growing family at Revity. Experience firsthand how we can help you achieve your financial goals while making a positive impact in Collinsville. Join us today and see how together we can build a brighter future! For any inquiries or assistance, feel free to reach out at (618) 797-7993.

Branch Location & Accessibility

Accessibility Features

At Revity, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces, ensuring everyone can comfortably access our services. Whether you're stopping by for a quick transaction or need assistance with your accounts, our welcoming staff is here to help.

Operating Hours

We know that flexibility matters when it comes to banking. That's why we're open during convenient hours: from 8:30 AM to 5:00 PM on Mondays, Tuesdays, and Thursdays; 10:00 AM to 5:00 PM on Wednesdays; and 8:30 AM to 6:00 PM on Fridays. Plus, we're here for you on Saturday mornings from 8:30 AM to noon. If you have questions or need assistance outside of these hours, feel free to give us a call at 618-797-7993.

Services Offered

Revity is committed to providing a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we aim to be your go-to resource for banking solutions. Our drive-thru service allows for quick deposits and withdrawals without having to leave your vehicle. Plus, with ATM availability on-site, you can access cash when you need it. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to our mailing address at 1502 Vandalia St, Collinsville, IL 62234-4457. We invite you to drop by and see how Revity can help you achieve your financial goals! Whether you're looking for advice or want to explore our services further, we look forward to welcoming you into our community-focused branch.

Member Eligibility

At Revity, we believe that everyone deserves to be part of a caring community where financial needs are met with personal attention. Joining us is straightforward and welcoming! If you live, work, or worship in the area, you're likely eligible to become a member. We aim to create an inclusive environment, so whether you're looking for checking accounts, loans, or investment opportunities, our team is here to support your financial journey. To learn more about the specific eligibility requirements and ensure you're on the right path to membership. When you're ready to open an account, it's as easy as giving us a call at (618) 797-7993 or stopping by our branch located at 1502 Vandalia St Collinsville Il 62234. Join us at Revity, where your financial goals are our priority!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,152,596, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In today's fast-paced world, efficient payment processing is essential for any business. Our merchant services streamline transactions, allowing you to accept payments quickly and securely. Imagine a busy Saturday at your local café where customers can pay seamlessly with their cards or mobile wallets keeping the line moving and everyone happy. With our services, you can focus on what you do best while we handle the rest. Located at 1502 Vandalia St Collinsville Il 62234 in Collinsville, IL, we're here to help your business thrive. Call us at (618) 797-7993 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash shouldn't be a hassle. With our network of ATMs available for withdrawals and balance checks, along with basic drive-thru banking services for deposits and simple transactions, we ensure that you can handle your banking needs swiftly.

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans. Imagine running your business with the support of a financial partner who understands your goals and challenges. Our team is here to help you navigate the financial landscape so you can focus on what you do best.

Connect With Us

Ready to learn more about how Revity can assist you in reaching your financial goals? Give us a call at 618-797-7993 or visit us online at revitycu.com for more information. Our dedicated team is eager to help! Whether you're stopping by for a quick transaction or exploring long-term financial planning options, we're here for you every step of the way.

Credit Cards and Rewards

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. It's like getting paid back for spending! This service pairs nicely with our digital banking features that make tracking your expenses simple and intuitive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Revity, we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or making payments, everything is just a tap away on your smartphone.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that help you manage your day-to-day finances with ease. Imagine having a place where your money grows while being easily accessible when you need it. With auto loans and vehicle financing, purchasing that new car becomes an exciting reality rather than just a dream. We offer competitive rates to ensure you get the best deal possible. If homeownership is on your mind, our mortgage loans and refinancing options can make the process straightforward and stress-free. We understand that every member's situation is different, which is why we provide personalized support throughout the mortgage journey. And if you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need.

Digital & Online Banking

Key Features

Visit us at https://www.revitycu.com/ to explore our user-friendly online banking platform. Here, you'll find everything from checking your balance to transferring funds between accounts all at the click of a button. For those moments when you need to send money quickly, our person-to-person transfer feature allows you to send cash to friends or family in real-time, making it easier than ever to share expenses. Security is a top priority for us. We offer electronic signature authorization, which means you can sign documents securely without needing to print or mail anything. Plus, if you prefer going paperless, you'll be pleased to know that e-statements are available for your convenience no more cluttered mailboxes!

Mobile Banking Made Easy

With our mobile application, banking on the go is simple and straightforward. You can make mobile payments with ease and enjoy all the features of online banking right from your smartphone. Whether you're shopping or just grabbing lunch, you can manage your transactions effortlessly. At Revity, we believe that banking should be accessible and stress-free. Our digital tools allow you to monitor your account in real-time, making it easier for you to track spending and stay within budget. Join us today and experience the convenience of modern banking tailored just for you!

Financial Strength

Growing Member Base

Total Share Accounts stand at 74,396, showing a strong and growing member base that trusts us with their finances. This trust drives us to maintain high standards of service while continually looking for ways to improve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Revity is your trusted partner. Visit us at 1502 Vandalia St Collinsville IL 62234 or call (618) 797-7993 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $53,383,489 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $264,668,786, which includes $56,627 in used auto loans. This lending capacity supports our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $88,949,192 in share certificates and $35,837,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $55,257,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $7,152,596 provide the capital needed to grow and expand. If you're considering refinancing options or exploring eligibility for any of our loan products, our knowledgeable staff is here to guide you through the process. At Revity, we believe that financing should be straightforward and accessible. Our commitment to excellent service means we're always ready to answer your questions and help you find the right loan solution for your needs. For further assistance or inquiries about our loan offerings, please don't hesitate to contact us at 618-797-7993. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,508,723 in used vehicle loans and $28,741,790 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms make it easy for you to find an option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $11,331,531, allowing you to invest in your future with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $14,754,089 in loans helping members manage their finances effectively, our credit cards provide convenience and peace of mind when making purchases or managing cash flow.

Loan Aggregator

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REVITY CREDIT UNION - Collinsville, IL

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