Resource One Credit Union Mesquite TX | Affordable Auto Loans & Business Banking

Introduction

At Resource One, we believe that banking should be as friendly and accessible as your next-door neighbor. Located at 2750 N Galloway Ave, Mesquite, TX 75150, our branch has been serving the community since 1936. With a commitment to providing personalized financial services, we take pride in being more than just a credit union; we're your partners in achieving financial success. As of now, Resource One boasts a vibrant membership of 73,095 individuals who trust us with their financial needs. Our total assets stand strong at an impressive $786,674,718, allowing us to offer competitive rates on loans and savings. With $73,156,023 in total deposits and a healthy net worth of $54,664,215, we are well-equipped to support our members' ambitions. Under the leadership of our dedicated CEO, Mary Beth Spuck, and Board President Karen Hart, we work diligently to foster a sense of community and trust among our members. Our team of 179 employees is committed to delivering exceptional service tailored to each individual's needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 660077, Dallas, TX 75266-0077. Whether you're looking for auto loans or savings accounts, you can count on us to provide solutions that fit your lifestyle. Explore what Resource One has to offer by visiting our website at r1cu.org or give us a call at 214-319-3100. Let's work together towards your financial goals!

Branch History & Mission

Join Us

As we continue to evolve while staying true to our roots, we invite you to become part of the Resource One family. Experience firsthand how we can support your financial journey with personalized service and a wide array of offerings designed just for you. Visit us today or give us a call at 214-319-3100. Together, let's build a brighter financial future!

Our Journey

Resource One began with a vision: to provide accessible financial services that empower individuals and families. Over the decades, we've achieved significant milestones that reflect our dedication to our members. Today, we proudly manage total assets of $786,674,718 and offer a range of services designed to meet diverse needs from personal banking to business solutions. Our growth is not just measured in numbers; it is also seen in the relationships we've built along the way. We have embraced advancements in technology while ensuring that our services remain personal and accessible. Whether through online banking or mobile payments, we strive to make managing finances easy for everyone.

Our Mission

At Resource One, our mission is clear: to enhance the financial well-being of our members and foster community development. We believe that everyone deserves access to quality financial services and support. Our focus goes beyond transactions; we are dedicated to building lasting relationships with each member who walks through our doors. We understand the importance of being there for our members during every stage of life. From auto loans and mortgages to credit cards with rewards and business loans, we provide tailored solutions that help you achieve your goals. Additionally, our commitment extends into community outreach initiatives supporting local events and organizations that make Mesquite a better place for all. While members can visit us at 2750 N Galloway Ave for their banking needs, official correspondence should be sent to PO Box 660077, Dallas, TX 75266-0077.

Branch Location & Accessibility

Call to Action

Whether you're looking for personal banking solutions or business services like loans and merchant support, Resource One is here for you. Feel free to call us at 214-319-3100 or drop by our branch today! We can't wait to assist you with all your financial needs.

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from familiar spots like Town East Mall and the Mesquite Convention Center, making it easy to stop in while running errands or enjoying a day out. We strive to ensure accessibility for everyone. Our location features ADA-compliant entrances and ramps so that all members can navigate comfortably.

Operating Hours

Our lobby hours are designed with your schedule in mind open Monday through Friday from 9:00 a.m. to 5:30 p.m., and we welcome you on Saturdays from 9:00 a.m. till 1:00 p.m.

Parking and Services

We offer ample parking space right outside our doors, allowing for a hassle-free visit. If you're in a hurry, take advantage of our drive-thru banking services available until 6:00 p.m. on weekdays and until 1:00 p.m. on Saturdays. Plus, we have an ATM available for your convenience, providing quick access to cash whenever you need it.

Member Eligibility

At Resource One, we believe that everyone deserves access to friendly financial services and a supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Mesquite area or have a family member who is already part of our credit union, you're likely eligible to join us. We pride ourselves on being inclusive and ready to help you with all your banking needs. To get started on your membership journey, check out our eligibility criteria in more detail at https://www.r1cu.org/get-started/youth-membership/ . Opening an account is just as easy! Our team is here to guide you through the process and answer any questions you might have. You can find all the information you need about opening an account at https://www.r1cu.org/get-started/ . If you'd like to speak with someone directly, feel free to give us a call at (214) 319-3100. We can't wait to welcome you into our Resource One family at 2750 N Galloway Ave Mesquite Tx 75150!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,097,608, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine streamlining payment processes and enhancing customer satisfaction with easy-to-use tools. Our services help you accept payments seamlessly, allowing you to focus on what truly matters growing your business. Located at 2750 N Galloway Ave Mesquite Tx 75150 in Mesquite, TX, we're here to partner with you on your business journey. Connect with us today at (214) 319-3100 to explore how we can help elevate your business!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer tailored solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we provide the resources needed to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is crucial. That's why we have invested in robust Online & Mobile Banking platforms. You can easily manage your accounts from anywhere check balances, transfer funds, and pay bills all at your fingertips! Additionally, we offer ATM & Cash Withdrawal Services for quick access to your cash whenever you need it.

Drive-Thru and Shared Branch Services

If you prefer face-to-face interaction but are short on time, our Basic Drive-Thru Banking offers quick service for deposits, withdrawals, and simple transactions without leaving your car. For members of partner credit unions, we provide access to Basic Shared Branch Transactions, making it easy for everyone to manage their finances efficiently. At Resource One, we strive to meet all your financial needs under one roof while prioritizing ease of access and member satisfaction. Our friendly staff is ready to assist you during regular hours from Monday to Friday and Saturdays as well. Ready to experience personalized service? Call us today at (214) 319-3100 or visit our website at https://www.r1cu.org/ for more information on how we can serve you better!

Flexible Loan Options

If you're looking for extra cash for unexpected expenses, our Personal Loans & Debt Consolidation services can help. We understand that life can throw surprises your way, and having financial flexibility is key. Plus, our Credit Cards with Rewards allow you to earn points on purchases you already make, giving you even more value from your spending.

Home Financing Made Simple

Buying a home is one of the biggest decisions you'll make, and at Resource One, we're here to simplify that process. Our Mortgage Loans & Refinancing options provide competitive rates and flexible terms. Our friendly staff will guide you through each step, ensuring you're comfortable and informed along the way.

Personal Banking Solutions

Our personal banking services are designed to make managing your money easier than ever. With options like Checking & Savings Accounts, you can choose the right account that fits your lifestyle. Imagine having easy access to your funds anytime you need them! We also offer Auto Loans & Vehicle Financing, perfect for when you're ready to hit the road in a new or used vehicle.

Digital & Online Banking

Key Services

Visit us at https://www.r1cu.org/ to access our robust online banking features. You can easily check balances, transfer funds, and make payments with just a few clicks. Our 24/7 online banking services ensure you're always connected to your accounts, giving you peace of mind whether you're at home or on the go. Need to sign important documents? No problem! With our electronic signature authorization feature, you can quickly complete transactions without the hassle of paperwork. Plus, for those who prefer going paperless, e-statements are available for easy access and management of your account statements.

Mobile Banking Features

For members who enjoy using their smartphones, we've got great news! Our mobile payments feature allows you to make purchases directly from your phone no cash or card needed. While we don't have a dedicated mobile application yet, rest assured that our website is fully optimized for mobile devices, making it simple to navigate on any screen size. Want to send money to friends or family? Our person-to-person transfer option makes sharing funds quick and easy. Whether it's splitting a dinner bill or sending a gift, you can do it all right from your account. With all these features at your fingertips, managing your finances has never been easier. Join us at Resource One today and experience the benefits of digital banking!

Financial Strength

Commitment to Growth

With $44,470,228 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,095 in used auto loans and $592,547,094 in total loans and leases.

Growing Trust

The trust of our members is evident with 134,734 total share accounts. This shows a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $3,937,224, we remain well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Resource One is your trusted partner. Visit us at 2750 N Galloway Ave Mesquite Tx 75150 or call (214) 319-3100 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $214,745,856 in share certificates and $91,995,766 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,169,467, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,085,916, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 159 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $54,664,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $692 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these offerings, we also provide credit lines totaling $48,649,452, which can be a great way to cover unexpected expenses or manage cash flow more effectively. If you're considering refinancing or exploring eligibility options for any of our loan products, please reach out to us at 214-319-3100. Our team is ready to assist you in finding the right solution tailored to your needs. For performance insights and financial data regarding our services and offerings at Resource One Credit Union (located at 2750 N Galloway Ave Mesquite Tx 75150), visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Resource One can help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,071,429 in used vehicle loans and $58,229,102 in new vehicle loans already helping members get on the road. Whether you want a brand-new ride or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $12,097,608 provide the capital needed to grow and expand your operations. We believe in supporting local businesses because when they thrive, our community thrives.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,243,818 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or simply need extra purchasing power for everyday expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,781,402, make buying or refinancing simple. We provide clear guidance throughout the process so you can make informed decisions about your future.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By leveraging verified data, LendMesh delivers peace of mind when comparing loan options.

RESOURCE ONE CREDIT UNION