Rev Credit Union Summerville SC | Affordable Auto Loans & Business Banking

Introduction

At Rev, located at 1624 State Rd, Summerville, SC 29486, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to the well-being of our members. Established in 1955, Rev has grown to serve over 67,000 members with total assets exceeding $1 billion. Our mission is simple: to provide personalized financial solutions that empower individuals and families to achieve their goals. In today's ever-changing financial landscape, trust and reliability matter more than ever. That's why our experienced team, led by CEO Jason Lee and Board President Troy Draughn, works tirelessly to ensure that our members receive the support they need. With total deposits amounting to $132,400,935 and a solid net worth of $166,872,466, we have built a strong foundation that reflects our commitment to your financial future. While you can visit us at our branch for your banking needs, official correspondence should be sent to our mailing address: PO Box 118000, Charleston, SC 29423. Our friendly staff is here during school lunch hours to assist you with a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, business banking services, and much more. With total loans reaching up to 37,670, we understand that every member's journey is unique. That's why we strive to tailor our offerings to meet your specific needs while ensuring you feel valued as part of the Rev family. Whether you're looking for straightforward advice or innovative banking solutions like online and mobile banking options, we're here for you. Explore the possibilities with Rev today! Visit us or give us a call at 843-832-2600 we're excited to help you take the next step in your financial journey!

Branch History & Mission

At Rev, located at 1624 State Rd, Summerville, SC 29486, we are proud of our rich history and commitment to serving our community. Established in 1955, our credit union has grown significantly over the years. Today, we proudly serve over 67,000 members and manage total assets of approximately $1.1 billion. Our legacy is built on the foundation of trust and support for each other. Rev's mission is clear: we strive to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to reliable banking options. By focusing on personalized service and financial education, we aim to help our members achieve their goals and improve their financial well-being. While members can visit us at our branch location, official correspondence should be sent to PO Box 118000, Charleston, SC 29423. This allows us to maintain a streamlined communication process while serving you best. Our operating hours during school lunch times ensure that we're available when you need us most. Although we do not have ATMs or drive-thru services at this location, our commitment to providing accessible banking remains unwavering. Members can take advantage of various services such as personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. In addition to offering comprehensive financial products, Rev is dedicated to giving back to the community. We actively partner with local organizations and engage in outreach programs that make a real difference in the lives of those around us. Our initiatives are designed not just for financial growth but also for building lasting relationships within our community. As technology evolves, so do we. Our online and mobile banking options allow members to manage their accounts conveniently from anywhere. With features like electronic signatures and e-statements, we are committed to making banking easier while ensuring compliance with ADA standards. Join us at Rev and become part of a community-focused organization that prioritizes your financial needs alongside your aspirations. Experience firsthand how we can support you on your journey toward financial success! For more information or to open an account today, please visit our website or call us at 843-832-2600.

Branch Location & Accessibility

Welcome to Rev at Cane Bay High School, your friendly financial partner located at 1624 State Rd in Summerville, SC. We understand that convenience matters to you, and our branch is easily accessible for all your banking needs. Whether you're stopping by during school lunch hours or just passing through the area, we're here to serve you. If you're looking for us, we're situated near local landmarks that make us easy to find. Just a stone's throw away from Cane Bay Middle School, our location is designed with accessibility in mind. Parking is available on-site, ensuring a hassle-free visit. Plus, we comply with ADA standards so everyone can access our services comfortably. Our operating hours are tailored to fit your schedule, specifically during the school's lunch hours. If you need assistance or have questions, don't hesitate to give us a call at 843-832-2600. Our team is ready and eager to help you navigate personal banking options like checking and savings accounts, auto loans, and more. While members can visit us at our physical address, official correspondence should be sent to our mailing address: PO Box 118000, Charleston, SC 29423. Please note that we currently do not offer ATM services or drive-thru banking. However, we provide a variety of essential services including online and mobile banking options for your convenience. We invite you to stop by Rev at Cane Bay High School today! Your community credit union is here for all your financial needs.

Member Eligibility

Becoming a member of Rev is like joining a family where your financial well-being is the top priority. If you're living, working, or attending school in our community, you're likely eligible to join us! We welcome anyone who shares our values and commitment to supporting one another. Plus, being part of Rev means gaining access to a range of benefits like personalized service and competitive rates that can help you reach your financial goals. For more detailed eligibility criteria, you can. Once you're ready to take the next step, opening an account is easy! Just visit https://digitalbanking.revfcu.com/registration or give us a call at (843) 832-2600 for assistance. Your journey toward better banking starts here at 1624 State Rd Summerville Sc 29486!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner that helps you accept payments easily and securely. Our merchant services offer tools that simplify transactions, from point-of-sale systems to online payment options. This means you can focus more on serving your customers while we handle the financial side of things. Discover how Rev, located at 1624 State Rd Summerville Sc 29486 in Summerville, SC, can empower your business today! For more information, give us a call at (843) 832-2600.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,729,198, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, Rev understands the unique challenges faced in managing a business. Our business banking services include merchant services and business loans tailored to help you grow and succeed. We're committed to supporting local businesses because we believe they are the backbone of our community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts anytime from anywhere whether it's checking balances, transferring funds, or making payments all from the comfort of your smartphone or computer. Plus, with features like person-to-person payments and e-statements, staying on top of your finances has never been easier. We invite you to reach out to us at 843-832-2600 or visit our website at Rev FCU for more information about all our services. Join us at Rev today; let's work together towards achieving your financial goals!

Home Financing Made Easy

For those interested in homeownership, our mortgage loans and refinancing options can simplify the process. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you every step of the way.

Personal Banking Solutions

Starting with personal banking, Rev offers various options like checking and savings accounts. Imagine opening a checking account that gives you easy access to your funds while helping you manage your budget. Our savings accounts are perfect for those looking to build their future, offering competitive rates to help your money grow over time. When it comes to financing your vehicle, our auto loans and vehicle financing options make purchasing a car straightforward. We understand that buying a car is a significant decision, so we provide flexible terms and competitive rates to fit your budget.

Personal Loans and Credit Cards

Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans are available with favorable terms. We also offer credit cards with rewards that can enhance your spending power while providing benefits that suit your lifestyle.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank during business hours everything you need is right at your fingertips. Plus, if you prefer a mobile experience, our Mobile Application makes it even easier to manage your finances on the go. Need to send money quickly? Our Person-to-Person Transfers feature allows you to send funds directly to friends or family without any hassle. And for those who want to go paperless, we offer E-Statements Availability, so you can view your account statements online whenever you want no more waiting for the mail.

Security and Convenience

Your security is our top priority. With Electronic Signature Authorization, signing important documents has never been easier or safer. You can complete transactions from the comfort of your home without worrying about the safety of your information. While we currently don't support Mobile Payments, our other features provide plenty of options for managing your finances effectively. At Rev, we strive to make banking not just easier but also more accessible for all members. Discover how simple banking can be by visiting us online at https://www.revfcu.com/ today!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 126,099, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $666,840, further illustrating our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rev is your trusted partner. Visit us at 1624 State Rd Summerville SC 29486 or call 843-832-2600 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $219,536,605 in share certificates and $118,795,883 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $4,767,690 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees ready to serve you with knowledge and commitment.

Our Financial Health

With a net worth of $166,872,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Community

With $81,299,791 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,544 in used auto loans and $863,073,423 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $129,900,688 in used vehicle loans and $47,670,568 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Credit Lines

If you're looking for more flexibility in your borrowing options, our total credit lines amount to $267,008,380. This provides you with the ability to cover various expenses as they arise without having to reapply for funds each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $144,956,313, making buying or refinancing simple. We provide competitive rates and flexible terms to make your dream of owning a home a reality.

Refinancing Options

For those considering refinancing their existing loans or mortgages, we have options available that could help lower your monthly payments or reduce your interest rates. It's worth exploring if you want to improve your financial situation. For any questions or personalized assistance regarding our loan offerings at Rev located at 1624 State Rd Summerville SC 29486, please don't hesitate to call us at 843-832-2600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan products can support your journey towards financial success today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,948,421 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses or build your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, allowing users to compare loans without hidden agendas.

REV FEDERAL CREDIT UNION - Summerville, SC

Type of Loan Offerings

Home Equity Loans

Student Loans

Vehicle Loans

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