Resource One Credit Union Cedar Hill TX | Best Auto Loans & Mortgage Financing

Introduction

Welcome to Resource One in Cedar Hill, TX! Located at 755 N Highway 67, we have been proudly serving our community since 1936. Our commitment to your financial well-being is evident through our robust membership of over 73,000 individuals who trust us with their banking needs. At Resource One, we understand that finances can be overwhelming. That's why we offer a range of services designed to help you navigate your financial journey with confidence. With total assets of $786,674,718 and total deposits amounting to $73,156,023, we provide a solid foundation for our members' financial goals. You can also rely on us for a variety of loans; currently, we have 31,205 loans and leases available to help you make your dreams a reality. Our leadership team is dedicated to fostering an environment of trust and support. Under the guidance of our CEO, Mary Beth Spuck, and Board President, Karen Hart, we prioritize member satisfaction and community engagement. Our friendly staff of 179 employees is here to assist you with personalized service tailored to your unique needs. While members can visit us at our branch address for in-person assistance, official correspondence should be directed to our mailing address at PO Box 660077, Dallas, TX 75266-0077. We invite you to explore our website at r1cu.org for more information on how we can serve you better or give us a call at 214-319-3100. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you every step of the way. Come see how Resource One makes banking easier!

Branch History & Mission

Community Engagement

We understand that strong communities are built on collaboration and support. That's why we actively seek partnerships with local organizations to promote financial literacy and provide resources for those in need. Our involvement in community events reinforces our commitment to making Cedar Hill a better place for everyone.

Join Us Today!

We invite you to join Resource One and experience firsthand the benefits of being part of a credit union that truly cares about its members. With operating hours from Monday through Friday from 9:00 a.m. till 5:30 p.m., and Saturday from 9:00 a.m. till 1:00 p.m., we're here when you need us most. Whether you're looking for personal banking solutions or exploring loan options, our friendly staff is ready to assist you every step of the way. For inquiries or assistance, feel free to call us at 214-319-3100. Together, let's build a brighter financial future!

Our Journey

Resource One started its journey with a simple mission: to offer accessible financial services to those in need. Throughout the decades, we have adapted and evolved alongside our members and their changing needs. From humble beginnings, we've expanded our offerings to include personal banking, auto loans, mortgage options, business banking, and more. We take pride in being an organization that prioritizes the financial well-being of our members while also fostering a sense of belonging within the community. As we look back on our history, we celebrate key milestones that reflect our commitment to growth and service. Whether it's introducing new digital banking solutions or enhancing our member services through shared branches and ATMs like the ones available at our location we continually strive to make banking more convenient for everyone.

Our Mission

At Resource One, our mission is clear: We are committed to providing superior financial services while nurturing strong relationships with our members and communities. Our focus goes beyond just transactions; we aim to support local initiatives and engage in outreach efforts that uplift those around us. We believe that when one of us thrives, we all thrive together. While members can visit us at 755 N Highway 67, official correspondence should be sent to PO Box 660077, Dallas, TX 75266-0077 if needed. Our team is dedicated to ensuring your experience with us is not only satisfying but also enriching.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is located near popular spots like the Cedar Hill State Park and the bustling shopping centers along Highway 67. This makes it not only a convenient stop for your banking needs but also an easy visit if you're out running errands or enjoying some local attractions. We understand that accessibility is important for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Plus, we offer ample parking space right outside the door for your convenience.

Operating Hours and Services

At Resource One, we're here for you during our welcoming operating hours. You can visit us Monday through Friday from 9:00 a.m. to 5:30 p.m., with extended drive-thru service available until 6:00 p.m. on weekdays. We also open on Saturdays from 9:00 a.m. to 1:00 p.m., making it easier for you to handle your banking when it fits into your schedule. As for services, we provide everything from personal banking options like checking and savings accounts to auto loans and mortgages. Need cash? We have an ATM available for quick withdrawals and balance checks. Plus, if you're part of another credit union, feel free to take advantage of our shared services for deposits and withdrawals.

Visit Us Today!

We invite you to come in or give us a call at 214-319-3100 if you have any questions about how we can assist you with your financial needs. At Resource One in Cedar Hill, we are committed to providing friendly service and making banking accessible for everyone!

Member Eligibility

At Resource One, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and open to individuals who live, work, or worship in the Cedar Hill area, along with their family members. This means that if you're looking for a place where your needs are understood and valued, you're in the right spot! We offer a range of benefits that help our members achieve their financial goals, from competitive loan rates to personalized service. If you're ready to join us at Resource One, you can start by checking out the detailed eligibility criteria at https://www.r1cu.org/get-started/youth-membership/ . We strive to make the account opening process as easy as possible, so feel free to give us a call at (214) 319-3100 or visit our website for more information on how to get started: https://www.r1cu.org/get-started/ . We can't wait to welcome you into our community at 755 N Highway 67 Cedar Hill Tx 75104!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to financing options, we offer comprehensive merchant services that simplify transactions and enhance customer experiences. Picture this: your customers easily pay with their credit cards while you manage your cash flow more efficiently. Our solutions not only make payment processing smooth but also empower you to focus on what really matters growing your business. Explore how Resource One, located at 755 N Highway 67 Cedar Hill Tx 75104 in Cedar Hill, TX, can be your partner in success. For personalized assistance, reach out to us at (214) 319-3100. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,097,608, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans that cater to the needs of entrepreneurs. We want to support your growth, whether you're just starting out or expanding an established company.

Convenient Access Options

We know how important convenience is in today's fast-paced world. That's why we offer ATM and cash withdrawal services so you can access your funds whenever needed. Plus, with basic drive-thru banking available for deposits, withdrawals, and simple transactions, handling your finances is straightforward and hassle-free. For members of partner credit unions, our shared branch transactions allow easy deposits and withdrawals too. Whether it's visiting us in person or using our online features like person-to-person payments, we strive to meet you where you are.

Get Started Today!

At Resource One, we're committed to making banking accessible and enjoyable for all our members. If you're ready to explore what we have to offer or need assistance with any financial services, give us a call at (214) 319-3100 or visit our website at https://www.r1cu.org/ . Join us today at 755 N Highway 67 Cedar Hill Tx 75104 in Cedar Hill, TX, and let's achieve your financial goals together!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through every step of the process. From first-time buyers to seasoned homeowners looking to refinance, we're here to help make homeownership a reality for you.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. With easy access through online and mobile banking, managing your money has never been easier. Imagine checking your balance or transferring funds right from your phone while waiting for your coffee. We also offer auto loans and vehicle financing options that can help you get behind the wheel of your dream car without breaking the bank. When life throws unexpected expenses your way, our personal loans and debt consolidation options can help you regain control. And for those who enjoy rewards, our credit cards come packed with benefits that make everyday purchases more rewarding.

Digital & Online Banking

Easy Online Access

With our 24/7 online banking services available at https://www.r1cu.org/ , you can check your balance, pay bills, and transfer money without stepping foot in the branch. This means you can handle your banking tasks on your schedule, whether you're at home or on the go.

Going Paperless

Say goodbye to cluttered mailboxes! With e-statements available, you can access your account statements electronically. Not only is this better for the environment, but it also allows for quick and easy reference whenever you need it.

Mobile Convenience

For those who prefer to bank from their phones, our mobile payments feature makes transactions fast and hassle-free. Whether you're buying coffee or splitting a bill with a friend using our person-to-person transfer option, managing your money has never been easier. While we don't currently offer a dedicated mobile application, our mobile-optimized website ensures that all features are just a tap away. At Resource One, we're committed to providing tools that simplify your financial life while keeping everything secure. Experience the ease of modern banking today!

Secure Transactions

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. You can have peace of mind knowing that every action you take is protected.

Financial Strength

Commitment to Growth

Our financial performance is further reflected in our $44,470,228 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $9,095 in used auto loans and $592,547,094 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our success is also evident in our $1,085,916, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for you.

Dedicated Team

We take pride in having 159 full-time employees and 20 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Growing Membership Base

With a total of 134,734 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our available funds for lending and investments stand at $3,937,224, highlighting the resources we have to assist you further. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Resource One is your trusted partner. Visit us at 755 N Highway 67 Cedar Hill Tx 75104 or call (214) 319-3100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $214,745,856 in share certificates and $91,995,766 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,169,467, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $54,664,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $692 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,071,429 in used vehicle loans and $58,229,102 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find a plan that fits your budget.

Credit Lines and Business Loans

For those needing additional flexibility for personal or business needs, our total credit lines amount to $48,649,452. Additionally, business owners can benefit from our outstanding commercial loans totaling $12,097,608, providing the capital necessary for growth and expansion. At Resource One, we strive to empower our members with the financial tools they need for success. Our team is here to guide you through the application process and answer any questions about eligibility or refinancing options. For more information on how our loan products can benefit you or to start your application process today, feel free to reach out at 214-319-3100 or visit us at 755 N Highway 67 Cedar Hill Tx 75104. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $5,781,402, allowing you to take the next step toward owning your dream home without unnecessary complications.

Unsecured Credit Card Loans

Managing finances can be easier with our flexible unsecured credit card loans. We have a total of $13,243,818 in unsecured credit card loans available to help you handle unexpected expenses or consolidate debt efficiently.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the loan options presented are both legitimate and trustworthy.

RESOURCE ONE CREDIT UNION - Cedar Hill, TX