Rev Credit Union N Charleston SC | Top Checking & Auto Loans

Introduction

Welcome to Rev, your trusted financial partner located at 8435 Dorchester Rd, N Charleston, SC 29420. Since our establishment in 1955, we have been dedicated to serving our community with a commitment to excellence and reliability. With over 67,000 members benefiting from our services, we take pride in being a cornerstone of financial support for individuals and families in the area. At Rev, we believe in empowering our members through accessible financial solutions. Our total assets stand impressively at $1,095,940,586, allowing us to offer a wide range of services including personal banking, auto loans, mortgage financing, and business loans. We currently manage $132,400,935 in deposits and have extended 37,670 loans and leases to help our members achieve their goals. Our leadership team is passionate about fostering relationships within the community. Under the guidance of CEO Jason Lee and Board President Troy Draughn, we are focused on ensuring that every member receives personalized attention and support. We also maintain a strong financial foundation with a net worth of $166,872,466 and cash reserves of $7,623,222, which reflect our stability and commitment to safeguarding your assets. While members can visit us at our physical branch for all their banking needs during regular hours from 9:00 AM to 5:00 PM, any official correspondence should be sent to our mailing address at PO Box 118000, Charleston, SC 29423. Join us today and experience the difference that comes with being part of Rev Credit Union! Whether you're looking for advice on loans or want to explore savings options tailored just for you, feel free to call us at 843-832-2600 or visit our website at RevFCU.com for more information. Your financial future starts here!

Branch History & Mission

Looking Ahead

As we continue into the future, Rev remains committed to embracing technology that enhances our services while ensuring accessibility for all members. We offer online banking and mobile applications so you can manage your finances conveniently from anywhere. Although we currently do not have ATM availability at this branch, we ensure that essential transactions can be completed through our drive-thru service. Join us at Rev as we work together towards a brighter financial future! Experience firsthand how being part of a community-focused credit union can benefit you. Visit us today or explore more about our offerings at Rev's website. Together, let's build a stronger community!

Our Journey

Rev began as a small financial institution dedicated to helping individuals and families achieve their financial goals. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our mission has always been clear: to provide affordable financial services while supporting the communities we serve. We believe that when our members thrive, so does the community around us. Located at 8435 Dorchester Rd, N Charleston, SC 29420, our branch is easily accessible for all your banking needs. While you can visit us at this address for face-to-face service including basic drive-thru banking we also encourage you to reach out by phone at (843) 832-2600 if you have any questions or need assistance.

Our Mission

At Rev, our mission extends beyond just offering financial products. We are dedicated to enhancing the lives of our members through education and community support. We believe in empowering individuals with the knowledge they need to make informed financial decisions. Whether through workshops or one-on-one consultations, we're here to help you navigate your financial journey. We are proud to support local initiatives and partner with organizations that uplift our community. By investing in local programs and providing resources for those in need, we strive to create a better environment for everyone in N Charleston.

Branch Location & Accessibility

Accessibility Features

At Rev, we understand the importance of accessibility. Our branch is designed with features that ensure everyone can bank comfortably. We have ample parking space available, including designated spots for those with disabilities. You'll find ramps and other ADA-compliant features that make entering the branch easy for all our members.

Banking Hours

Our lobby hours are Monday through Friday from 9:00 am to 5:00 pm, allowing you plenty of time during the week to manage your banking needs. If you're in a hurry, take advantage of our drive-thru service, where you can quickly handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Services Offered

Rev is dedicated to providing a full range of personal and business banking services. Whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing options, we've got you covered. Plus, our friendly team is always ready to assist with any questions you may have about credit cards with rewards or business banking solutions. Feel free to give us a call at 843-832-2600 if you have any questions before your visit. We invite you to stop by and see how we can help make your financial journey easier!

Member Eligibility

At Rev, we believe that everyone deserves a supportive financial community. Joining us as a member is easy, and we welcome individuals who live, work, or worship in the areas we serve. If you're looking for a place where you can access personalized banking services and build a solid financial future, you've come to the right spot! You can check out the detailed eligibility criteria on our website. Becoming a member means not just opening an account but also gaining access to a variety of benefits, including competitive rates on loans and savings, helpful resources for your financial needs, and a friendly team ready to support you every step of the way. To start your membership journey, simply visit us at our branch located at 8435 Dorchester Rd N Charleston Sc 29420, or give us a call at (843) 832-2600. We're excited to help you open an account it's quick and straightforward! For more details on how to get started, check out our account opening page at https://digitalbanking.revfcu.com/registration.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,729,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services make it easy for you to manage payments and streamline transactions. Imagine processing customer payments swiftly and securely, allowing you to focus on what really matters growing your business. Whether you need point-of-sale systems or online payment options, we have solutions tailored just for you. Located at 8435 Dorchester Rd N Charleston Sc 29420 in N Charleston, SC, our team is ready to partner with you on your journey toward success. Call us today at (843) 832-2600 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

While visiting us at our branch located at 8435 Dorchester Rd N Charleston Sc 29420, you'll find basic drive-thru banking services for quick deposits and withdrawals as well as ATM access for cash withdrawal services making it easy for you to get what you need without any hassle. At Rev, we strive to ensure our members feel valued and supported in every aspect of their financial journey. If you're ready to experience banking like never before or want more information about our services, don't hesitate! Call us at (843) 832-2600 or visit us online at Dorchester today! Your financial future starts here!

Business Banking Services

For our business members, we offer comprehensive Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with flexible financing solutions tailored to your unique needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Rev has invested in robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. With features like electronic statements and person-to-person payments, banking with us is not just simple; it's smart too!

Credit Options

We understand that life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation services that can help ease financial burdens and simplify payments into one manageable plan. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, turning spending into savings.

Personal Banking Solutions

Navigating your finances can be simpler than you think. At Rev, we offer Personal Banking options including Checking & Savings Accounts that help you manage your money effectively. Imagine having a checking account that not only allows easy access to your funds but also rewards you for maintaining a balance. Our savings accounts come with competitive interest rates, allowing your money to grow while remaining easily accessible. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive off in your dream car. With flexible terms and competitive rates, financing your next vehicle is straightforward and stress-free. For those looking to purchase a home, our Mortgage Loans & Refinancing options are designed to help you secure the best deal possible, making homeownership within reach.

Digital & Online Banking

Key Services Available

With our online banking platform available at https://www.revfcu.com/, you can easily access your accounts 24/7. From checking your balance to transferring funds, everything is straightforward and user-friendly. You can even sign documents electronically with our electronic signature authorization feature, making transactions quicker and more efficient.

Mobile Banking Made Easy

For those who prefer banking on their mobile devices, our mobile application is available for download, giving you all the power of online banking right in your pocket. While mobile payments aren't supported yet, you can still enjoy features like person-to-person transfers to send money easily to friends or family.

Real-Time Account Management

Managing your finances is vital, and our digital tools are designed to help you do just that. With real-time updates on your account activities through our online banking services, you'll always know where your money is going. Plus, if you ever have questions or need assistance, our team is just a phone call away at (843) 832-2600. At Rev, we're committed to making your banking experience as smooth as possible. Join us today and explore how our digital and online banking options can simplify your financial life!

Stay Organized with E-Statements

Keeping track of your financial statements has never been easier. We provide e-statements that allow you to view your account activity online without the clutter of paper. This feature not only helps you stay organized but also enhances the security of your personal information.

Financial Strength

A Solid Foundation

With a net worth of $166,872,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our commitment to reinvesting in our community is evident with $81,299,791 in undivided earnings. This allows us to enhance innovative banking tools, strengthen lending options, and improve security measures for our members. With $7,544 in used auto loans and $863,073,423 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $219,536,605 in share certificates and $118,795,883 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,477,019 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $666,840. Total Share and Deposit Accounts: 126,099, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rev is your trusted partner. Visit us at 8435 Dorchester Rd N Charleston Sc 29420 or call (843) 832-2600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $129,900,688 in used vehicle loans and $47,670,568 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new vehicle or a reliable used car, we have options tailored to fit your budget.

Credit Lines and Unsecured Credit Cards

For those who prefer flexibility in managing their finances, we also provide credit lines totaling $267,008,380. Additionally, we offer unsecured credit card loans with a total of $14,948,421, allowing you to handle unexpected expenses with ease. These options come with favorable terms that make it easier for you to manage repayments.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $144,956,313. Our team is here to guide you through the process and find a solution that meets your needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our experts can help assess your eligibility and guide you through the process seamlessly. At Rev, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or call us at 843-832-2600 to learn more about our loan products and how they can benefit you!

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REV FEDERAL CREDIT UNION - N Charleston, SC

Type of Loan Offerings

Home Equity Loans

Student Loans

Vehicle Loans

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