Rev Credit Union Hamlet NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rev at 302 Charlotte St, Hamlet, NC 28345, where we believe in building stronger communities through trusted financial partnerships. Established in 1955, Rev has proudly served over 67,126 members, providing them with a range of financial services tailored to meet their unique needs. With total assets exceeding $1,095,940,586 and deposits amounting to $132,400,935, we stand as a pillar of financial stability and growth in the area. At Rev, we understand that banking is about more than just transactions; it's about relationships. Our dedicated team of 282 employees works tirelessly to ensure you receive personalized service that reflects our commitment to your financial well-being. Under the leadership of our CEO, Jason Lee, and Board President, Troy Draughn, we strive to create an environment where every member feels valued and supported. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we've got you covered. We take pride in our robust loan portfolio of 37,670 loans and leases, making us a reliable source for all your borrowing needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 118000, Charleston, SC 29423-8000. Feel free to reach out to us at (843) 832-2600 during our lobby hours from 9:00 a.m. to 5:00 p.m. on weekdays. We invite you to explore how Rev can support your financial journey today! Visit us online at revfcu.com for more information or to open an account. Your future starts here!

Branch History & Mission

At Rev Credit Union, located at 302 Charlotte St, Hamlet, NC 28345, our journey began in 1955 with a simple yet powerful mission: to provide accessible financial services that empower our members and strengthen our community. Over the decades, we've grown from a small cooperative to a thriving institution with over 67,000 members and total assets exceeding $1 billion. Our headquarters in Charleston, SC, reflects our commitment to serving the needs of people in Richmond County and beyond. From our humble beginnings, we have consistently focused on meeting the financial needs of our members through personal banking, auto loans, mortgages, and business services. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we work hard every day to offer competitive rates and personalized service that put our members first. Our mission extends beyond just banking; it's about building relationships and supporting our community. We actively engage in local initiatives and partnerships aimed at improving lives in Hamlet and surrounding areas. Whether it's sponsoring local events or providing financial education workshops, we strive to make a positive impact wherever we can. At Rev Credit Union, we understand that convenience matters. Our drive-thru banking service makes transactions quick and easy for those on the go. While we currently do not offer ATM services, our online and mobile banking platforms provide members with around-the-clock access to their accounts. For official correspondence, please send mail to PO Box 118000, Charleston, SC 29423-8000. As part of our commitment to inclusivity, we ensure ADA compliance throughout our facilities so that all members can access the services they need without barriers. Our operating hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., making it easy for you to stop by or contact us at 843-832-2600. Join us at Rev Credit Union as we continue this exciting journey together. Experience firsthand how being a member can open doors to better financial opportunities while also helping your community thrive. Your membership is not just about banking; it's about belonging. We invite you to become part of our family today!

Branch Location & Accessibility

Welcome to Rev's Hamlet branch, conveniently located at 302 Charlotte St in the heart of Hamlet, NC. This friendly credit union is easily accessible for all your banking needs, making it a perfect stop whether you're a long-time member or visiting us for the first time. Situated close to notable landmarks like the Hamlet Depot and the beautiful parks in Richmond County, our location is not just about convenience but also about being part of a vibrant community. We understand how important accessibility is for our members, which is why we've ensured that our branch is ADA compliant, featuring ramps and designated parking to make your visit as smooth as possible. While you can come by anytime during our operating hours from 9:00 a.m. to 5:00 p.m., we also offer drive-thru banking for those on the go. This allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. If you ever need to send official correspondence, please note that while members can visit us at our branch address, mail should be directed to PO Box 118000 in Charleston, SC. For any questions or assistance, don't hesitate to give us a call at 843-832-2600. We look forward to welcoming you to Rev's Hamlet branch! Whether you're looking for personal banking services like checking and savings accounts or loans for your next big purchase, our team is here to help you every step of the way. Come visit us today!

Member Eligibility

At Rev, we believe that becoming a member is like joining a family where everyone supports each other on their financial journeys. If you live, work, or worship in the Richmond County area, you're already on your way to enjoying the benefits of membership! Our doors are open to individuals who share our values and community spirit. Joining us not only gives you access to a range of financial products but also connects you with a network of like-minded individuals who prioritize their financial well-being. Ready to take the next step? Opening an account at Rev is simple and welcoming. Just visit us at 302 Charlotte St Hamlet Nc 28345, or give us a call at (843) 832-2600 for more information. For detailed eligibility requirements. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,729,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easier for you. Whether you're processing payments online or in-store, we ensure that you have the tools necessary to serve your customers effectively. Picture this: you're running a bustling café on a Saturday morning our reliable payment processing means less time worrying about transactions and more time focusing on what you do best. Located at 302 Charlotte St Hamlet Nc 28345 in Hamlet, NC, we invite you to discover how our business banking and commercial services can help turn your vision into reality. For more information, feel free to reach out at (843) 832-2600!

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored banking solutions that include merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we're here to support your financial growth.

Convenient Access

Our branch offers cash withdrawal services along with basic drive-thru banking for quick transactions. Although we currently do not have ATM facilities at this location, our friendly staff are always ready to assist you during lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Rev is committed to making your banking experience as smooth as possible. If you're interested in any of these services or want to learn more about how we can help you achieve your financial goals, please don't hesitate to contact us at 843-832-2600 or visit our website at www.revfcu.com. Join us today and discover how Rev can empower your financial journey!

Loans and Credit Options

In addition to traditional banking products, we also provide personal loans and debt consolidation services. This is especially helpful if you're looking to simplify your payments or finance a significant purchase. Our credit cards come with rewards that allow you to earn while you spend, making every transaction more beneficial.

Online and Mobile Banking

In today's fast-paced world, managing your finances on-the-go is essential. That's why Rev provides robust online and mobile banking platforms. With features like e-statements and person-to-person payment options, you can handle transactions effortlessly from anywhere. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without stepping inside the branch.

Personal Banking

Rev offers various personal banking options to help you manage your finances effectively. You can open checking and savings accounts that fit your lifestyle. For those in need of financing, our auto loans and vehicle financing options make it simple to drive away in the car you desire. If you're considering purchasing a home, our mortgage loans and refinancing services can guide you through the process smoothly.

Digital & Online Banking

Accessibility and Ease of Use

We prioritize user-friendly experiences so that everyone can take advantage of our services without hassle. Our online banking portal is intuitive and straightforward, making it easy for anyone to navigate. We ensure that you have real-time access to your accounts so you can stay informed about your finances whenever you need to. At Rev, we're committed to providing a secure digital banking environment that suits your needs. Explore all these features today and see how our online banking services can enhance your financial management experience!

Key Features

One of the standout features we offer is electronic signature authorization, which makes signing documents simpler and faster no more waiting around for paper forms! Plus, with e-statements available, you can go green by opting for electronic statements instead of paper ones. This not only helps the environment but also keeps your financial information secure and organized. For those who prefer managing their finances on the go, our mobile application is here to help. You can download it easily and enjoy all the benefits of online banking right from your smartphone. And if you ever need to send money to friends or family, our person-to-person transfer feature allows you to do that quickly and securely.

Financial Strength

A Solid Foundation

With a net worth of $166,872,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Innovative Banking Solutions

With $81,299,791 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $7,544 in used auto loans and $863,073,423 in total loans and leases available to support your financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 126,099, showing a strong and growing member base that trusts us with their finances. Our commitment to your success is evident in every aspect of our operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rev is your trusted partner. Visit us at 302 Charlotte St Hamlet Nc 28345 or call (843) 832-2600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,477,019 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 282 full-time employees and 0 part-time employees ready to assist you with their expertise and dedication.

Secure Savings for Members

Members' savings are secured through $219,536,605 in share certificates and $118,795,883 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $129,900,688 in used vehicle loans and $47,670,568 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $83,729,198 provide the capital needed to grow and expand your business. Whether you're looking for funding for equipment purchases or working capital to keep operations running smoothly, we are here to support your entrepreneurial journey. At Rev, we pride ourselves on offering personalized service and competitive rates to all our members. Our team is dedicated to understanding your unique situation and finding the right financial solutions for you. For any questions or assistance regarding our loan offerings, feel free to reach out at (843) 832-2600 during our operating hours from 9:00 a.m. - 5:00 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be part of your financial journey today!

Credit Lines and Personal Loans

For those who need a bit more flexibility, our total credit lines amounting to $267,008,380 provide a safety net for unexpected expenses or planned purchases. Additionally, we also offer unsecured credit card loans, with a total of $14,948,421 helping members manage their finances effectively. With our straightforward application process and supportive staff, managing your finances has never been easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $144,956,313, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home. If you're considering refinancing your existing mortgage, we can guide you through eligibility options that suit your needs.

Loan Aggregator

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REV FEDERAL CREDIT UNION - Hamlet, NC

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