Resource One Credit Union Dallas TX | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Resource One, your trusted partner in financial growth and community well-being, located at 1200 Belleview St, Dallas, TX 75215. Since our establishment in 1936, we have been dedicated to serving our members with integrity and a personal touch. With a robust membership of over 73,000 individuals, we pride ourselves on being a cornerstone of support for our community. At Resource One, we understand that financial matters can often feel overwhelming. That's why we offer a range of services designed to make banking simple and accessible for everyone. Whether you're looking for checking and savings accounts, auto loans, or personal loans, our expert team is here to help guide you through every step of the process. With total assets exceeding $786 million and total deposits reaching $73 million, our financial stability allows us to provide competitive rates and personalized solutions tailored to your needs. Our 179 employees, led by CEO Mary Beth Spuck and Board President Karen Hart, are committed to making your banking experience smooth and satisfying. While you can visit us at our branch address, please note that any official correspondence should be sent to our mailing address: PO Box 660077, Dallas, TX 75266-0077. We invite you to discover the many benefits of being a part of the Resource One family. If you have questions or need assistance, don't hesitate to call us at 214-319-3100 or explore our website at Resource One. Join us today and take the first step towards achieving your financial goals!

Branch History & Mission

Join Us!

As we look toward the future, Resource One remains dedicated to innovation and customer service excellence. We embrace digital advancements while ensuring ADA compliance so that all our members can easily access their accounts online or through mobile banking options. We invite you to become part of our family at Resource One! Experience firsthand how we can support your financial journey and make meaningful connections within our vibrant community. To learn more about membership or open an account today, please visit our website or call us at 214-319-3100. Together, let's build a brighter financial future!

Our Journey

Resource One began with a mission to provide accessible financial services to individuals and families who often found themselves overlooked by traditional banks. Over the years, we have grown in both size and capability. Today, we proudly manage total assets of $786,674,718 and offer a variety of services that cater to the diverse needs of our members. From auto loans and mortgages to personal loans and credit cards with rewards, we aim to help our members achieve their financial goals. Our commitment extends beyond banking. We actively participate in community outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or providing financial literacy workshops, we believe in giving back to the community that supports us.

Our Mission

At Resource One, our mission is clear: We strive to enhance the financial well-being of our members while fostering a sense of belonging within the communities we serve. We focus on delivering personalized services tailored to your unique circumstances and aspirations. Our team works diligently to ensure that every member feels valued and understood. With operating hours designed for your convenience Monday through Friday from 9:00 a.m. till 5:30 p.m., Saturday from 9:00 a.m. till 1:00 p.m. and features like drive-thru banking and ATM availability, we are here when you need us most. While members can visit us at 1200 Belleview St, official correspondence should be sent to PO Box 660077, Dallas, TX 75266-0077.

Branch Location & Accessibility

Connect With Us

We invite you to stop by Resource One or give us a call at 214-319-3100 with any questions or inquiries. Our team looks forward to welcoming you and assisting you with all your banking needs!

Nearby Landmarks and Accessibility

Situated near several local landmarks, Resource One is not only easy to find but also offers ample parking options. You can rest assured that our branch is ADA compliant, featuring ramps and other accessibility features to assist all members of the community.

Operating Hours and Services

We understand that your time is valuable. That's why we offer convenient operating hours: our lobby is open Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. Our drive-thru service extends until 6:00 p.m. during the week for those quick transactions on the go. At Resource One, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have you covered. Our ATM services are available for quick cash withdrawals and balance checks, ensuring you have access when you need it most. If you prefer the convenience of shared services, we proudly participate in shared branch transactions for partner credit union members. This allows you to conduct basic deposits and withdrawals seamlessly.

Member Eligibility

Becoming a member of Resource One feels like joining a warm, welcoming family where your financial well-being is the priority. If you're interested in becoming part of our community, you'll be pleased to know that eligibility is quite simple! We proudly serve individuals who live, work, worship, or attend school in the Dallas area. This means that if you're connected to our vibrant community in any way, you can enjoy all the benefits we offer. For more detailed eligibility requirements, feel free to check out our dedicated page at https://www.r1cu.org/get-started/youth-membership/ . Opening an account at Resource One is easy and straightforward. Whether you want to manage your savings or explore loan options, we've got you covered with a range of services tailored just for you. To start your journey with us, simply visit our account opening page at https://www.r1cu.org/get-started/ . If you have any questions or need assistance, don't hesitate to give us a call at (214) 319-3100. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make daily operations smoother. Picture this: a customer walks into your store, ready to buy. With our easy-to-use payment solutions, you can accept credit cards and mobile payments without a hitch. This not only enhances customer satisfaction but also increases your sales potential. Located at 1200 Belleview St Dallas Tx 75215 in Dallas, TX, we're here to help your business thrive. Contact us today at (214) 319-3100 to explore how we can assist in reaching your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,097,608, we continue to drive economic growth by financing new and expanding businesses. Imagine having the resources you need to purchase new equipment or hire additional staff. Our loans can be the catalyst for your success story.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Resource One offers tailored support through our Business Banking services. This includes everything from Merchant Services that simplify payment processing to various options for Business Loans that can help you grow and expand your operations.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like ATM & Cash Withdrawal Services, along with easy access to your funds via ATMs or through basic drive-thru banking services for deposits and withdrawals, banking has never been easier.

Get Started Today!

We invite you to experience all these services firsthand! For more information about what Resource One offers or to open an account, give us a call at 214-319-3100 or visit us online at our website. Join us today and take control of your financial future with confidence!

Personal Banking Solutions

Managing your day-to-day finances should be easy and accessible. That's why we offer Checking & Savings Accounts designed to help you achieve your financial goals. Our accounts come with no hidden fees and flexible options to suit your lifestyle. If you're dreaming of a new car or need help with vehicle financing, our Auto Loans provide competitive rates and terms. For those looking to buy a home, our Mortgage Loans & Refinancing options can guide you through every step of the process, ensuring you find the right fit for your budget. Additionally, if you ever find yourself in need of extra cash, our Personal Loans & Debt Consolidation services can assist in simplifying your payments and improving your financial health. To sweeten the deal, consider our Credit Cards with Rewards, allowing you to earn points while making everyday purchases.

Shared Services and Accessibility

At Resource One, we understand the importance of accessibility. We participate in shared branch transactions that enable members from partner credit unions to make deposits and withdrawals at our location. This means even more flexibility when managing your money.

Digital & Online Banking

Key Features

Our online banking platform provides everything you need to keep track of your accounts with just a few clicks. You can access e-statements, which are not only environmentally friendly but also help you stay organized. Plus, our electronic signature authorization makes signing documents quick and straightforward no more printing or mailing required! We understand the importance of convenience in today's fast-paced world. That's why we offer mobile payments so you can pay bills or make purchases directly from your smartphone. Although we currently do not have a mobile application, our website is fully optimized for mobile use, ensuring that you can navigate easily on the go. If you need to send money to friends or family, our person-to-person transfer feature allows you to do that instantly without any hassle. Whether it's splitting a dinner bill or sending a gift, it's all done securely through our platform.

Security and Support

Your security is our top priority. We implement robust measures to protect your information while providing an easy-to-use interface for managing your accounts. With every transaction secured, you can bank with peace of mind. At Resource One, we believe in making banking accessible for everyone. Our online services allow you to stay in control of your finances wherever life takes you. Visit us today at https://www.r1cu.org/ and discover how easy digital banking can be!

Financial Strength

At Resource One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for achieving your goals. That's why we are proud to share the robust financial health of our branch located at 1200 Belleview St, Dallas, TX 75215. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $54,664,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 692 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $214,745,856 in share certificates and $91,995,766 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,169,467, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,470,228 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,095 in used auto loans and a total of $592,547,094 in loans and leases. Our operational efficiency is reflected in our net income of $1,085,916, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 159 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares available for lending and investments totaling $3,937,224 and a growing member base represented by 134,734 total share accounts, Resource One stands as a trusted partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Resource One is your trusted partner. Visit us at 1200 Belleview St or call us at 214-319-3100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,071,429 in used vehicle loans and $58,229,102 in new vehicle loans already helping members get on the road. Whether you are purchasing a new or used vehicle, we provide competitive financing options to make your purchase more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $12,097,608 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, our business loan options can help support your ambitions. If you're interested in any of our loan products or need more information about refinancing or eligibility options that may be available to you, feel free to contact us at 214-319-3100. Our team is ready to assist you in navigating your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Resource One for more details on how we can serve your lending needs today!

Credit Lines and Unsecured Loans

For those looking for flexible borrowing options, we have credit lines available with a total of $48,649,452 in credit lines extended to our members. Additionally, our unsecured credit card loans amounting to $13,243,818 provide an excellent way to manage everyday expenses without tying up your assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,781,402, make buying or refinancing simple. We strive to help you secure the best terms possible for your home loan.

Loan Aggregator

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Resource One