Resource One Credit Union Spring TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Resource One, your trusted financial partner since 1936! Located at 8720 Spring Cypress Rd, Spring, TX 77379, we are proud to serve our growing community of over 73,000 members. With a solid foundation and a commitment to our members, we have accumulated total assets of $786,674,718 and total deposits reaching $73,156,023. At Resource One, we prioritize not just numbers but the relationships we build with our members. Under the leadership of our dedicated CEO, Mary Beth Spuck, and Board President Karen Hart, our team of 179 employees is here to support you with personalized banking solutions. Whether you're looking for auto loans or business banking services, our offerings are designed with your needs in mind. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 8720 Spring Cypress Rd, Spring, TX 77379. We take pride in offering a wide array of services including checking and savings accounts, credit cards with rewards, and online banking options that make managing your finances easier than ever. With total loans amounting to 31,205 and a strong net worth of $54,664,215, we stand ready to help you achieve your financial goals. Our commitment extends beyond just providing financial services; it's about fostering a thriving community where everyone can succeed. Feel free to reach out to us at (271) 720-0550 or visit our website at Resource One for more information. We look forward to welcoming you into the Resource One family!

Branch History & Mission

Our Evolution

From the day we opened our doors, we set out to make banking accessible and beneficial for everyone. Over the decades, Resource One has continually adapted to meet the changing needs of our community while staying true to our mission: to provide exceptional financial services and support local initiatives. As we evolved, we expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Today, we proudly manage total assets of $786,674,718, reflecting our growth and stability. Our journey has been marked by significant milestones that have strengthened our presence in the community. We introduced online and mobile banking solutions to make managing finances easier for our members. With features like electronic signatures and person-to-person payments, we're dedicated to providing a convenient banking experience that meets modern demands.

Our Mission

At the core of Resource One's mission is a desire to empower individuals and families through financial education and support. We believe that access to quality financial services can change lives for the better. Our team is committed not only to helping members achieve their financial goals but also to giving back to the community through various outreach programs. We are proud to offer shared service centers that allow members from other credit unions access to our resources while fostering partnerships with local organizations to address community needs. Our branch operates with an open-door policy where every member feels valued and heard.

Visit Us

While you can reach us at 8720 Spring Cypress Rd, official correspondence should be directed to the same address. We're conveniently located near popular landmarks in Spring, making it easy for you to stop by. Whether you need assistance or simply want to learn more about how we can help you thrive financially, we're here for you. Our operating hours are designed with your schedule in mind: Monday through Friday from 9:00 a.m. until 5:30 p.m., with drive-thru services available until 6:00 p.m., and Saturday hours from 9:00 a.m. until 1:00 p.m. Join us at Resource One and discover how we can support your financial journey today! For more information or assistance, feel free to call us at (271) 720-0550 or visit our website at r1cu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch

We invite you to visit us or give us a call at (271) 720-0550 if you have any questions or need assistance with your banking needs. Our dedicated team is eager to help you find the right financial solutions. Join us today at Resource One your trusted partner in achieving your financial goals!

Nearby Landmarks and Accessibility

Situated near notable landmarks like the vibrant local shopping centers and serene parks, our branch is well-placed for your convenience. We have ample parking available, making it easy for you to pop in whenever you need assistance. Our facility is fully ADA compliant, featuring ramps and accessible entrances for everyone.

Operating Hours and Services

We understand that banking needs can arise at any time. That's why we are open Monday through Friday from 9:00 a.m. to 5:30 p.m., with drive-thru service available until 6:00 p.m. On Saturdays, both our lobby and drive-thru are open from 9:00 a.m. until 1:00 p.m., giving you flexibility in managing your financial transactions. At Resource One, we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgage options, credit cards with rewards, and business banking services. Need cash? You can access our ATM or visit our drive-thru for quick deposits and withdrawals.

Member Eligibility

At Resource One, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas surrounding us, you're likely eligible to join. We take pride in serving our members by offering personalized financial solutions tailored to your needs. To get more detailed information about eligibility requirements, check out our dedicated page at https://www.r1cu.org/get-started/youth-membership/ . Once you know you're eligible, opening an account with us is a breeze! You can visit us at our branch located at 8720 Spring Cypress Rd Spring Tx 77379 or start the process online by visiting https://www.r1cu.org/get-started/ . If you have any questions or need assistance along the way, don't hesitate to give us a call at (271) 720-0550. We're here to help you every step of the way as you take this exciting step towards better financial health!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,097,608, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment, hire additional staff, or expand your storefront. Our member-focused approach means we're here to listen and provide tailored solutions that fit your financial goals.

Merchant Services That Make Transactions Easy

In today's fast-paced world, providing excellent customer service is key. That's where our merchant services come into play. Imagine a local café processing orders swiftly during the morning rush or a retail store seamlessly handling transactions at peak hours. Our merchant solutions make it easy for businesses like yours to accept payments efficiently, ensuring you can focus on what truly matters growing your business. Located conveniently at 8720 Spring Cypress Rd Spring Tx 77379 in Spring, TX, we're dedicated to being your trusted partner in success. Contact us today at (271) 720-0550 and let's discuss how we can help elevate your business!

Comprehensive List Of Services

Business Banking Services

At Resource One, we recognize the importance of supporting local businesses. Our business banking services include merchant services that streamline payment processing for your customers and various business loans to help you expand or sustain operations. We are here to help you thrive in today's competitive marketplace.

Convenient Access and Support

We also prioritize convenience with our ATM services for cash withdrawals and balance checks. For quick transactions like deposits and withdrawals, utilize our basic drive-thru banking option or engage in shared branch transactions if you're a member of partner credit unions. Our members appreciate the ease of accessing their accounts through online platforms. With features like electronic statements and person-to-person payments, managing your finances has never been easier. Whether you prefer face-to-face interaction or digital solutions, Resource One is here to assist you every step of the way. You can reach us at (271) 720-0550 during lobby hours from Monday to Friday from 9:00 a.m. until 5:30 p.m., or visit us on Saturdays from 9:00 a.m. until 1:00 p.m. In summary, whether you're saving for a rainy day or planning for your future, Resource One offers comprehensive financial services designed just for you. Explore more about what we can do by visiting us online at r1cu.org. Join us today and start experiencing personalized financial solutions that truly work for you!

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has different goals. That's why we offer checking and savings accounts tailored to fit your lifestyle. You can easily access your funds through our online and mobile banking options, allowing you to check balances or transfer money anytime and anywhere. If you're in the market for a new vehicle, our auto loans and vehicle financing solutions provide flexible terms and competitive rates. Imagine driving off in your dream car without breaking the bank! Additionally, if homeownership is on your mind, we offer mortgage loans and refinancing options that make purchasing or upgrading your home more attainable than ever. For those unexpected expenses or consolidating debt, our personal loans can provide the relief you need. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases an added benefit when managing your finances.

Digital & Online Banking

Accessible Anytime

While we're proud of our physical branch at 8720 Spring Cypress Rd Spring Tx 77379, we know that sometimes you can't make it in. That's where our mobile application comes into play though currently unavailable, our online banking ensures you have access through any web browser whenever you need it. Our commitment to security means you can bank with peace of mind. We use advanced technology to protect your personal information while providing user-friendly tools for managing your finances. In short, whether you're checking balances or making payments on-the-go, Resource One's digital and online banking services are designed with you in mind making banking not just easier but more accessible than ever before!

Convenient Features for You

Need to send money to a friend? Our person-to-person transfer service makes it simple and quick. You can easily send funds directly from your account without needing cash or checks. Plus, with our mobile payments feature, making purchases in stores or online has never been easier just tap and go! For those who prefer paperless options, we offer e-statements so you can view your account activity without the clutter of paperwork. You can also sign documents electronically through our electronic signature authorization feature, making transactions faster and more convenient.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 134,734, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $3,937,224, showcasing our commitment to facilitating your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Resource One is your trusted partner. Visit us at 8720 Spring Cypress Rd Spring Tx 77379 or call (271) 720-0550 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $214,745,856 in share certificates and $91,995,766 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,169,467, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $44,470,228 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $9,095 in used auto loans and $592,547,094 in total loans and leases, supporting members' financial goals across various sectors. Our $1,085,916 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 159 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $54,664,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base ensures we are well-equipped to support our members' needs today and in the future. Our net worth ratio of $692 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $193,071,429 in used vehicle loans and $58,229,102 in new vehicle loans already helping members get on the road. Financing your next vehicle has never been easier or more affordable.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $48,649,452. This option gives you the flexibility to borrow as needed without reapplying each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,781,402, making it easier for you to secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our team can guide you through the process and help determine your eligibility. We strive to make borrowing as straightforward as possible. For business owners looking for capital growth opportunities, our outstanding commercial loans totaling $12,097,608 can provide the necessary funding to expand your operations. If you're interested in learning more about our loan offerings or wish to explore eligibility options further, don't hesitate to reach out! Call us today at (271) 720-0550 or visit us online at Resource One. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Cards

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $13,243,818 in loans helping members manage their finances effectively. With our competitive rates and straightforward terms, getting a credit card that fits your lifestyle is within reach.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to quality means users can trust that the offers they see are fair and transparent.

Key Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are comparing reliable options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows users to focus solely on finding the best rates for their needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real impact LendMesh has on helping individuals save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

RESOURCE ONE CREDIT UNION