Resource One Credit Union Jackson TN | Best Auto Loans & Checking Accounts

Introduction

Welcome to Resource Federal Credit Union, your trusted financial partner located at 263 N Highland Ave, Jackson, TN 38301. Since our establishment in 1963, we have proudly served our community, building strong relationships with over 4,000 members. With total assets of $51,780,808 and total deposits reaching $2,022,529, we are committed to providing a safe and supportive banking environment tailored to your needs. At Resource Federal Credit Union, we understand that financial journeys can be unique and sometimes challenging. That's why we offer a range of services designed to empower you whether you're looking for personal banking options like checking accounts and auto loans or business solutions such as merchant services. Our dedicated team of 13 employees, led by CEO Davida Barker and Board President Karen Ashley, is here to guide you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 263 N Highland Ave, Jackson, TN 38301-6030. We invite you to explore what makes us different our commitment to community impact and member satisfaction shines through in everything we do. Feel free to reach out by phone at (731) 427-8095 or visit our website at Resourcefcu.com for more information about our offerings. Let us help you achieve your financial goals today!

Branch History & Mission

Community Commitment

Our dedication extends beyond transactions; it's about creating lasting relationships. We offer drive-thru banking for your convenience and are proud to support various local events and charities throughout the year. By partnering with local organizations, we aim to uplift those around us while making a real difference in people's lives. We also embrace digital advancements that make managing your finances easier than ever whether through online banking or mobile payments. Our focus on customer service ensures that every member feels valued and empowered.

Join Us Today!

As we continue this journey together, we invite you to become part of the Resource family. Experience firsthand how we can help you achieve your financial dreams while being an active participant in your community. For any questions or assistance, don't hesitate to reach out at 731-427-8095. Join Resource Federal Credit Union today where your financial success is our priority!

Our Evolution

Located at 263 N Highland Ave, Resource has grown from humble beginnings into a vibrant credit union with over 4,044 members and total assets exceeding $51,780,808. We take pride in our history of stability and growth, which reflects the trust our community places in us. Throughout the years, we have expanded our range of services to include personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. Our commitment goes beyond just offering competitive rates and innovative products; we strive to foster financial literacy and empowerment within our community. As part of this mission, we have engaged in numerous outreach efforts aimed at supporting local initiatives and helping families achieve their financial goals.

Our Mission

At Resource Federal Credit Union, our mission is simple yet profound: we exist to serve our members by providing excellent financial products and services while actively supporting the communities we live in. We believe that everyone deserves access to affordable financial services and the tools they need to build a brighter future. While members can visit us at 263 N Highland Ave, official correspondence should be sent to 263 N Highland Ave, Jackson, TN 38301-6030 if different from our branch address. We are here for you Monday through Friday with lobby hours from 8:00 AM to 5:30 PM on weekdays.

Branch Location & Accessibility

Convenient Access and Amenities

At Resource, we understand that accessibility matters. Our branch features ample parking and is designed to be ADA compliant, ensuring everyone can easily access our services. Plus, if you prefer to stay in your vehicle, we offer drive-thru banking for quick and convenient transactions like deposits and withdrawals. Our operating hours are designed to fit your busy schedule: we're open Monday through Thursday from 8:00 AM to 4:00 PM and extend our hours on Friday until 5:30 PM. This means you can visit us before or after work without any hassle!

Services Tailored for You

We provide a range of personal banking services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. While we don't have ATM services at this location, our drive-thru banking can handle simple transactions efficiently. For those who need additional assistance or information, feel free to reach out via phone at 731-427-8095. Our dedicated team is always ready to help with any questions you may have. While members can visit us at 263 N Highland Ave Jackson Tn 38301, official correspondence should be sent to our mailing address at 263 N Highland Ave, Jackson, TN 38301-6030. We invite you to come by Resource Federal Credit Union today! Experience personalized service and discover how we can help you achieve your financial goals.

Member Eligibility

At Resource, we believe that becoming a member is more than just opening an account; it's about joining a community that cares about your financial well-being. If you live, work, or worship in the Jackson area, you're already on your way to enjoying all the benefits we offer. Our members come from diverse backgrounds, and we're proud to serve everyone with a commitment to personal service and support. For specific eligibility details. Opening an account is simple and straightforward just give us a call at (731) 427-8095 or visit us at 263 N Highland Ave Jackson Tn 38301. We're here to help you every step of the way as you become part of the Resource family. Enjoy personalized banking solutions tailored for you, whether it's saving for the future, financing your dream car, or managing your everyday expenses. Join us today and experience what it means to be truly valued!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we are dedicated to creating opportunities for future financing as your business expands.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly, knowing that your payment processing is efficient and reliable. Our merchant services can help streamline your transactions, allowing you to focus on what you do best serving your customers. With easy-to-use tools and support, you can accept payments seamlessly and enhance your customer experience. Located at 263 N Highland Ave Jackson Tn 38301 in Jackson, TN, we invite you to explore how Resource Federal Credit Union can be a partner in your business journey. Give us a call at (731) 427-8095 for more information about our services and how we can help you achieve your goals!

Comprehensive List Of Services

Business Banking Options

For our business members, we offer tailored banking solutions including merchant services and business loans. We understand how critical it is for businesses in Jackson to have reliable financial support, so we aim to provide the tools necessary for growth and success.

Convenient Access

We also feature basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those busy days when you need quick service without leaving your car. While we currently do not have ATM services at this branch, we're committed to ensuring that all other aspects of banking are accessible and efficient. In summary, at Resource Federal Credit Union, we pride ourselves on offering comprehensive services that meet the varied needs of our members. From personal banking products that keep your finances in check to business solutions that help local enterprises thrive, we are here for you every step of the way. If you're ready to explore what Resource can do for you or have any questions about our services, don't hesitate to reach out! Call us at (731) 427-8095 or visit us at 263 N Highland Ave Jackson Tn 38301. We look forward to serving you!

Credit Cards with Rewards

Our credit cards come with rewards that benefit you every time you use them. Picture earning points on everyday purchases that can be redeemed for exciting rewards or cash back it's just one more way we strive to enhance your financial experience.

Loans Tailored for You

Need a vehicle? Our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions can help make that dream a reality. And if you find yourself in need of extra cash, our personal loans for debt consolidation provide a straightforward path to financial relief.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts designed to fit your lifestyle. Imagine having the flexibility to access your funds anytime, anywhere through our online and mobile banking services. You can easily check your balance, transfer money, and pay bills right from your smartphone. Plus, with features like e-statements and electronic signatures, managing your finances has never been simpler.

Digital & Online Banking

At Resource, we know that convenience and security go hand in hand. Our digital and online banking services are designed to make managing your finances easier than ever, allowing you to handle your banking needs from anywhere at any time. With our robust online banking platform, accessible at https://wwwResourcefcu.com, you can monitor your accounts 24/7. Need to check your balance or pay a bill? It's all just a click away! You can also enjoy the benefits of e-statements, which give you quick access to your account statements without the clutter of paper. Plus, our electronic signature authorization feature allows you to sign documents securely online, making transactions smoother and faster. For those on the go, our mobile application brings banking right to your fingertips. Easily make person-to-person transfers or set up mobile payments with just a few taps on your smartphone. Whether you're splitting a dinner bill or sending money to a friend, our app has you covered. Safety is a top priority at Resource. We use advanced security measures to protect your information, ensuring peace of mind while you bank online. Our user-friendly interface makes navigating through your accounts intuitive and straightforward, so you can focus on what matters most your financial goals. Join us at Resource and discover how easy it is to manage your finances digitally. Embrace the future of banking with us today!

Financial Strength

Commitment to Growth

With $4,903,380 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $376 in used auto loans and a total of $12,639,970 in loans and leases.

Growing Trust Among Members

Total Share Accounts: 7,636, showing a strong and growing member base that trusts us with their finances. This growth is not only a testament to our reliability but also reinforces our commitment to each member's success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Resource is your trusted partner. Visit us at 263 N Highland Ave Jackson Tn 38301 or call (731) 427-8095 to learn more about how we can help you achieve your financial goals.

Member Savings and Investment Security

Members' savings are secured through $3,356,974 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $77,205 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $4,903,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,028,665 in used vehicle loans and $2,384,282 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing solutions can fit your budget. We also have refinancing options available to help you save even more over time.

Credit Lines

For those needing additional flexibility, our credit lines totaling $3,800,000 are designed to provide quick access to funds when unexpected expenses arise. This means you can borrow what you need without the hassle of applying for a new loan each time. Our commitment is to empower our members with accessible financial products that suit their individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about any of these offerings or checking eligibility requirements, feel free to stop by our branch or visit us online at Resourcefcu.com. We look forward to helping you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $246,032, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our team will guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $214,182 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that make every purchase rewarding.

Loan Aggregator

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RESOURCE FEDERAL CREDIT UNION - Jackson, TN

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